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Ryan Mack
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Ryan Mack has a life mission to build and develop a durable financial empire geared towards educating his community and beyond. In addition to being a financial advisor working with many prominent clients across the US, he charitably lends his support to inner-city communities by coordinating workshops and creating economic empowerment initiatives that teach the principles of understanding the power of financial literacy. Unions, churches, government-subsidized housing communities, municipal programs, nonprofits, inner-city organizations, international communities, and especially colleges and universities have benefited from the financial workshops/programs that he has developed and instructed through Optimum Capital Management. As a renowned public speaker he has provided many keynote presentations to organizations across the country such as NAACP, National Urban League, National Black MBA Association, and many others. With a strong sense of philanthropy he flew to South Africa to teach economic empowerment principles to those in need and has partnered with his District Attorney’s office to teach financial literacy to previously incarcerated community residents with the aim of lowering recidivism rates. He can be regularly viewed on television networks such as CNBC, CNN and BET discussing economic issues that impact American citizens. He has been profiled in Tavis Smiley's Covenant and Action, co-authored a handbook “The Black Male Handbook” with Kevin Powell, featured in Black Enterprise Magazine, and received Tom Joyner's "Hardest Working Financial Advisor Award" because of his efforts to empower the community with the crucial life skills of financial literacy.

Blog Entries by Ryan Mack

And the 'Global Worst Financial Predator Award' Goes to...

(3) Comments | Posted May 1, 2013 | 3:01 PM

I have been known to speak out frequently against financial predators and the prominent figures who endorse them. Russell Simmons, BET, Magic Johnson, the Kardashians, and Suze Orman are just a few who have been on the receiving end of...

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Saving Homeless Veterans: A Necessary Movement

(0) Comments | Posted April 23, 2013 | 11:30 AM

Right now there are men and women overseas who are wearing protective gear and camouflage not because they want to make a fashion statement, but because at any moment there could be someone who has the desire to kill them and this gear can save their life. Every second these...

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Money Tips for the Working Poor: Exploring All Options in Unemployment (Part 3 of 3)

(2) Comments | Posted April 16, 2013 | 5:58 PM

"General Motors Co. next month will lay off 104 workers at its Flint Engine Plant as the company sends engine work for the Buick Encore to Korea." Detroit News, March 7, 2013

This may just seem like a headline in a newspaper to you, but imagine if you were one...

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Money Tips for the Working Poor: Exploring All Options in Unemployment (Part 2 of 3)

(3) Comments | Posted April 11, 2013 | 7:32 PM

"General Motors Co. next month will lay off 104 workers at its Flint Engine Plant as the company sends engine work for the Buick Encore to Korea." Detroit News, March 7, 2013

This may just seem like a headline in a newspaper to you, but imagine if you were one...

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Money Tips for the Working Poor: Exploring All Options in Unemployment (Part 1 of 3)

(1) Comments | Posted April 9, 2013 | 12:09 PM

"General Motors Co. next month will lay off 104 workers at its Flint Engine Plant as the company sends engine work for the Buick Encore to Korea." Detroit News, March 7th 2013

This may just seem like a headline in a newspaper to you, but imagine if you were one...

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The Future of Medgar Evers College

(1) Comments | Posted April 1, 2013 | 6:51 PM

I love Brooklyn, N.Y. I love the community and all that lies within it. The people, the businesses, the architecture, the history, the parks, the culture... all have captured my heart. Yes, my first love will always be my hometown Detroit, but for the past 13 years I have become...

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Common 'Cents': Tips for the Working Poor

(13) Comments | Posted February 14, 2013 | 10:23 AM

"I don't make enough money to save."

This statement is arguably the most powerful statement an individual can make as it relates to their finances. The one who makes a statement such as this has already thrown up the white flag in their quest to move forward economically. It is...

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Finding Common Ground: A Plea to Black America

(4) Comments | Posted February 13, 2013 | 2:50 PM

I was in the auto shop one day and overheard two mechanics arguing over the best method to fix a car. From the loud discussion it was clear there were two main problems -- neither the fan belt nor the engine was functioning properly.

The first mechanic felt the...

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Common 'Cents': Money Tips for the Working Poor -- Tip #3: Take a Financial Picture

(0) Comments | Posted January 24, 2013 | 10:42 AM

If you are going to chart the progress of your weight loss during a diet, you must first start by facing the music and stepping on the scale. Before you determine where you are going you must know your starting point. The same applies for your finances. Arguably, it is...

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Common 'Cents': Money Tips for the Working Poor -- Avoid Financial Traps

(3) Comments | Posted January 22, 2013 | 5:04 PM

If you were walking down the street and you saw a check cashing store, a corner store loaded with pre-debit cards for sale, a Rent-A-Center, a payday loan facility, or a tax shop pushing refund anticipation loans, would you think you were in Beverly Hills, California? Of course not! The...

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Common 'Cents': Money Tips for the Working Poor

(2) Comments | Posted January 17, 2013 | 1:17 PM

It's no fun being poor. It seems as if our society mandates through what we see on television that only those who have money can smile and have a good time. Well, today, I want to dispel this false notion for those who are working poor...this class of people that...

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A Question for Black People... What's Your Focus?

(5) Comments | Posted January 9, 2013 | 11:18 AM

The year 2012 was a very exciting year for politics. We witnessed a rigorous presidential campaign with a presidential debate which received the highest television ratings in history for a program of its kind. It didn't make a difference if you were Democrat, Independent, or Republican... millions each morning and...

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Common 'Cents': Financial Tip for Parents

(0) Comments | Posted January 3, 2013 | 3:04 PM

Why is it that many parents do not take the time to teach their kids principles of financial literacy? Perhaps it is because they haven't really learned the principles themselves? Perhaps they feel these principles cannot be understood by a child? Both perceptions are inaccurate, so over the next few...

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Common "Cents" -- Financial Tips for Couples

(0) Comments | Posted January 3, 2013 | 7:56 AM

With all the media chatter about "Kim-YE" I thought it appropriate to discuss our own personal relationships. Yes... we all know that Kim and Kanye West are both multimillionaires, but do you know the financial picture of the person you are dating?

Money should never be a divider in relationships...

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Four Corners of Heart Disease in My Hood -- Take It Easy This Holiday Season!

(0) Comments | Posted November 27, 2012 | 2:20 PM

So I am walking home, and right around the corner from where I live I had to stop and pause. On all four corners in my neighborhood I saw slow death food that you shouldn't order without a side of angioplasty. I had to take my camera phone...

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Love + Family = Economic Progress: A 7 Step Plan for Family Empowerment

(0) Comments | Posted November 19, 2012 | 3:54 PM

As the election comes to a conclusion we sit within a country divided. A little more than half are excited about the victory of Barack Obama, and a little less than half are disappointed their candidate of choice lost. However, in light of the fervor this election has sustained for...

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Mitt Romney AKA Mr. Nothing

(0) Comments | Posted November 1, 2012 | 6:10 AM

Usually when candidates run for political office, any office, they run because they believe they can make a positive change. Romney stated he wants to make "Big Change!" However, over the past seven years that he has run for office, he has indicated that he actually doesn't want to create...

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Can't Wait to Go Back to Prison!

(6) Comments | Posted October 31, 2012 | 5:23 PM

I Can't Wait to Go Back to Prison!

After watching all presidential election debates this year, I was amazed that not once did the topic of mass incarceration come up in any of them. Check these stats out:

• The United States of America holds around 5 percent...

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Six Ways You Can Help End Gun Violence

(30) Comments | Posted August 13, 2012 | 9:44 AM

I have grown weary of the endless empty rhetoric regarding what we can do about the gun violence that occurs throughout communities, especially within urban communities where oftentimes the climate resembles a war zone. After looking at the statistics of deaths caused by guns in the US I can only...

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From a Crack House to a Safe House: Ryan Mack Visits the Walnut Way Center

(1) Comments | Posted July 13, 2012 | 3:19 PM

If you have ever seen a crack/drug house in a neighborhood, there is nothing nice about it. I remember when I was around 12 years old in Detroit there was one that sprung up near my grandmother's home that we could actually see through the back window. We used to...

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