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Sam Tanzer

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Americans Are Paying Too Much for Hearing Aids

Posted: 06/06/2012 2:45 pm

The healthcare industry is failing to address a massive, treatable epidemic.

36 million Americans suffer from hearing loss, a number that is only increasing as the population ages. Hearing loss has been linked to chronic disease, depression and even reduced earnings, and the health benefits of treatment are clear, with studies showing that hearing aids profoundly improve quality of life, and can even prevent brain atrophy. Nonetheless, the hearing care industry seems content with a status quo characterized by inflated costs and low adoption, in effect turning a deaf ear toward untreated hearing loss.

America's hearing aid market is broken.

Given the benefits, a consumer might reasonably expect the free market to provide a selection of affordable hearing aid options. That consumer would be sorely disappointed. Today you can walk into an Apple store and take home an iPhone for $650, but if you want to buy hearing aids you'll have to shell out around $5,000. To put this number in perspective, Apple spent about 23 times as much on research and development last year as William Demant, the manufacturer of Oticon hearing aids. Hearing aid adoption has stagnated around 25% for years and increasingly high prices have surely played a role.

hearing aids


Taken together, restricted adoption and elevated prices are the hallmarks of monopoly. In the case of hearing aids, the monopoly was created by state-level regulations designed to protect consumers. Before an individual can purchase a hearing aid, a hearing test must be administered by a professional trained to recognize potentially serious health conditions. No one would object to the importance of this examination, but it's critical to realize that many audiologists are also hearing aid salespeople and that regulation has effectively handed them the deed to a cornered market.

hearing aids


The choices audiologists present to consumers are almost invariably stark: Break the bank for the sake of your health or live with an untreated disability. Neither option is particular attractive.
Since consumers can't choose to buy elsewhere, the industry gets away with making consumers pay through the nose while obfuscating the true price of hearing aids by "bundling" the devices in a "package" that includes unlimited follow-up care. From the industry's perspective, this is a very smart pricing strategy because it "captures" customers and makes them "sticky." Once the customer purchases a service package, he is effectively "locked in" and is unlikely to switch providers.

Professionals also benefit from asymmetric information in pricing the service package: They have a very good idea how much follow-up care the customer is likely to need, while a first-time hearing aid buyer probably doesn't.

From the perspective of the less-informed consumer, the medical purpose of the device may seem to justify a $5,000 price tag. What the customer may not realize is that he is really paying for a $2,000 device with a $3,000 service package attached. Trying to sell a service package at a cost of $300 per visit wouldn't be easy in a competitive marketplace, but as part of the "package" of care, that's often how the math works out.

In private conversations, some audiologists admit that "unbundling" is inevitable and that the value of audiologic care must eventually drive pricing. A recent article in Hearing Review even suggests "unbundling" as potential way to increase adoption. This will be a painful adjustment for the industry and Audiologists typically object to nontraditional sales channels, noting that expert professional service can mean the difference between successful hearing aid adoption and hearing aids ending up in a drawer.

Because their concern is not unreasonable, the question becomes: What if a consumer saves thousands of dollars by buying hearing aids online then negotiates after-market support from a local audiologist to maintain a high standard of care?

The answer is clear. The audiologist no longer pockets the retail mark-up and the consumer saves thousands of dollars. The audiologist may recoup some of his lost revenue by selling an after-market service package, but will lose out overall.

In the future, it seems likely that manufacturers will make hearing aid programming technology available directly to consumers, giving savvy technophiles the choice to bypass audiologic "re-programmings" altogether. But the first manufacturer to do so would likely face swift reprisals, and soon find its audiologist distributors pushing competitors' products. Since this seems unlikely, the short term focus needs to be on unbundling hearing care.

Audiologists may fear that 1-800 Contacts' effect on optometrists could be replicated in the cash cow hearing aid market, but this nightmare scenario would offer an affordable alternative to the 27 million Americans with untreated hearing loss. With an unsound market offering a deal this raw, it is only a matter of time until the status quo gets shattered. The coming change is long overdue. Better late than never.
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Sam Tanzer is the CEO of Embrace Hearing, an online hearing aid retailer that aims to improve the lives of the millions Americans with untreated hearing loss.

 

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01:02 PM on 07/25/2012
For just starting to do research on hearing aids because of my own parents hearing loss, I was suprised to see the cost of them as well as a giant such as Apple trying to get into the market. However, in the first few days of my research I came across a company, Audiotoniq,that has not only been doing what Apple just announced they wanted to do, but they are very affordable, taking out the middle man, and can be customized via blue tooth and smart phone applicaiton. I am interested to see how this company can hopefully change the high cost of hearing aids and shake things up a bit.
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Anne Rutherford
02:36 PM on 06/12/2012
Hearing aids are expensive - my husband's were over $3K and not covered by any insurance. There is the rub - not covered by any insurance - unless they are for a child under the age of 18. Why are hearing aid categorized like bathing aids, patient lifts, and most adaptive equipment? None of those things are usually covered by insurance and all are expensive. I find it completely amazing that CI's are covered (running at about 10-20 times the cost of decent hearing aids) - and you increase your risk of things like menningitis, you can't have a cranical MRI, your child, for example, will never play any contact sports, etc., you will lose any natural hearing you had (just in case you are an unlucky one who suffers a rejection) - and that is covered by insurance. I know that I will need them one day, but so far, so good. I probably won't get any because I won't be able to afford them. There are health reasons, meantal health reasons to have these covered.
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Thor Halvorsen
Laugh til you fart, then laugh more!
07:48 AM on 06/12/2012
Btw, insurance companies are willing to pay for CI's because it is surgery, which CI's cost well over a hundred grand! to install. That doesnt include the services that will be required in follow up, speech therapy, audiologist visits, specialists, etc. Big money in Ci. Hearing aids dont require surgery so while contacts are covered by insurance, hearing aids are not because no surgery involved, and seen as luxury items. Ci's are not the technological replacement for hearing aids, just the next step in intervention of hearing loss if hearing aids don't work, BUT if insurance companies dont help offset the costs, then the consumer is forced to consider CI's just on economic basis alone. That is wrong.
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Thor Halvorsen
Laugh til you fart, then laugh more!
07:32 AM on 06/12/2012
Granted, some of the people who go for CI are those who have no benefit with hearing aids, but when the medical people are BYPASSING even trying hearing aids and jumping right to CI, I have a problem with that.

This is making Deaf people a guinea pig for their social agenda. Deaf people are not broken nor needing fixed. What needs to be fixed is that insurance companies need to give equal consideration to hearing aids as more than just "luxury" items and they are not antiquated!! technologies as they would make you think. Hearing aids are just as up-to-date as CI's are, they just have different ways of getting sound to the deaf individual. The other aspect is that I do understand that hearing aids are not for everyone either, some need more. But, people will go for Ci for cost reasons alone, and play right into the insurance company's hands and the medical folks who think they are "Helen Keller" to the deaf (Heard that quote on a TV show about Ci's), and that disgusts me. We can do better, and should give more options not railroad everyone into one-size-fits all through economic manipulation.
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Thor Halvorsen
Laugh til you fart, then laugh more!
07:32 AM on 06/12/2012
Well folks, with insurance companies still not being willing to pay for hearing aids (yet will pay for a much more invasive Cochlear Implant), of course we are paying too much for Hearing aids when there is no insurance help (most have policies of under 18 for dependents, but nothing for adults). It isnt so much the fault of the audiologists, as is the system, whereby the insurance companies still see hearing aids as "luxury" items. It has taken me and others 5 years to convince my workplace to finally make provisions for hearing aids, while CI coverage is much better. This is economic coercion towards people picking CI's over hearing aids, by mere economic means. If a gallon of milk costs 3 dollars a gallon at one location, and 6.50 at another, obviously the wise shopper is going to choose the option with minimal out of pocket costs. But most people dont realize that CI's cost hundreds of thousands of dollars while hearing aids cost between 3-10 thousand for a set.
The issue is guaranteed money for CI for services and medical, and limitation of the people to being stuck with CI technology, since, once implanted, you cannot alter what type of accomodation you can use as a Deaf/HoH person once implanted. All residual hearing and function in the mechanical part of the ear is bypassed with the CI. With hearing aids, you have more options.
07:28 AM on 06/12/2012
Sadly the problem is still more basic - Audiology 'cheats' us on more than the price. We buy hearing aids to understand what people say rather than to hear what they say. Hearing aids help us hear better but have a very limited effect on speech comprehension when we are moderately or profoundly hearing impaired. This is because hearing aids use the 'bottom-up perception' paradigm - where as neurologists and physiologists have proven that the healthy ear uses 'top-down perception'. Hearing aids are pre-programmed and pre-calibrated whereas the ear retunes itself in microseconds.

Audiology sells an outdated and ineffective placebo instead undergoing the necessary paradigm shift - to develop the listening-aid. See the Listeners' Manifesto.
01:35 AM on 06/12/2012
Sad truth. Audiology is an earned profession whereas individuals invest a lot of their time and money to make it to these privileged professions. And their markup justifies completely their level of service and their speciality and the collaboration of allied professions that goes to protecting the interests of the audiologists. The medical industry places very high regards to the audiology industry by stating people with noticeable hearing losses should have their ears checked by audiologists than go after personal amplifiers off jthe shelves.
06:12 PM on 06/11/2012
Being a hearing aid user who also happens to be married to an audiologist, I concur with the conclusions stated in the article. My wife stated a new practice two years ago (her third over the course of thirty years). She unbundled the hearing aid price from the service plans. Sells the hearing aids at $500 over cost (includes all visits during the trial period), then offers three service plans to choose from (four actually, if one were to choose "none").

It's more difficult for her to make the money she once did, but sleeps better knowing more people have access to her services at a price they can afford (helping people lead better lives is why she was drawn to audiology - not the money, which wasn't all that great when she graduated).

To illustrate how entrenched audiologists are, she's been roundly criticized for her business model and has been accused of accelerating the demise of the profession - to which my reply has been: "Let's hope, but I doubt she has that power".
06:56 AM on 06/11/2012
Its a captive market - just like devices for the blind but the government will actually help with equipment for the blind. I have 1 child with a hearing loss and 2 who are legally blind - I pray every day my child's hearing aids don't break and she has to wait 2 weeks to see if we get lucky or we have to buy a new pair. If contrast, if my other children's $6K braillenotes stop working, the school via the government provides them another one until theirs is fix or gives them a brand new one if its deemed unfix-able.

Where is the government funding for hearing aids?!?!?
07:33 PM on 06/08/2012
ooh i have this phonak crappy brand hearing aids for 3 years.
07:31 PM on 06/08/2012
wait wait wait wait.... if those with hearing loss don't wear hearing aids will have their brain atrophy? yeah, NO! hearing aids does not cure hearing loss, it is just merely amplified what we barely hear with. I am Deaf, hearing aid does not work in one of my hear, but barely work in my other ear. they always tell me i need bilateral hearing aids. i keep telling them it does not work in my left ears. but still i have to have both. although i didn't pay for it, whatever govt or state pay for it. no money out of my pocket for it, i keep the other for in case my hearing aids stop working. Phonak may be high power hearing aids i got, but they need to work on it because it kept on breaking down on me 5 times the first year i got it, it still break down, i have to wriggle the microphone because it keep disconnected. it supposed to last least 5 years. what a piece of crap! you want everyone to wear hearing aids to keep their brain from atrophy? quit wasting our time and money. my best hearing aids was siemen da vinci pxp. that never give me any single problem.
07:55 PM on 06/09/2012
From a University of Pennsylvania study released in 2011: http://www.uphs.upenn.edu/news/News_Releases/2011/08/mild-hearing/

"A new study by researchers from the Perelman School of Medicine at the University of Pennsylvania shows that declines in hearing ability may accelerate gray mater atrophy in auditory areas of the brain and increase the listening effort necessary for older adults to successfully comprehend speech.

When a sense (taste, smell, sight, hearing, touch) is altered, the brain reorganizes and adjusts. In the case of poor hearers, researchers found that the gray matter density of the auditory areas was lower in people with decreased hearing ability, suggesting a link between hearing ability and brain volume.

"As hearing ability declines with age, interventions such as hearing aids should be considered not only to improve hearing but to preserve the brain," said lead author Jonathan Peelle, PhD, research associate in the Department of Neurology. "People hear differently, and those with even moderate hearing loss may have to work harder to understand complex sentences...."

I would also recommend this press release from the Better Hearing Institute -- a not-for-profit organization with the mission of educating the public and medical profession on hearing loss, its treatment and prevention:

http://www.marketwatch.com/story/link-between-hearing-loss-and-chronic-diseases-earnings-highlighted-by-bhi-during-national-employee-wellness-month-2012-06-01
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Thor Halvorsen
Laugh til you fart, then laugh more!
07:36 AM on 06/12/2012
Btw.. while that may diminish the speech aspect of the brain, please don't fall for the fallacy that language is synonymous with speech production, they are totally separate processes. There are very smart Deaf people that have never heard a sound in their lives, that doesnt make them any less capable of individuals. While for people who have grown up on sound, losing it is a hard transition and tough pill to swallow, it is far less of an issue for those who are not as reliant upon sound. While the ability of speech is a skill that might benefit deaf folks, there is sign language, and other acceptable accommodations, so they are not cut off from the world, as fallacy would dictate.
04:43 PM on 06/08/2012
The article does a good job of examining part of the problem with hearing aid cost and use and both the comments below add important details.

There is a more fundamental issue. As currently configured, hearing aids simply aren't very useful in a wide variety of situations for which they are marketed. In short, hearing aids don't deliver good value at $2000, let alone $5000.

Don't get me wrong: hearing aids are necessary if you have a serious hearing loss. But they are not sufficient. They cover a significant fraction of hearing situations, but only a fraction.

To deliver good value, hearing aids will need to become more powerful and effective, which almost certainly means they need to be larger and visible. They also need to be re-conceived as the hub of a truly integrated assistive listening system based on open interconnectivity standards so that devices from one manufacturer can be used with another.
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Thor Halvorsen
Laugh til you fart, then laugh more!
07:40 AM on 06/12/2012
Well, or those marketing "invisibile" hearing aids, that only fosters the issue of implying that one should be ashamed to wear such devices in connotation. Change the image folks perceive of hearing aids, and that will do better. As for larger/better, depends on the hearing loss. My hearing aids will give an average hearing bloke a migraine, mine were six grand, I am not ashamed of my hearing aids, I wanted terminator Chrome covers on mine, with LED lights. The issue with hearing aids is that not everyone has access to them, or to the ones that may be best for them due to economic constraints. People tight on money are mostly opting for the Ci because insurance companies are willing to pay almost all the costs, whereas they are reluctant to pay for hearing aids, since they are seen as luxury items for adults... so the marketing trend is hearing aids as antiquated, and CI as the new... that isnt the case. The CI is NOT replacement for hearing aids, it is another more invasive option that should be considered only AFTER hearing aids have been tried and no benefit gained.
02:26 PM on 06/08/2012
To draw an imperfect comparison, HA manufacturers have positioned themselves as luxury car dealers: they rely on low volume and high margin for profitability. Unfortunately, audiologists and dispensers are forced to follow suit. While lower-priced hearing aids are available, there are a few problems that inhibit widespread adoption.

Firstly, the level of maintenance required to keep a hearing aid in good working condition is beyond the capability of most users and so the dispenser is tasked with upkeep. When that is the case, the incentive to sell cheaper HA's is diminished. It's a zero-sum game, for now.

Secondly, public perception is that hearing aids are extremely expensive, and so many people assume they are priced out of the market without doing any research. And when well-known nationwide chains like Beltone and Miracle Ear sell hearing aids for $10,000, this perception is difficult to alter.

Finally, the industry is so fearful of change that any attempt to circumvent accepted practices is met with negative publicity and the cry for more regulation. (see Best Buy and Radio Shack trying to add hearing aids to their product mix)

However, the hearing aid industry is going to change. In the next ten years someone will write an app or create a simple, cheap device that Best Buy can carry. When that happens, hearing aid manufacturers will wish they had changed their business strategy years ago.

Peter Niswander
Professional Hearing Care Services
Columbus, Ohio
10:16 AM on 06/08/2012
Hearing Aids (HA) dispensers prescribe and sell HA. They tend to carry the most profitable or easiest to program. Switching is impossible if they don't carry your HA's software.

The FDA must regulate HA to ensure accountability and transparency. FDA only regulates HA for safety and efficacy. Comparing cars is easier than HA. Proprietary rather than generic names should be used for features and be tested against international ANSI standards. As Sy Syms said, an educated consumer is our best customer.

HA should be covered under EHB s1302 under (G) Rehabilitative and habilitative services and devices. Pediatric services in section (J) should include hearing care. It was supposed to protect people with disabilities. Goldman Sachs HA 2011 report shows a direct correlation in Europe between usage and insurance coverage.

HA Assistance Tax Credit Act (S1019) does not go far enough. A $500 credit is paltry when compared with the overall cost. It will not impact affordability. Consumers may be forced to purchase low-quality rather than HA that will appropriately assist them.

People purchase new HA because their hearing worsened and breakage. A person should not be penalized for wanting to hear well. There should be no limits on the credit. It is not a new handbag.

Age is irrelevant and should be available to anyone.

People with lower incomes are least likely to benefit because it only helps those whose taxes exceed the amount of the credit.

Janice Schacter, chair Hearing Access Program
11:36 PM on 06/08/2012
It saddens me to see how so many people are helpless when it comes to health care.... It's the same situation with dental care also. So many just go without! It's a cruel system we've got here in this country. Many people just simply suffering, having nowhere to turn to!