Tuesday afternoon, just hours before Barack Obama and John McCain meet to chat with Tom Brokaw and real Americans in a Town Hall debate, the Associated Press has moved a story that screams: "Retirement Accounts Have Lost $2 Trillion."

According to the head of the bipartisan Congressional Budget Office, the $2 trillion has been lost in the past 15 months. This upheaval is "devastating workers' savings, forcing people to hold off on major purchases and...