“Most people WANT coverage. They'll pay for it if they can.
We still have a long way to go to bring healthcare and insurance costs in line with the rest of the world. Single payer would work better. The ACA is only a first step, because it's all we could get at this time with the right insisting that having access to medical care takes away their "freedom".
“First, how recent is that? Second, is that for group policies? Because i can tell you from firsthand experience that individual policies get away with a lot that group policies can't.
At the time I adopted, I had an insurance broker, simply because it was getting so difficult to stay insured as an individual, and this issue was a concern when I was dropped during the (long) adoption process. So no, it was NOT automatic then.”
chesler on Dec 8, 2013 at 11:28:20
“That's probably only for group policies. I see your point that if you were buying individual policies they would not be restricted by those HIPAA regulations.
Small companies would be exempt too.”
My goodness, do you believe that someone can "influence" a person's sexual orientation? Could YOU be "influenced" that way?”
Gustav Atkinson on Dec 8, 2013 at 08:44:23
“I was born around the "macho" influence. If I crossed my legs I was called gay. If I did the wrong gesture, I was called gay. If I screamed I was called gay. You get the point. Half of my time as a child I was trying not to look stupid or gay. I tried to act like Chuck Norris or Captain Harmon Rabb (JAG, TV series) who I considered good role models. I even remember trying to copy JAG's military walk to try to impress girls in my school but that never worked.
They are a bad influence because that is behavior I wouldn't want my kids copying.”
“Divorce is also forbidden in the Bible. Would this shop refuse to make a cake for a divorced person?
I'm getting very tired of homosexuality being made some kind of uber-sin while all kinds of other things are let slide. If you're going to pretend it's about the Bible, you can't just pick and choose.”
Not a bit of truth in it, starting with the idea that Mandela's causes—fighting apartheid and avoiding a complete bloodbath when it ended—are in no way comparable to fighting to keep people without health care and at risk of bankruptcy.”
miahurley on Dec 7, 2013 at 10:56:12
“He was not saying that they were "equal" injustices, just that they were both injustices.”
Another hint: Stop bashing single moms. Stop acting like single-momhood is an automatic sign of depravity and irresponsibility.
Parents—including. sometimes, dads—can be single for many reasons. Some become single moms through adoption, which helps kids and society rather than harming them. Others become single because of a spouse's death or deployment. And, even in the cases that you find evil, single moms are the parents who stayed with the kid, the parents who are there for them and who are taking the responsibility of feeding, clothing, and raising them.
If you truly cannot keep yourself from sounding off about single moms, start at least as often castigating the absent dads.
I know you're not great at science, GOP, but I assume you know that it takes two to make a baby.
--A single (adoptive) mom”
Lefty Liberal on Dec 6, 2013 at 17:11:36
“"I know you're not great at science, GOP, but I assume you know that it takes two to make a baby."
I wouldn't make that assumption if I were you. If you took a poll of republicans, I would bet that there would be a percentage of them that would say that babies are brought by storks or found under a cabbage leaf.”
A little hint: one in five of us women have used Planned Parenthood at sometime in our lives, usually when we were young and just starting out. The vast majority of us were using it for basic health care, not abortion.
We are all too aware that in your punitive frenzy against abortion, you would've been more than happy to deny us this care, to punish the organization that helped us.
It might be good to recognize that we feel a whole lot more gratitude and positivity towards PP than towards you.
“Um, possibly because most people value their health and there's quite a bit of a gap between "healthy" and "bad disease"?
The only point I agree with is that the cost of coverage is too high, so for some people (particularly those who lose their insurance because they lose their job) it may seem like a good gamble.”
chanahan on Dec 6, 2013 at 08:09:54
“That is the point. The very people that Obamcare is purported to help are those that would most likely take the gamble. People with low wages and few assets to lose. They pay the taz/penalty and save the difference of the premium. They pay to go to the doctor when needed, seek out a free clinic or just deal with a minor illness. If a bad one hits, they sign up for insurance.
Its like a person avoiding life insurance premiums until he finds out he has a terminal illness.”
“In reality, it's a little more complicated, particularly for people who carry their own individual insurance.
For example, I had a new insurer exclude something as a pre-existing condition even though I'd been continuously covered. Also, if you adopt a child, some policies will cover their health care from day one and others will claim that whatever she has is a pre-existing condition.
Also, as long as insurance is tied to employment, people will continue to experience gaps in coverage, because when you've lost your job is the time when you can least afford to pay a full policy on your own. (Not all companies are under COBRA, and it's quite expensive even if you do have it.)”
Yes, as follows:
Pregnancy, even if the woman had no prior coverage before enrolling in her current employer's plan.
Conditions present in a newborn or a child under 18 who is adopted or placed for adoption (even if the adoption is not yet final), as long as the child is enrolled in health coverage within 30 days of birth, adoption, or placement for adoption. In addition, the child must not have a subsequent, significant break in coverage (defined as 63 days). For instance, a significant break might occur if a parent lost his job and health coverage for himself and his family shortly after a child’s birth. This break will be discussed below.”
chesler on Dec 6, 2013 at 08:25:00
“In all seriousness I'm sure it is complicated, and there are cracks through which people can fall.
The lawyers for the insurance companies wouldn't be doing their jobs if they didn't study the law to see just how much they can exclude. (It's up to the directors to decide if that's good business.)
The poster child here is Commissioner Hudgens. The implication is he isn't covered for his prostate coverage. It's reasonable to conclude that since he's in civil service that he's got group insurance. How would coverage for that condition be excluded? What are the loopholes?
Agreed COBRA is expensive -- 105% of the entire cost. When necessary, I made sure I paid it, even though it hurt. I thought that was prudent. (I've got middle-aged health issues. My wife at the time had cancer-treatment-after-effects issues, so that was our top priority, maintaining coverage, and I made job decisions on that basis, trading off for other options such as more cash.)”
After all, when there are not enough jobs to go around, if one person has trouble finding adequate work, and another says that if he weren't not lazy he'd solve that by finding TWO jobs—well, which one seems more like to be on a hallucinatory substance?”