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	<title><![CDATA[The Two Documents Everyone Should Read to Better Understand the Crisis]]></title>
	<url>http://www.huffingtonpost.com/william-k-black/the-two-documents-everyon_b_169813.html</url>
	<abstract><![CDATA[<p>As a white-collar criminologist and former financial regulator much of my research studies what causes financial markets to become profoundly dysfunctional. The FBI has been warning of an "epidemic" of mortgage fraud <a href="http://www.cnn.com/2004/LAW/09/17/mortgage.fraud/">since September 2004</a>. It also reports that lenders initiated 80% of these frauds.<sup>1</sup> When the person that controls a seemingly legitimate business or government agency uses it as a "weapon" to defraud we categorize it as a "control fraud" ("The Organization as 'Weapon' in White Collar Crime."...</p>]]></abstract>
	<taxonomy><![CDATA[Business]]></taxonomy>
	<date_published>2009-03-28T05:12:00-04:00</date_published>
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