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Debt Free Teen's Comments

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Vanessa Peebles Donates Her Car, Saving Needy College Student A 15-Mile Walk

Vanessa Peebles Donates Her Car, Saving Needy College Student A 15-Mile Walk

Commented Sep 9, 2012 at 19:53:21 in Good News

“Love to hear about people like this!”
Amber Zuniga, 18, Creates 'The Ultimate Boyfriend Application'

Amber Zuniga, 18, Creates 'The Ultimate Boyfriend Application'

Commented Sep 3, 2012 at 23:29:30 in Teen

“Clever! But as a guy, not really into it.”
Social Media-Inspired Outfits: 6 Looks Based On Popular Social Networking Sites

Social Media-Inspired Outfits: 6 Looks Based On Popular Social Networking Sites

Commented Sep 3, 2012 at 23:27:23 in Teen

“This is awesome! How about some for the guys too!”
Budgeting Tips: How To Manage Your Money Freshman Year Of College

Budgeting Tips: How To Manage Your Money Freshman Year Of College

Commented Sep 3, 2012 at 23:22:53 in Teen

“I use a cash budget and it's so easy. When the cash is gone, I don't spend any more. (unlike our governement..haha)”
E[nstitute], School For Entrepreneurs, Emerges From New York Startup Scene

E[nstitute], School For Entrepreneurs, Emerges From New York Startup Scene

Commented Sep 3, 2012 at 19:43:04 in Small Business

“Wow-this looks fantastic! It's so great that our options are being expanded.
Chase”
Student Loan Disclosure Bills Seek To Prevent Heavy Debt Burdens

Student Loan Disclosure Bills Seek To Prevent Heavy Debt Burdens

Commented Aug 29, 2012 at 22:59:12 in College

“And on that same note, the average salary should play a part in how much money a student is loaned!”
Chipotle Caught Cheating Customers Out Of Pennies, Will Stop Rounding Up Checks

Chipotle Caught Cheating Customers Out Of Pennies, Will Stop Rounding Up Checks

Commented Aug 29, 2012 at 19:45:11 in Small Business

“Maybe they should use those cash registers that spit out the change. That would solve the problem without cheating consumers. BTW-Gotta love Chipotle!”

Sumz54 on Aug 29, 2012 at 23:46:32

“I don't think the problem is the cashiers counting out pennies, I think it's also waiting for customers to find the change.”

rachnhs on Aug 29, 2012 at 20:11:20

“That's a great idea. I have see those in places, Quizno's at our local mall has that.”
Pell Grants Cover Smallest Portion Of College Costs In History As GOP Calls For Cuts

Pell Grants Cover Smallest Portion Of College Costs In History As GOP Calls For Cuts

Commented Aug 29, 2012 at 19:42:26 in College

“I am from a middle income family and I don't qualify for any Pell Grants. I agree with you that there should be limits on what these grants will pay for.”
Pell Grants Cover Smallest Portion Of College Costs In History As GOP Calls For Cuts

Pell Grants Cover Smallest Portion Of College Costs In History As GOP Calls For Cuts

Commented Aug 29, 2012 at 19:41:09 in College

“At the community college I atend, they have made the drop date sooner and also instated a policy that you can only attempt the class 3 times. this is meant to discourage people from filling up classes and dropping at the last minute.”

Kurfco on Aug 29, 2012 at 20:34:54

“Well done. The best way to manage limited capacity is to make sure it is going to people who really will use it and winnow those who won't early enough so a wait listed student can still get into the class and won't be too far behind.”
Prison, Drug War Spending Rockets While Higher Education Funding Declines

Prison, Drug War Spending Rockets While Higher Education Funding Declines

Commented Aug 28, 2012 at 10:52:21 in College

“This is a really sad commentary on our country. As a young person, I hope things change for the better. I am purchasing a college education that I can afford. I know it's more complicated than just supply and demand but we got in this situation because of a sense of entitlement and the thought that debt is okay. I don't have a solution but regardless of what other people choose, I am choosing to stay out of debt.”
Cereal Bars: Nutrition Information Isn't What It Seems

Cereal Bars: Nutrition Information Isn't What It Seems

Commented Aug 22, 2012 at 16:39:18 in Healthy Living

“We have made snacking a necessity! Get rid of all the sugar snacks and a lot of kids would have an easier time in school. If you eat healthy foods at your main meals, you don't need to snack. I eat mainly veggies and meat and I rarely snack but if I do, I usually grab a handful of nuts.
Chase”
College Advice: High School Habits To Drop Before College, According To Reddit

College Advice: High School Habits To Drop Before College, According To Reddit

Commented Aug 22, 2012 at 16:30:10 in Teen

“At Community College.....Don't wear your branded t-shirt of the school you plan to transfer to. No one cares.
Chase”
College Fashion: Head Back To School In Style (Slideshow)

College Fashion: Head Back To School In Style (Slideshow)

Commented Aug 15, 2012 at 19:59:24 in College

“I think Community Colleges should be included too. I make a point of looking sharp even if I chose not to attend a 4 year university yet.
Chase”

Robert F Wainblat III on Aug 15, 2012 at 20:55:10

“We definitely agree Chase, it's just we don't have any contributors from community colleges yet. If you know anybody hit us up!”
Reddit Travel Guy Uses Unlimited Flight Benefits To Do Favors For Strangers (PHOTOS)

Reddit Travel Guy Uses Unlimited Flight Benefits To Do Favors For Strangers (PHOTOS)

Commented Aug 13, 2012 at 19:21:39 in Good News

“It's great to see someone do so many great things for other people!
Chase”
Increasing Student Loan Debt Burdens Well-Off Families While Elite Colleges Scale Back Support

Increasing Student Loan Debt Burdens Well-Off Families While Elite Colleges Scale Back Support

Commented Aug 13, 2012 at 09:33:20 in College

“My parents are middle class. My mom stayed home and raised us. We didn't take extravagant vacations or live in a huge house. They are contributing very little to my college education and we don't qualify for grants. I have saved a bit, my grandparents gave me a small amount of the years and by combing community college, a state college and living at home, I'm on track to graduate debt free. It's not easy but it's worth it.
Chase”
Six-Figure Student Loan Debt Reviewed In Study By Mark Kantrowitz, Showing Rapid Growth In Past Decade

Six-Figure Student Loan Debt Reviewed In Study By Mark Kantrowitz, Showing Rapid Growth In Past Decade

Commented Aug 6, 2012 at 00:00:07 in College

“Had I chosen to attend my dream school, I would have graduated with over $100,000 in debt.They accepted me but I turned them down. My parents are middle class and we don't qualify for grants. I chose instead to buy what I can afford- an education starting at community college and then transferring to a state school after that which means living at home during college too.
Chase”
Student Loan Debt Sours Public Opinion On College Degrees' Worth, Consumers Prioritize Retirement Savings Instead: Survey

Student Loan Debt Sours Public Opinion On College Degrees' Worth, Consumers Prioritize Retirement Savings Instead: Survey

Commented Aug 5, 2012 at 23:56:15 in College

“"Regardless of public opinion, a college degree is more closely linked to a comfortable life than ever before."

This is the lie our generation has been lead to believe. I am opting for a low cost college option ( A State School) so I can check the box but I doubt that education will be very useful in real life. I already have a couple side businesses and I don't know that I will end up working for someone that will require a degree.
Chase”
California Skills Gap Spurs Community College 'Career Pathways' Job Training

California Skills Gap Spurs Community College 'Career Pathways' Job Training

Commented Aug 1, 2012 at 23:48:47 in College

“This is exactly what is needed. Everyone doesn't need to go to 4 years of college. It's great to see changes in our education system that look at need instead of just handing us degrees that are worthless.
Chase”
Cheese Consumption Linked With Lower Type 2 Diabetes Risk: Study

Cheese Consumption Linked With Lower Type 2 Diabetes Risk: Study

Commented Jul 31, 2012 at 10:50:57 in Healthy Living

“It would be good to know if they used cheese made from grass fed cows or conventional feedlot cows. I'm thinking this might have something to do with the difference in findings between the French and the UK.
Chase”

2smrt2blib on Jul 31, 2012 at 11:57:11

“OMG.... you would think that!”
Student Loans Are Holding Back Economic Recovery, CFPB Says

Student Loans Are Holding Back Economic Recovery, CFPB Says

Commented Jul 27, 2012 at 18:00:25 in Money

“Thanks for the encouragement!”
More Americans Saving For Vacations Than College Tuition: Report

More Americans Saving For Vacations Than College Tuition: Report

Commented Jul 27, 2012 at 17:22:10 in Business

“I totally agree although I'm going to check the box and go to college. I'm not going into debt for the degree which will give me more choices because I won't have to worry about college debt repayment.

We need more options like apprenticeships and trade school that are actually legitimate training programs not overpriced loan factories.
Chase”

Mollyannie on Jul 29, 2012 at 17:02:03

“Very good plan. Agree with you about the trades.”
Online Courses: Do Students Who Take Classes On The Web Cheat More?

Online Courses: Do Students Who Take Classes On The Web Cheat More?

Commented Jul 27, 2012 at 17:15:28 in Education

“It's hard to cheat in online classes if the professor takes the time to write his own test. Also most of my online classes have tests that are timed so you have to know the material. And papers can be run through a plagiarism detection program. In my experience cheating is not an issue any more than it is for regular classroom instruction. I really enjoy online classes because of the flexibility they provide and I don't have to sit in class all day.
Chase”
Student Loans Are Holding Back Economic Recovery, CFPB Says

Student Loans Are Holding Back Economic Recovery, CFPB Says

Commented Jul 26, 2012 at 10:42:25 in Money

“This is exactly what I'm in the process of doing. No one wants to tell my generation that they can't have it all. Many of my friends feel entitled to go to their dream school.
Chase”

ztck5356 on Jul 26, 2012 at 15:07:04

“The key word here is "entitled."   That seems to be the heart of all the financial woes today.  The thought that we are all "entitled" to the best schools, the best homes, the best clothes, the best jobs, etc. 
Somewhere people have failed to learn that you are only entitled to what you work hard to sacrifice to earn yourself.  There should be no "entitlements" expected.  The good news is, that you appreciate what you have a lot more when YOU had to work for it yourself, or gain it the hard way.   I wish you luck in your endeavor to get your education "debt free!"   You can do it!”
Student Loans Are Holding Back Economic Recovery, CFPB Says

Student Loans Are Holding Back Economic Recovery, CFPB Says

Commented Jul 26, 2012 at 10:39:08 in Money

“I agree that school loans are holding back economic recovery but I don't agree that making them dischargeable will solve the crisis. It would only start another crisis!

If all a student had to do after college was to declare bankruptcy, this would become the norm upon graduation.

The solution lies in helping students understand debt and exactly what their 4 years will cost them and exactly what that means in terms of monthly payments. There should be more disclosure much like a home mortgage.

I also think the amount that is loaned to a student needs to be capped based on what kind of degree they are pursuing. A student getting a teaching degree and taking out $100,000 worth of debt means a life of poverty based on the debt to possible earnings ratio.

And the government says that's okay by offering them a loan for that much. Sounds a lot like the mortgage crisis.
Chase”

Opinion ated on Jul 26, 2012 at 12:14:47

“So I am guessing that you have done alot of research and came to that theory by deciding that claiming bankruptcy is free and has no penelties.”
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