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Affordable Care Act Helps Women

Posted: 08/16/11 07:38 PM ET

When I was a kid, I thought I was a lot tougher than I was. My mother taught me that if you acted like you could handle yourself, then you could. But sometimes that meant enduring unnecessary pain.

My family could not afford to see a doctor and had to confront health needs alone.

Several families like mine have endured illnesses simply because they could not afford medical evaluations, making early detection or prevention of them difficult.

A report from the Department of Health and Human Services (HHS) finds last year's health insurance reform is already changing this.

Preventative care has become much more affordable. For Medicare beneficiaries, the cost burden of services -- such as mammograms, colonoscopies and blood pressure checks -- has been lifted entirely.

This year, more than 17 million seniors have received preventive measures they desperately needed, without copayment, deductibles or coinsurance, according to HHS. And an additional one million seniors have received free wellness visits.

This is particularly great news for women. More women have struggled with chronic illnesses than men.

In 2009, the Commonwealth Fund found that more than half of women delayed or avoided preventive care because of cost concerns. Even moderate co-pays for preventive services such as mammograms or pap smears have deterred women from visiting a doctor.

Yet chronic diseases, which account for 75 percent of the nation's health spending, are often preventable. The Affordable Care Act is helping women -- young and old -- avoid the onset of illness and improve their quality of life.

In its report, HHS announced new guidelines that will ensure women of all ages receive preventive health services at no additional cost. HHS's announcement follows a report by the National Academy of Sciences' Institute of Medicine that included fundamental preventive services are a basic health need of all women.

Starting in 2012, new health insurance plans will not only put money back in the pockets of women, but they will cover a wider net of preventive care services, such as Human Papilloma Virus DNA testing, HIV screening and counseling, FDA-approved contraception, breastfeeding support and domestic violence screening and counseling.

Too many women like my mother lacked the preventive services they needed to stay healthy because of cost concerns. It's up to us to make sure today's women know about the benefits available to them.

HealthCare.gov is a great resource for anyone looking to learn more. And the Department of Health and Human Services Web site provides great guides, too.

In a country as great as ours, no one should be forced to struggle without medical coverage because of an illness that could have been detected and treated.

This blog comes from MomsRising.org and CustomFitWorkplace.org and presents innovative ideas to strengthen 21st Century American families through public policy, business practice, and cultural change.

 
 
 
When I was a kid, I thought I was a lot tougher than I was. My mother taught me that if you acted like you could handle yourself, then you could. But sometimes that meant enduring unnecessary pain. ...
When I was a kid, I thought I was a lot tougher than I was. My mother taught me that if you acted like you could handle yourself, then you could. But sometimes that meant enduring unnecessary pain. ...
 
 
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10:56 PM on 08/25/2011
Strathclyde Associates

Hi! It’s good that there have been laws created for women. We just need to concern ourselves with affordable treatments from the benefits they give.
10:03 PM on 08/21/2011
Thank you, Senator Reid! You are my hero, for your roles in both the health care law, and Super Congress!

The individual mandate is going to happen whether you progressives and republicans want it or not. Sure, the individual mandate isn't perfect, but don't let perfect be the enemy of the good. At least some people may be eligible for a subsidy! Half a loaf of bread is better than none.

You progressives are just a tiny minority. The sooner you all realize this and support President Obama, Senator Reid, and the other democrats, the better for all of us. Better be grateful to them for their hard work!

President Obama, Senator Reid, and the other democrats are playing a game of chess with the republicans. Come 2013, they are going to use this to completely turn the tables on the republicans and the democrats will be victorious! But this will only come to pass if you all STOP this harsh judgment and whining against the democratic party. Our party will definitely win through your cooperation.

And cheer up. Soon, all 50+ million of the irresponsible fools out there without health insurance will be forced to buy it, or pay a fine. I hope all the selfish holdouts lose their homes when they can't pay their medical bills.
09:01 PM on 08/21/2011
Harry Reid: A Republican mole working for Karl Rove, if ever there was one
10:08 PM on 08/21/2011
I think that is a most ungrateful statement if I ever read one. Senator Reid's tireless efforts have given us a healthcare law that WILL SAVE LIVES! That's all that's important. If we can save even ONE life with this health care law, who cares what people have to buy? Don't you all care about saving lives? Aren't the conservatives supposed to be pro-life?

I am also grateful for Senator Reid's efforts with Super Congress, especially making sure that democrats have equal representation with republicans. It could have easily gone with a republican majority! Sure it's not a perfect situation, but don't let perfect be the enemy of the good. At least the republicans aren't going to automatically rule super congress by a majority. Half a loaf of bread is better than none.
11:27 PM on 08/21/2011
A satirical comment? Not sure.

Harry Reid ensured that the Super Congress -- an anti-Constitutional legislative sub-body that subverts checks & balances, not to mention representation from parties that aren't Democrat or Republican -- would contain a Republican MAJORITY by naming Max Baucus, the most right-wing U.S. Democratic Senator, as one of five seats.

"Don't let the perfect be the enemy of the good" is the rallying cry of Vichy Democrats & Fifth Columnists. Don't worry, you guys already won with the Super Congress. America will become so far-right that it will be unrecognizable in 5 years.
01:29 PM on 08/21/2011
Of course the conservatives put up a road block like they always do, market working. Their theory of the trickle down effect is not working, as we all can see. What do they care, because poor people can be ignored. Somehow they are smart enough that it also can be used as a weapon against legislature that they do want to destroy. The influence of the market on prices of drugs or services of providers is minimal. That is the reason why they battled to keep the public option out and succeeded. Our biggest concern is now, that as soon as the insurance market gets the 54 million uninsured as new clients, they will not be pressed to lower their premiums, because they themselves never negotiated lower drug prices and/or provider costs. If the government is not able to step in and change the whole insurance - HMO system, it will take a long time for the market to change. So a lot of people will end up in the medicaid system or still go without insurance and pay the tax. The conservatives are a bad clever lot. Their knives cut both ways. However in the end they will need the middle class and the poor, who are the consumers and the conservatives will find out soon.
10:22 AM on 08/21/2011
However, shall I tell you how many women I know who are not going for free screenings because if the screenings find something, they will not be able to afford the treatment without insurance?

You may call that dumb, but one told me she would rather live not knowing than knowing and being unable to do anything about it. I can understand that.

I feel especially bad for one lady who is in a high-risk category. She's worked hard all her life, got an education, has kids, and saved every penny she could. For playing by the rules and doing all the practical things all of us were told to do, a health setback could not only literally bury her, but bury her family as well.
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09:02 AM on 08/21/2011
The concept that people should buy health insurance is good. The reality is AHA won't change much. The "poor" will still get it for nothing. The middle class will still struggle to make payments. The "rich" will pay a little more and likely won't miss it. A ruling by the Supreme Court to uphold the lower court decision might be the best outcome for the Dems. It will kill a law that was destined to be an embarrassing failure and they can blame the Repubs for the defeat of health care "reform" at the same time.
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somewhatodd
micro-bio undetectable to the naked eye
05:10 PM on 08/21/2011
you sound young and healthy. maybe your mama keeps you on her health insurance and you've never seen a bill.
10:05 PM on 08/21/2011
I totally agree. the concept that people should buy insurance is good, but of course, it's not perfect. We certainly don't want perfect to be the enemy of the good, but for this to really work, we need to up the fines, and perhaps include jail time for repeat offenders. I will be dutifully contacting my representatives regularly about this, and I hope that others are doing the same.
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nlkennedy
Realism Only
02:24 AM on 08/21/2011
I wish I had health insurance. The LIMITED medical insurance plan my employer offers cost over $220 a month. So, to afford that, along with my car payment & car insurace, monthly rent, and cell phone bill, I pretty much don't get to eat food or put gas in my car to get to work.

USA! USA! USA!...
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Ashok Hegde
02:39 PM on 08/21/2011
Get a scooter or live next to work.
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cintirich
The posts above and below mine are wrong.
02:50 PM on 08/21/2011
It's funny that you put your cell phone above eating. And after 2014 you don't have to worry about your employer's limited plan, as the majority of employers won't be offering health insurance.
01:19 AM on 08/21/2011
Let's concentrate on what the new law actually does. This is not a government takeover of the nation’s health care system. Virtually all of the 160 million Americans with employer-sponsored coverage will be able to keep it. The 15 million now self-insured and 32 million uninsured will also have the option of private coverage.

This is not a budget buster; it is projected to trim future spending by over $1 trillion by 2029. This is not a bill that provides end-of-life counseling by government “death panels,†but will expand Medicare coverage to include annual preventive checkups. The measure does mean that insurance companies soon will no longer be able to deny coverage because of serious illness or preexisting conditions like asthma or diabetes. Nor can they cancel coverage because you got sick.

It does mean that 32 million uninsured people will now get coverage. It does mean that the Medicare prescription drug program’s infamous “doughnut hole†will close over 10 years, that the Medicare program will be strengthened and its fiscal life extended at least nine years. It does mean that solid steps are being taken to curb health care costs, which, left unchecked, would continue to bankrupt families, penalize U.S. corporations—and threaten the careers of their employees. And that’s just a start.

One irony is that the plan enacted with no Republican support is so close to plans proposed by Republican icons Richard Nixon and Ronald Reagan.
01:30 PM on 08/21/2011
This "wonderful" plan has already doubled my insurance cost by way of medications and deductibles and I fully expect that cost to continue to rise over the next 10 years. The plan does nothing to control costs. It only forces insurance companies to pay for things in a way that does not make good business sense. To cover these "no cost" procedures the insurance companies have to increase premiums and deductibles for things like medications and specialists. Something for nothing is myth and those that passed this law knew it. They want the insurance companies to fail so they can set up another failing program like Social Security, Medicare, or Fannie Mae. It's about power, not about helping people. If they really wanted to help people, they would remove the impediments for business growth so that more people can get jobs and buy the insurance they need. But that would mean these same people are no longer in need of government hand outs. This would mean they no longer need to vote for the party that pushes more and more people on the government hand out roles. They can't do that, of course. Just think of all the people it would hurt - themselves first of all.
01:47 PM on 08/21/2011
I agree that it lacks cost controls. However, this is not about power so much as is it about profits. The health care industry has enormous control in Washington and makes enormous profits because of it. As always, money rules. This represents the moral weakness in all of our leadership. Our medical system should be non-profit. Only then will it have the proper incentives to actually take care of people in a cost effective manner.
09:29 AM on 08/19/2011
really? what do you call affordable? because i make too much money for family health plus the "affordable" option as you call it would cost me $ 346 a month. sorry but when i only make $250 a week that is not even close to affordable. added to that strange math is the fact that the last specialist i saw ($300 out of pocket thank you) thinks that my health issues are really MS; but in order to get diagnosis and treatment i need mri's and lumbar puncture. do you know what the cost of one mri is? $5,856! and that is just for the imaging not the radiologist and neurologist needed to make the diagnosis. so i'll thank you to not brag about this wonderful affordable health care while i am trying to figure out how in the world i am going to pay to get testing, just so i can get treatment, just so i can manage to make it through each day.
09:23 PM on 08/21/2011
You can get an MRI paid for by the Multiple Sclerosis Association of America (MSAA) if you are looking for a diagnosis. A spinal tap is not necessary. I've had MS for 32 years and have never had a spinal tap. Not necessary FOR YOU. Go to www.nmss.org to read about diagnosis of MS, and good luck to you
05:06 PM on 08/18/2011
Yeah, it's not like women are, on average, outliving men by nearly a decade or anything. Why does this have to be about how healthcare helps women specifically? Both genders need healthcare, and there is absolutely no reason to pretend that one group needs it more than another.
11:05 AM on 08/21/2011
It's called political pandering. The female vote is crucial, and if the Dems can scare women into believing that the GOP is against them, then they've done their political job.
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Pammy2
I'd rather laugh with sinners than cry with saints
01:31 PM on 08/21/2011
I don't need dems to tell me the GOP is against me. All I have to do is look at the policies the GOP advocates.
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allengoldchain
Proud to be a 53%! I always pay my fair share!
08:16 AM on 08/18/2011
It's amazing how even to this day democrats continue pushing the disastrous Obamacare. I know liberals were asking for single payer and to be honest that is the direction they are going. They setup this Obamacare to fail but in the process do damage. There is absolutely no way insurance companies can handle the increase in insured and still stay in business. Look at some states where insurance companies are removing their individual plans all together.

People democrats and Obama promised that those who were insured could and would be to keep their insurance plan and that was a lie. They sacrificed the insurance of mass to pretend they cared for the few. Premiums have sky rocketed and they call this a health care reform! Oh please!
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splashy
Really?!?!!!
03:31 AM on 08/18/2011
The big problem, as I see it, is that in many states women without children get nothing so far. Maybe by 2014 they will get something to help them, so they don't have to have children to get health care. It's a catch-22 - you get nothing if you are responsible and don't have children you can't afford, while you get Medicaid if you have children you can't afford.
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CanuckistanCommie
I ain't no Commie but Pat Buchanan thinks so!!
05:17 PM on 08/17/2011
Mr Reid,
I am but one of 10's of thousands of posters on this website and for many a time I have posted the same information over and over again about the current costs of your healthcare system as opposed to those around the world.
The OECD states that the US spends on a per capita basis $4600 more for healthcare than any other nation providing UHC (single payer).(2008)
In American numbers that figure works out to $1.4 trillion or the equivalent to the entire federal deficit.
These numbers when applied to the state level would match the retirement costs of every state's debt in 3 years or less INCLUDING California. (Debtclock.org).
I have for the sake of me, am left scratching my head as to why the US continues to entertain the two tier system at its current expense.
The current system has 308 individual customers are forced to negotiate on behalf of themselves for healthcare rates?
Would it not make smart business sense to have one entity offering 308 million potential customers approach the medical industry saying "Hey, I have all these customers available for you. What is the best price you can give me?"
Should not the medical industry be forced to compete amongst themselves for business as opposed to the current system that has them charging what every they feel?
06:17 PM on 08/17/2011
Single-payer would not have passed. There is a feeling among conservatives:
"If it was good, I wouldn't like it".
09:20 PM on 08/17/2011
Single-payer wasn't even introduced as Max Baucus was (at the time) the 2nd largest recipient of health insurance corporate campaign contributions.

Instead of advocating a single-payer/public option, Reid, Baucus and others allowed the Rs to change the conversation to death panels.
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allengoldchain
Proud to be a 53%! I always pay my fair share!
08:19 AM on 08/18/2011
What are you talking about? Democrats had complete control of the house and senate (with a super majority), for TWO WHOLE YEARS!. They could have passed any kind of jib jab law they wanted. The right had absolutely know say in the matter. They could have screamed all they wanted and nothing they could do would be able to stop what democrats liberals wanted pass.

nice try but your comment is a complete lie.
04:33 PM on 08/17/2011
Don't women ever get tired of politicians pandering to them so blatantly?

One thing I wanted to point out is this statement:
"This is particularly great news for women. More women have struggled with chronic illnesses than men. "

This is actually not even true. Men suffer from chronic diseases much more than women do. We have a shorter life span, suffer from more chronic diseases than women do and suffer from more fatal illnesses than women do.

And in the area of mental health, men suffer suicide at a rate 400% that of women.
02:57 PM on 08/18/2011
Yeah...but since men die earlier......women use more services.....great logic isnt it ?
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jenkait
Elizabeth Warren for President!
03:43 AM on 08/20/2011
Yes, I do get tired of it!! It is so wrong to help one gender over another; healthcare shouldn't be couched in gender at all.

I always feel like modern-day "feminists" don't want equal treatment, they want special treatment. And they seem to often get it...
Bladernr1001
Vote Libertarian
03:55 PM on 08/17/2011
Helps women....at the expense of someone else.

That is immoral and contrary to our heritage of individual freedom and liberty.
06:20 PM on 08/17/2011
Women have too long been low man on the totem pole. (Pun intended)
Bladernr1001
Vote Libertarian
11:20 AM on 08/18/2011
That is for society to work out...not the coersive force of government.
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splashy
Really?!?!!!
03:37 AM on 08/18/2011
At the expense of someone else? Who? Men?
Bladernr1001
Vote Libertarian
11:19 AM on 08/18/2011
Yea....We already spend enough on your guys.
03:30 PM on 08/18/2011
Obviously men. What this means is everybody's premiums will go up but only half the population benefits. That's why it is onerous not to include the same preventive services to men.