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Ted Kaufman

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Time to Get Serious -- the Debt Limit Is No Game

Posted: 07/07/11 03:01 PM ET

I think there is little chance that Congress will pass a debt limit bill in time, and we will probably experience a default on U.S. debt that will drive up interest rates, cripple the housing market, and kill our nascent economic recovery.

It is way past time for all of us to get serious about the upcoming vote in Congress to raise the debt limit and avoid an unprecedented default on the sovereign debt of the United States.
Not just members of Congress. Sure, some of them are grandstanding with take-no-prisoner stands. But they are also often reflecting the will of their constituents. Isn't that what Congress is supposed to do?

Members of Congress read polls. No poll is perfect, but the results of the recent one from AP-Gfk leave little room for doubt about the current unpopularity of raising the debt limit. Not many more than one in three Americans (38%) say they are in favor of raising it. Yet half (53%) believe that if the debt limit is not raised the U.S. would face a major economic crisis. And -- an even more amazing number -- 37% of those believe that the limit should not be raised even if that does result in a crisis!

What's going on? I think a lot of people are just venting their frustrations while being lulled into a false sense of security by media pundits who tell them not to worry. They say, of course the debt limit will eventually be raised; all that is required is to get the president and the leaders of the Congress together in a room to work out a deal. The consequences of inaction are just too dire. It is inconceivable, they say, that a deal won't be reached.

Tell that to the people who are intimately involved in the process. They know better. With so little support in the country at large, even if the leadership does finally negotiate a deal, they still must round up 218 votes in the House and 60 in the Senate, if Senators Rand Paul and Jim DeMint come with their promised filibuster. That will be difficult and will require a compromise between Democrats in the Senate, who want some revenue increases to reduce the need for draconian cuts to programs for the poor and middle class, and Republicans in the House who refuse to consider any increases in revenue.

It is ironic that the primary group arguing for voting against raising the debt limit claims to be fiscally responsible. Using this one vote to force the government to radically reduce the deficit, they say, will make America more economically sound. Yet it is clear that not passing the debt limit bill would result in higher interest rates, an increased cost of the federal debt, and an additional burden on all Americans.

The Congressional Budget Office estimates that adding a point to interest rates on the federal debt increases the deficit over the next ten years by $1.3 trillion. That one point could easily be three or five or six points -- nobody knows. But leave it at one, surely the most optimistic scenario. This means that a significant number of "fiscally responsible" Americans are supporting action which would increase the debt by an amount at least equal to the entire $1.3 trillion 2010 deficit.

What needs to be done was clearly laid out in the plan developed by the National Commission on Fiscal Responsibility, co-chaired by former Clinton Chief of Staff Erskine Bowles and Senator Alan Simpson. They forged a bipartisan agreement that calls for a mix of spending cuts and revenue increases to bring the federal budget into balance over a period of years.

Will that sort of compromise finally be achieved on the debt limit issue? I don't know. I do know that a sizable number of Americans and some members of Congress are playing with fire. If we fail to raise the debt limit on time, every one of us is going to get badly burned.

 
 
 
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06:21 AM on 07/24/2011
Ted, you are a very reasonable man and not open to zealotry. When this is the lens through which you observe, you cannot help but filter out the fringe elements.
I fear those who seek confrontation may get their wish.
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Tom Langley
Successful Beer Guy
02:03 PM on 07/08/2011
Why can't we do what Ron Paul suggests? Order the fed to tear up the $1.6 Trillion in Treasury Bonds it owns as a result of QEI & II? That buys an immediate relief of $1.6 T plus all the interest that would have accumulated over time.
10:53 AM on 07/08/2011
This is very serious and we have politicians very willing to ruin our country and all of our lives. By their desire to ruin Pres Obama they are willing to destroy our country. I have never been a person to panic but I am seriously considering taking all my money out of my 401K and taking the penalty just to make sure I still will have something left to retire on. I honestly don't know what is going to happen the next few weeks and it makes me ill to think about the worse case scenario.
09:25 AM on 07/08/2011
"Kill our nascent economic recovery" is exactly what Republicans want to do in the lead-up to the 2012 election. If they do it, by 2012 the ADD electorate will have forgotten why interest rates went through the roof and nobody wants to lend anyone money, and why widows, orphans, and pension funds lost 3/4 of their value. Fox will tell them it's Obama's fault the economy's in the tank and point out that it got so mush worse over his tenure. A Republican will be elected, and in the ensuing 8 years the drowning of the loathed Federal government will have been fully accomplished.

At what point does this become treason?
09:11 AM on 07/08/2011
Former chair of TARP, we don't care what you think.
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gerald4
licensed mechanical and electrical engineer
11:00 AM on 07/08/2011
Former United States Senator from Delaware Ted Kaufman is the former Chair of the Congressional Oversight Committee of the Troubled Asset Relief Program (TARP) that handed out "Free Government Money" to reward businesses that made bad business decisions.

This free money prevented them from doing bankrupt and a lot of their investors would have lost money. Their Wall Street employees would have lost their high paying jobs also.

I would like to listen to anything that he might have to say concerning the TARP expenditures.

He was just an administrator, and he just watched as President Obama handed out the TARP money.

The recipients of the TARP money were selected very arbitrarily, probably bases upon political influence.

I would like to hear Sen. Kaufman discuss the reasons for selecting the various beneficiaries that received the TARP funds.
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trishinpitt
No, your micro-bio is empty!
02:25 PM on 07/08/2011
You do realize that TARP originated under President Bush and Sec-Treasury Hank Paulsen...who got down on his knees and begged Nancy Pelosi and Harry Reid to get the money.... Half was spent by Bushco and half by Obama.... Bushco put no restrictions or requirements on the money they gave out, Obama's team did. From what I've heard/read, most of the money has been paid back, and in some cases, we made some interest off if. I think one of the last to pay back is AIG.... I haven't bothered following up lately.... but in any case, I believe Mr. Kaufman was more honest and forthcoming with information than most in this program.... I'm sure you could find out what you want to know.
08:00 AM on 07/08/2011
These same politicians addicted to graft, have addicted their constituents into thinking that getting something for nothing is sustainable. Look at what I have done for you! The fiscal state of the country be damned. We need more adults like you in congress, Mr. Kaufman.
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Robert Frank
My last name is FRANK so thats what I am..
07:58 AM on 07/08/2011
was listening to the radio and one of the talking head republicans said "we are willing to compromise" and then shortly afterward the statement was made that they would agree to no tax increases...THATS NOT COMPROMISE YOU IDIOTS
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flyr1710
07:54 AM on 07/08/2011
Theres a recovery going on? Fooled me
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Pilatunes
Best described as miscellaneous
10:53 AM on 07/08/2011
I hired some guys to fix my roof...I think that's what they are talking about.
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trishinpitt
No, your micro-bio is empty!
11:21 AM on 07/08/2011
I gained back all my Bush-era 401K losses.... I would call that a recovery. The stock market has rebounded and is steadily climbing.... Corporations are reporting RECORD profits, quarter after quarter. So the only thing I can think of is these same people are holding back hiring/expanding/investing so they can make Obama look bad and there's no incentive to do any investing when they can sit on big fat piles of cash because of the low tax burden.....
07:49 AM on 07/08/2011
It just may be that, if a default really occurs, the members of the extremes of both parties may be in trouble in 2012.
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Stoopid American
Trooth, justice, and the American way ...
01:04 AM on 07/08/2011
Republicans have created deficits at least equal in size to Democrats. They only differ on what they spent the money on. Therefore, this is not about fiscal responsibility. It is not even about reducing the deficit or the debt. It is about politics. The GOP is going to send America into a tailspin just for a chance to blame it on Obama in 16 months. And they call themselves leaders.
jjtx
We need to look for the Third Way.
07:29 AM on 07/08/2011
They told us who they were when:

They said they would do anything to see the President fail.

And, that is exactly what they are doing.

When people say who they are, believe them.
07:50 AM on 07/08/2011
That was as blatant as it gets, isn't it?

Votes have consequences.
09:28 AM on 07/08/2011
Wrong on one part. Republicans have spent like Democrats, but Democrats at least attempt to pay the bill (taxes). Republicans just borrow. So the deficit is always (since WW2) much larger, and the debt grows faster, under Republicans.

This is a fascinating expose on debt under various presidents. http://zfacts.com/p/318.html
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Stoopid American
Trooth, justice, and the American way ...
08:44 PM on 07/08/2011
Thanks for the link. My point of course was that Republicans cannot claim to be better than Democrats on the deficit front. Certainly they can be worse. :-)
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SamEllison
I feel so clean!
12:00 AM on 07/08/2011
Ted you're too kind, if the US defaults I see all these countries that have
been holding US$s, because it "has" been better than gold, to start dumping
their US$s. When that happens hyper-inflation is just around the corner.
And the baggers worry about printing money becomes a self-fulfilling prophecy.
07:51 AM on 07/08/2011
Could be.

Did it ever occur to you that that may be what their manipulators actually want to happen?
11:47 PM on 07/07/2011
Considering the Republicans put us in this situation over the last 10 years (more if you count Reagan's spending) and voted routinely to raise the debt ceiling, their current concern is false, to put it lightly. If they truly force America to default, all the while blaming Obama and the Democrats for not giving in to 100% of their demands, the results will be catistrophic for the middle class, the US, and the world. But what do they care? And what do the Tea Party people care since their ignorance assumes that raising the debt ceiling means we can spend more rather than pay our bills. I say, if the Republicans default, every American ought to default on their credit card obligations since all that is needed is a little righteous anger against someone else.
11:08 PM on 07/07/2011
The bell near tolls for the military-industrial-financial-entitlement complex
11:55 PM on 07/07/2011
They will take us down with them - if not before them.
07:52 AM on 07/08/2011
Doin' a pretty good job of it, in my estimation.
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CandyRaptor
Barack Obama 2012, Malia Obama 2044!
10:42 PM on 07/07/2011
Asking the American people about the debt ceiling.....and listening to them.....is like parents asking their children what they should spend the family income on. Sadly, many people are uninformed but have no problem offering an opinion anyway.
10:38 PM on 07/07/2011
This is all dramatic smoke & mirrors and there will be an agreement before Aug 2nd and there will be NO default. There's nothing like a little drama to convince the public that the lazy b****** in congress are doing something worth while. When push comes to shove they will dramatically 'find a solution' and that will of course trigger more political gamesmanship to make both sides look good. Don't fall for the rherotic from both sides because a deal has already been worked out, but they want to bleed it some more for dramatic affect. These are the games they play, its nothing new and they are experts at it.
07:59 AM on 07/08/2011
I hope you are right.

Unfortunately, sometimes the brilliant geniuses who lead us goof and set off events that, upon reflection, they wish they hadn't, and can't control, once begun. A good example is August 1914..
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trishinpitt
No, your micro-bio is empty!
02:28 PM on 07/08/2011
My big fear is that even if you are right, Boehner and Co. aren't very good with the rules of their own side of the House and I could see them bumbling on this and missing a deadline and we end up defaulting,even if it's just a few days, it will have consequences.... These people like to play political football but this game is a little too serious for my liking.