Simon Dixon

Entries by Simon Dixon

Bob Diamond: It's Easier to Blame Him Than Reform Banking, but...

(0) Comments | Posted July 4, 2012 | 1:08 PM

It seems like there is a new banking scandal everyday now. Every time I think we have heard it all, a new scandal pops up. I think we are all getting used to billions in financial fraud now.

Libor scandal this month, rogue trader last month, and the next...

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Apple's Move Into Banking -- Welcome to iWallet

(2) Comments | Posted March 22, 2012 | 4:05 AM

So one of the forecasts in my book Bank To The Future was the move of Apple into financial services and some real customer focused innovation.

We have already trusted millions of our credit card details to Apple by allowing them to store our details on iTunes so...

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Sir Fred Goodwin - Wrong Place, Wrong Time...

(1) Comments | Posted February 1, 2012 | 7:32 AM

While Fred Goodwin seems to be the focus of many today with the stripping of his knighthood, it is very easy to single out somebody to blame for the mess we are in today, but a quick look at reality and he just happened to be CEO of a bank...

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Spain Downgraded, The UK Next...

(0) Comments | Posted October 14, 2011 | 3:45 AM

So since posting 'The Great Depression of 2013' video on YouTube, we have had credit rating downgrades of Greece, the US, Italy and now Spain.

In the video I was forecasting the path to banking reform and the first step was less willingness to lend to governments. This is reflected...

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ICB Vickers Report Banking Reform or Submission To Banks

(0) Comments | Posted September 13, 2011 | 7:00 PM

So the ICB report is out and we can now say for sure that the Positive Money submission for real banking reform was not actioned in any way.

It is clear to me from the final report that it is really a game of trying to please banks and submit...

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The Great Depression Of 2013

(5) Comments | Posted August 23, 2011 | 2:36 AM

With the markets in turmoil, I thought I would do some crystal balling for you.

So, here it is, as I see it...

1. The US credit rating downgrade is the first step towards a public opinion that people are not as willing to lend to government knowing that they...

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Bank Acquires a Major Social Network...

(1) Comments | Posted August 17, 2011 | 3:47 AM

Can you imagine?

What would it look like if a bank acquired a major social network?

Now I am not talking about a bank having a token Facebook Page and sending a few moderated Tweets.

I am talking about a full on merger between a bank and a social network.

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U.S. Credit Rating Downgrades Are a Surprise? Forget AA+

(0) Comments | Posted August 8, 2011 | 4:37 PM

When did a credit rating stop becoming a credit rating?

So the world and our politicians seem to be surprised with the announcement that Standard and Poor's have downgraded the U.S. credit rating from AAA to AA+.

I am sorry, but since when did credit ratings become open to negotiation?

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Why You Will Have No Job Very Soon

(4) Comments | Posted July 24, 2011 | 11:04 PM

It is my forecast that in the future you will not be able to find a job in your company because more and more 'things' will be free. 

Crazy, I know, but hear me out.

We are living today, in what I call a free economy.

The free economy is a trend...

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Person to Person Lending - Will it replace banking?

(0) Comments | Posted July 4, 2011 | 1:21 PM


If you have been following my blogs...
You will know that I am investing my time and energies into person to person lending.
With a wave of person to person lending start ups over the last few years, the model has proven to be...

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