As millions of high school seniors mark the graduation milestone this month, many lack the skills necessary to successfully manage their finances, partly due to the lack of financial classes in schools. In fact, only 4 states require students to take a semester of personal finance education and another 20...

As college graduates across the country admire their hard earned diplomas they recently received, it's hard to forget about the burdensome student loan debt plaguing many graduates. In fact, the average student loan debt upon graduation is $24,000, according to the Project on Student Debt. For those who've...

The unemployment rate among teens now stands at a dismal 24.5%, nearly three times the national rate of 8.8%. And a year ago at this time, the teen jobless rate was a little higher at 25.4%, so not much of a change over the past year. The competition...

April is National Financial Literacy Month, a time devoted to promoting financial education.
Personal finance should be a course that all students take before graduating from high school. However, only four states require students to take a semester of personal finance education; a higher 20 states require students...

Spring has officially arrived, although here in New York City, you wouldn't notice since it snowed this week...

Nonetheless, here are 10 ways to get your finances in order. Just as you may clean out your closet or complete other "spring cleaning" chores around the house, your finances should be...

One year ago on February 22, 2010, the epic Credit CARD Act took effect, which aimed to reform the entire credit card industry and help young people under age 21 steer clear of credit card dangers.

Now one year later, was the CARD Act a success?

Current college freshmen are more stressed than ever, according to a study from the Higher Education Research Institute at the University of California, Los Angeles, which has been keeping track of student health for decades. The study found that only 51.9% of first-year college students considered their emotional...

With 2011 only hours away and since most college students are off on winter break, now is a great time to focus on your finances for the New Year. Follow these three simple steps to ensure that your finances are safe for 2011:

1. Credit Cards: If you have credit...

Gift cards were one of the most popular holiday gifts this season. According to TowerGroup, gift card sales are expected to hit $91 billion. Even though the holiday season is over, chances are you received several gift cards from friends and family as holiday gifts. Most of us...

More than half of the country shopped on Black Friday weekend! According to the National Retail Federation's (NRF) latest survey, 212 million people hit the stores and websites on Black Friday weekend, compared to 195 million in 2009.

On average, shoppers spent $365.34, compared to $343.31, totaling $45 billion, compared...

Known as the official start of the holiday shopping season, Black Friday is one of the busiest shopping days of the year. According to The National Retail Federation (NRF), on average, consumers are expected to spend almost $700 on holiday gifts this season, totaling almost $450 billion. The NRF says...

As a college student, I can't stand when credit card companies set up marketing tents and booths on college campuses to convince students to sign up for credit cards. Thanks to the Credit CARD Act of 2009 (legislation that took effect in February 2010 to create transparency and...

I know it sounds hard to believe, but Congress is helping college students save money -- on textbooks that is. This month, more than 18 million students will be attending college and according to the College Board, spending an average of $1,000...

Money management is a key part of the college experience. Since only 24 states require students to take personal finance classes in high school, the majority of incoming college freshmen are not prepared to tackle their finances. In fact, 45% of high school seniors said they were not...