“None have a deductible that high? What? Stories are coming in from all over the country reporting deductibles as much as $6,000.00 for 60/40 plans. Our company was offered plans which range from 80/20 with a 2500 - 3500 deductible and up to 3,000 OOP, and 60/40 plans with $5,000 deductibles and 5,000 OOP.
“No mention whatsoever of the sticker shock which the already-insured are experiencing - as if that problem is inconsequential and doesn't matter. Ignoring it won't make it go away.
Our company lost it's existing 90/10 policy and now must settle for a 80/20 policy with a 500% higher deductible (2500 Vs. 500) at a 240% premium increase (Illinois).
The IL website freezes at the last page where folks submit the completed application. I keep getting varying stories as to when it will be fixed.
Also, no mention of the stories about the young and healthy seeing premiums as high as $200.00/Month which is so much more than the penalty that the end result should be obvious to anyone with basic math skills. Remember, we need 30 million of those healthy young adults to make this work.
Also, no mention of the huge disparity of premium cost for exactly the same plan - in different states. The exact same plan United Healthcare is providing for our company is more than 300% less in Minnesota than in Illinois so MN residents save money while IL residents pay a lot more.
The websites will eventually get fixed, but it seems most pundits and news sources are only concentrating on the website problems while ignoring the real problems which may eventually cause the system to break - the fact that the middle class is already too squeezed to be able to afford to pay the price.”
Just logic on Oct 21, 2013 at 14:32:53
“They can't report the real problems because nobody has been able to see the problems because the site isn't working properly. All this means is when the site gets working there will be millions disappointed/ peeved off.”
“Not so fast folks. The math takes into account the cost of only labor and does not include labor burden which is never reported as "wages and salaries. Labor burden is a variable (direct) cost consisting of employer-matching social security (SUTA), Fed. unemployment (FUTA), medicaid and medicare taxes, plus any incentive bonuses and benefits. I'm quite sure the "study" did not account for that.
My company runs a 27% (of gross) labor burden cost, which is high because I provide health insurance, but I'd bet McDonalds is running at least 15% of gross, which is a normal median for large corporations with mostly Min. wage employees. So that would bring the cost of a Big Mac up by a fair amount of $$, especially when you consider that as the cost of labor rises, so do labor burden costs.
So it certainly will not be just .68 cents. And considering the quality of the crap served, even a .68 hike would definitely not be worth it.”
“I got THAT the first time. And I said "his photo is the first." You disagreed. Why, I have no idea. The other 10 are real drug dealers. Capone killed drug dealers. The photo was used because it's known, but Jack Kennedy senior made more than Capone in the same business. So why not use Kennedy's photo?”
“DUDE! (or dudette - can't tell). His picture is featured as the lead in and on the slide show - it says #1 of 11 foir Capone's photo !!! It shows his picture above this popup as I type. You try it. Reply and look at the photo.
Are we looking at the same article?”
AylestoneLCFC on Oct 18, 2012 at 16:38:46
“Capone is the first pic because the LIST STARTS IN REVERSE:
#10 -- Al Capone ($1.3 billion).
#1 -- Pablo Escobar ($30 billion)
“Why? you think Dems don't do photo-ops at charities?
Got news for you. Here in Chicago, several great soup kitchens got shut down when liberals pulled their donations because the charities, which are all small ministries, refused to take religion out of their sermons. One, Roosevelt Ministries, had been doing good work for nearly 100 years. Now it's gone and nothing has replaced it.”
yellow marshmallow on Oct 18, 2012 at 16:53:46
“We are talking about ONE photo op -THIS ONE. Make a big deal about the others when THEY hit the headlines. Otherwise, we have only your word for all those other 'great soup kitchens' being shut down by Democrats. It is not Republicans who are worrying about feeding the poor when they vow to limit food stamps. By the way, I totally agree that requiring folks to listen to a sermon or else before they are fed is reprehensible.”
“Just sent $100.00. Do that and I'll have some respect for you.
I get the point, but the guy never should have said anything to a reporter in the first place. He could have just let it go but he involved himself and his charity. Bad move, especially if you don't know where your donations are coming from.”
T-Roy40 on Oct 18, 2012 at 18:31:52
“I don't have a need to advertise my charity work or donations. Save your respect for someone who cares. If you did give kudos to you. Who are you trying to impress bragging about it to a stranger? For all I know you gave nothing! ”
“The man was bound to ostracize donors by commenting on Ryan doing the visit for a photo op. He didn't need to comment at all. In business or in charity, you make no comments about anything or anyone which can be construed as political.
“Gallup, Daily Kos, USA Today, CNN, Huffington (YES! Huffington), MSNBC, you name it. Romney up in all swing states and in Gallup national. He's even gained in California and my home state of Illinois.”