"Bernard Madoff has been arrested," my husband said, and I knew we were in serious trouble. Only months before we'd moved the last of our disappearing non-Madoff investments over to him, having been investors for 21 years. What I couldn't have imagined in the fog of my shock is how lucky we would turn out to be. Luck, I've learned, is relative.
Lest you think you could never be as foolish, let me suggest that 20/20 hindsight is invaluable in making...
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