Ryan Mack
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Ryan Mack has a life mission to build and develop a durable financial empire geared towards educating his community and beyond. In addition to being a financial advisor working with many prominent clients across the US, he charitably lends his support to inner-city communities by coordinating workshops and creating economic empowerment initiatives that teach the principles of understanding the power of financial literacy. Unions, churches, government-subsidized housing communities, municipal programs, nonprofits, inner-city organizations, international communities, and especially colleges and universities have benefited from the financial workshops/programs that he has developed and instructed through Optimum Capital Management. As a renowned public speaker he has provided many keynote presentations to organizations across the country such as NAACP, National Urban League, National Black MBA Association, and many others. With a strong sense of philanthropy he flew to South Africa to teach economic empowerment principles to those in need and has partnered with his District Attorney’s office to teach financial literacy to previously incarcerated community residents with the aim of lowering recidivism rates. He can be regularly viewed on television networks such as CNBC, CNN and BET discussing economic issues that impact American citizens. He has been profiled in Tavis Smiley's Covenant and Action, co-authored a handbook “The Black Male Handbook” with Kevin Powell, featured in Black Enterprise Magazine, and received Tom Joyner's "Hardest Working Financial Advisor Award" because of his efforts to empower the community with the crucial life skills of financial literacy.

Blog Entries by Ryan Mack

NO Excuses! The Homeless Entrepreneur

(1) Comments | Posted May 14, 2012 | 10:57 AM

It was the first week of April, 2012 and I was in Philadelphia getting prepared for the next stop of my "Less Talk...More Action" Empowerment Tour, which would be held in Philly the following week. After a long day of meetings with community partners, I stopped at my bank to...

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The "Pop-Up" Library: A Mini-Movement of Knowledge

(1) Comments | Posted May 2, 2012 | 3:06 PM

This rainy Tuesday in Brooklyn seemed to be starting off in the same fashion. I left home walking to the subway to head into Manhattan when I passed two people under a bus stop giving away free books and coffee. As a resident of New York City I have grown...

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Year 2012: Back to Basics

(1) Comments | Posted January 10, 2012 | 10:15 AM

Here we are in the middle of yet another bad economy. Technically it is not a recession as the GDP numbers were better than expected for the year of 2011, the Dow Jones has recovered its losses, and analysts are expecting a stronger 2012 for the banks. Yet if you...

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A Poor Man's Plea to Corporate Black America to Help the Impoverished

(1) Comments | Posted December 13, 2011 | 5:09 PM

If we are real with ourselves, there has to be a time when we confront the disconnect that exists in Black America between those who have become "successful" and those who continue to struggle in impoverished conditions. If you talk to anyone living in a public housing community, prison, or...

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The "Less Talk... More Action" Empowerment Tour Comes to Detroit

(0) Comments | Posted November 30, 2011 | 9:20 AM

I want to personally thank Dr. West and Tavis Smiley for bringing their "Poverty Tour" to my hometown of Detroit, Mich. in the first week of August 2011. Had I not taken the time to come to their stop in downtown Detroit, I never would have had the inspiration to...

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Only ONE Party Is to Blame!

(1) Comments | Posted November 23, 2011 | 9:26 AM

When it comes to the failure of the super committee, it is discouraging to continue to hear pundits trying to place blame on both parties. It seems as if the desire to appear fair has trumped the desire to be correct or logical.

On one side you have the...

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'Less Talk... More Action' Empowerment Tour - Progress Report

(1) Comments | Posted November 8, 2011 | 3:33 PM

In August of 2011 I sat on a panel discussion for a Poverty Tour in Detroit; I realized there was a need for a more aggressive level of action if we are truly going to combat the evil demon called poverty. Detroiters and everyone who suffers from an impoverished existence...

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Impactful, Humble and Broke... a Message to Nonprofits

(1) Comments | Posted October 25, 2011 | 5:17 PM

Last week I had a stimulating conversation with a group about the economy. We talked about the Occupy Wall Street movement and what it stood for, the need for fiscal responsibility within this struggling economy, and the value of entrepreneurship and its necessary role in a global economic recovery. This...

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Choppy Markets... What Can We Learn?

(0) Comments | Posted September 1, 2011 | 9:59 AM

For years individuals, businesses, and the government borrowed excessively based on what they hoped to earn tomorrow. In the latter part of the George Bush II era, many believed -- through the excessive use of debt -- to have found the magic fountain of wealth. However, the rug was pulled...

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Shame on You, GOP! True Colors Shown

(1) Comments | Posted July 12, 2011 | 12:05 AM

I am not one who likes to protect those who want a handout. I don't think that a single dime of taxpayer dollars should be given to anyone without the proper measures put in place to ensure the accountability of how those dollars will be used by the recipient in...

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Tell "Ray-Ray" to Get a Job!

(1) Comments | Posted July 8, 2011 | 1:37 PM

Too many times in family communities across the country those who have become comparatively financially successful are unknowingly volunteered to become the "universal provider" within their family circle. I should stress the word "comparatively," because many times those who are more successful within a family are also having their own...

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Support Small Businesses: Death to the "Hook-Up"

(0) Comments | Posted June 2, 2011 | 12:38 PM

Not too long ago, I had a friend who opened a new restaurant in my neighborhood. I was very proud of his accomplishment and was not only willing to dine at his establishment, but would always take a few paper menus to share with my network so they could also...

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An Open Letter to All the "Critical" President Obama Supporters:

(3) Comments | Posted May 10, 2011 | 3:10 PM

As I begin this letter I would like to say to Dr. West that I have the utmost respect and admiration for you. I have been and continue to be a long time fan of your work, your intelligence, and passion to assist the community... especially the underserved. As president...

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Geronimo... E-KIA: Cooler Heads Prevailed... Got'em!

(1) Comments | Posted May 10, 2011 | 11:01 AM

President Obama goes on Oprah with the First Lady and the first and largest breaking news story of her interview was the release of the coveted long form of the President's birth certificate. "He was born here!" says the First Lady in gest as they both laugh and...

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Open Letter to the Kardashians: Stop Using Your Fame to Promote Financial Predators!

(0) Comments | Posted November 10, 2010 | 2:51 PM

I can't seem to get away from these celebrities who have decided it to be okay to use their fame and influence to delve deep into the pockets of the people of this country to persuade them to pay for things that have no benefit. This common practice of these...

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Procuring Business Financing 101

(1) Comments | Posted November 8, 2010 | 12:53 PM

In an ideal world when establishing or expanding a small business, it would be best to utilize personal resources. However, as we all know, this is not always possible. Furthermore, if used properly and responsibly, financial leverage can be a very efficient way to expand your small business, many times...

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The Black Barbershop Health Tour Comes to Brooklyn!

(3) Comments | Posted November 5, 2010 | 7:22 PM

As I walk down the streets of many inner city/urban neighborhoods across the country, it always amazes me how many fried food and greasy spoon restaurants I see compared to the amount of establishments where you can obtain a healthy meal. I write a lot about financial literacy, but an...

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Man vs. Message: What We Can Learn from the Eddie Long Story

(29) Comments | Posted October 2, 2010 | 9:09 AM

Many people have heard the story of Moses in the Bible. He was the elderly gentleman who was chosen by God to lead the Exodus of the Hebrew people out of bondage from the Egyptians to freedom. He set up base at Mount Sinai and at that time received the...

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Food for Thought: The Community Food Bank of NJ Serves an Economic Answer

(0) Comments | Posted September 16, 2010 | 6:02 PM

On September 2nd, 2010 I had the chance to be a part of an event that signaled a look inside of the type of programming that will lead to this economy turning around. The number one issue in the minds of all America and around the world is the economy....

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"Shape-Up" Your Finances

(2) Comments | Posted August 10, 2010 | 3:28 PM

On August 7, 2010, the Optimum Institute of Economic Empowerment took to the streets to conduct the most fun program that we have ever done. We conducted the "Shape Up Your Finances" Economic Empowerment tour which consisted of visiting barbershops and beauty salons throughout Brooklyn, NY with the intent of...

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