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SaveUp is the first free nationwide rewards program that encourages people to save money and pay down debt with the chance to win great prizes. Americans who bank at over 19,000 U.S. financial institutions can sign up, register their financial accounts, and begin earning SaveUp credits for their good financial actions. Users redeem credits for chances to win prizes ranging from vacations and cars to cash up to $2 million. Prizes are sponsored by top brands, including Virgin America, Banana Republic, and TurboTax. Through a fun and simple approach, our mission is to help Americans positively engage with their financial progress and ultimately, succeed financially.

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Entries by SaveUp

4 Tips for Saving for Your Child's Future

(0) Comments | Posted January 31, 2014 | 10:04 PM

Saving for your children's future is something most parents worry about. When things are tight and finances are always a challenge, long-term goals can weigh heavy on a parent's mind. Where should you invest? How can you invest? How much should you put away and how should it be earmarked?...

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Save Money on Health Care: The Benefits of an HSA

(0) Comments | Posted January 30, 2014 | 6:12 PM

There has been so much talk about health insurance and associated costs in the media lately. In this post we'll look at the basics of Health Savings Accounts. An HSA is one aspect of an overall healthcare strategy that can be a helpful planning tool and help you save money...

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10 Tips to Help You Save $2,014 in 2014

(0) Comments | Posted January 2, 2014 | 2:05 PM

Pick 5 tips on the list you can commit to -- and let's get them done so you can end the year with an extra $2,014 in your pocket.

1. You may find it easier to control your budget with cash or a debit card than with a credit card....

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Health Care and Your Financial Plan

(0) Comments | Posted December 18, 2013 | 11:43 AM

There has been non-stop media coverage about the rollout of the Affordable Care Act (ACA), aka Obamacare. As we approach the December 23rd enrollment deadline, here are a few ways these changes may affect your personal finances.

1. Get Covered -- If you don't currently have insurance, this...

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8 Ways to Prevent Unnecessary Spending

(0) Comments | Posted December 10, 2013 | 6:04 PM

If you're trying to save money, but can't seem to stop yourself from spending on indulgences, here are a few tips to help fake self-discipline. Baby steps!

1. Limit How Much Cash You Carry

Keeping your wallet cash-free as often as possible prevents you from quick and mindless spending, in...

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Investing for Beginners: Basic Investment Terminology

(0) Comments | Posted December 5, 2013 | 12:29 PM

Welcome to Part 1 of our Investing for Beginners series. In this post, I'll break down some of the common terms you might hear when it comes to investing. What is a mutual fund, REIT or ETF? How might those things fit into my investment strategy? Next week I'll examine...

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4 Bad Money Habits & How to Get Rid of Them

(0) Comments | Posted October 11, 2013 | 9:44 AM

Everybody has their share of bad habits, and financial ones can often be the hardest to identify. Fortunately, once identified, bad money habits can be combatted and kicked with a healthy dose of self-discipline. Here are some tips to overcome a few common bad financial habits:

Burning a Hole in...

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Financial Planner Q&A: Should I Use Income Based Repayment for My Student Loans?

(0) Comments | Posted September 27, 2013 | 4:39 PM

The federal government offers a number of different ways to pay back your student loans. In this post we'll look at income based repayment plans, some of their qualification requirements and tradeoffs to consider. The offerings I'll mention here apply to government loan programs (not private loans).

How does it...

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Financial Planner Q&A: How Do I Maximize My Employee Benefits?

(1) Comments | Posted August 16, 2013 | 12:05 PM

SaveUp asked you what financial planning questions you wanted to see answered on the blog. A big thanks to everyone who responded on Facebook. We want to address topics that are of interest or concern to you! This weeks post answers one of your questions, "How do I maximize...

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Should I Choose Socially Responsible Investments?

(3) Comments | Posted August 15, 2013 | 8:09 AM

As a consumer, you know that your spending supports the companies whose products and services you choose to buy. It's appealing to purchase items that are not only great products but are also made by companies who have good values (think Ben & Jerry's or Toms Shoes). In other words,...

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3 Uncommon Tax Credits & Deductions for Big Savings

(0) Comments | Posted August 7, 2013 | 5:08 PM

It's summertime, and taxes might not be foremost on your mind. However, there are some uncommon tax credits and deductions that can help families save. Did you know the price of summer camp is a potential tax credit? In this post I'll examine three tax deductions that might prove beneficial...

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Investing in Gold: It Might Pan Out

(2) Comments | Posted July 25, 2013 | 11:23 AM

It might seem patriotic to invest in gold, and it's certainly popular among SaveUp users. The gold bar on SaveUp is one of the most frequently suggested and played for prizes. So, should you invest in gold? I've been asked this question by clients, friends and family. The...

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Understanding the Gen Y Debt Battle

(0) Comments | Posted July 23, 2013 | 4:37 PM

In February, SaveUp compiled its first U.S. Consumer Savings and Debt Report titled "Gen X and Y Lead US Trend as a Nation of Debtors." I found the report interesting and insightful. I'll examine it from a personal financial planning perspective.

My Take on the Report's Findings

The...

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Have We Learned From the Great Recession? 4 Finance Tips for Gen Y

(2) Comments | Posted July 18, 2013 | 9:07 AM

Each month SaveUp compiles a U.S. Consumer Savings and Debt Report. April's report titled, Surprise Finding: Young People Are Aggressively Saving Despite Shouldering High Amounts of Debt in Early Adulthood has some surprising findings given the disproportionate challenges Gen Y has faced due to the Great Recession.

My...

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5 Personal Finance Tips for Recent College Grads

(2) Comments | Posted July 8, 2013 | 3:55 PM

It's not an easy job market for recent graduates and that fact can put them at a disadvantage financially. Therefore, establishing some sort of income is an important first step for grads. Assuming that initial post-college job is landed, here are five tips to help you establish a strong financial...

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Budget-Friendly Gift Ideas for High School Grads

(0) Comments | Posted July 2, 2013 | 5:14 PM

Looking for graduation gift ideas? Here are some examples of budget-friendly graduation gifts to get those creative juices flowing and help you save money this summer.

High school grads who are moving on to college in the fall are going to need a ton of new supplies. While receiving a...

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How to Throw a Fun and Frugal 4th of July Party

(1) Comments | Posted July 2, 2013 | 4:42 PM

Americans spend billions of dollars each year on 4th of July festivities. How much are you spending on your Independence Day party or barbecue? If you tend to go a little nuts with the decorations and get super fancy with the food, it's easy to spend a ton of money...

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Revisiting the Rule of 72: The Power of Compound Interest Over Time

(0) Comments | Posted June 27, 2013 | 8:24 AM

The rule of 72 is such a powerful concept that I wanted to readdress it; I wrote about it back in 2011 in a post titled, "The Rule of 72 - The Real 8th Wonder of the World."

As I explained in that post, the...

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When to Rent vs. Buy a Home

(6) Comments | Posted June 26, 2013 | 10:40 PM

About a year ago I wrote a post titled, Home Series: Renting vs. Buying. I'd like to readdress the question, "Should I buy a house?" or "Is now a good time to buy a house?" These are questions I'm asked quite often. The housing market continues to recover...

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Retirement Basics: Retirement Planning for Different Age Brackets

(1) Comments | Posted June 7, 2013 | 11:45 AM

Welcome back to our Retirement Basics series! So far I've covered different types of retirement accounts in part 1 (401k vs. IRA) and part 2 (traditional vs. Roth) to help you save and invest for retirement most effectively. This post, the last installment of the series,...

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