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I'm the Guy Who Cut Your Health Benefits. Trust Me.
Commented Jan 05, 2010 at 18:55:00 in Politics
“Since you don't like the mandate to have health insurance (and neither do I) we can all assume that you fully support single payer then right? Otherwise you're nothing but a Republican con slamming on giving everyone access to healthcare while simultaneously refusing to pay for health insurance under the current system, LIKE THE REST OF US.”
Move Your Money: A New Year's Resolution
Commented Dec 30, 2009 at 17:54:17 in Business
“I'll second that.”
Move Your Money: A New Year's Resolution
Commented Dec 30, 2009 at 17:49:19 in Business
“Brilliant! If only more of us were able to do just what you did. Unfortunately most of us have no legal abilities.”
renisans replied on Dec 30, 2009 at 18:37:16
“Here's the thing: anyone can really do this and you don't need a lawyer. The only thing you have to bear in mind when making this type of arrangement is that you have to follow a few formalities of the mortgage note and deed of trust. You need a promissory note and a deed of trust (at least in CA); the deed of trust needs to be recorded for the IRS to accept the arrangement as an arms'-length transaction. The next thing to keep in mind is to make sure the interest rate stays at or above the "applicable federal rate," which in January 2010, will be 4.11% (this is the LONG-TERM rate which applies for 30 year mtg). Anyone with a rich relative, and is responsible with making monthly payments CAN DO THIS. He or she can get out of this con financial system, keep the money within the family, get the tax deduction for mortgage interest, the rich relative gets a better return than for CDs or savings, and best of all, peace of mind for all. And finally, a huge middle finger to the large banks and incompetent government.”
Move Your Money: A New Year's Resolution
Commented Dec 30, 2009 at 17:46:57 in Business
“I'm with you on the Mortgage outrage. Our mortgage was purchased by Washington Mutual many years ago and that was bad enough. Now our loan is owned by Chase, because they took over Wash Mutual. I absolutely HATE Chase, and everytime I pay a payment to them I get irritated. I guess there's only so much in life we can control...
niblik replied on Dec 30, 2009 at 18:15:17
“I'm with you Indy.
Chase raised my interest rate to 29% on my credit card. It's paid off now and I will never darken their door again.”
Chase raised my interest rate to 29% on my credit card. It's paid off now and I will never darken their door again.”
wonkee replied on Dec 30, 2009 at 18:06:38
“Try doing business with credit unions--they are unlikely to be gobbled up by a TBTF monster bank.”
Move Your Money: A New Year's Resolution
Commented Dec 30, 2009 at 17:42:48 in Business
“Good thinking Arianna, but where have you been? My husband and I haven't "banked" with a bank in years. Credit unions are the way to go. Most are locally owned and run. Their interest rates on loans are better than the banks, and they tend to actually know their customers. The customer service, yes it still exists, is MUCH better than at any bank.
Unfortunately you often still have to deal with a bank to get business financing. My husband is a small business owner. Thank heavens they went into business three years ago, because if they had tried this year they NEVER would have gotten the money to start-up.”
Unfortunately you often still have to deal with a bank to get business financing. My husband is a small business owner. Thank heavens they went into business three years ago, because if they had tried this year they NEVER would have gotten the money to start-up.”
Move Your Money: A New Year's Resolution
Commented Dec 30, 2009 at 17:38:03 in Business
“Credit unions beat banks (any bank) by a mile. Most are very local and they actually know their customers. Their loan rates are better and the customer service is much better. We haven't "banked" with a bank in years.”
Yemen's Islamic Agony
Commented Dec 30, 2009 at 10:25:53 in World
“Sorry gotta disagree, religion and spirituality are completely different concepts. In fact most of those who consider themselves "religious" are anything BUT spiritual. "We are all united in love, light, belief and peace"? Really? Again I have to disagree. In fact the christian Republicans of today prove that to be false. Talk about ugliness and hate.
I consider myself "spiritual". I'm a former Mormon who investigated several christian denominations after leaving Mormonism, but am now a budding Zen Buddhist. For me there was nothing in any christian religion, including Mormonism, but ritual, dogma, fairy tales I couldn't buy into, and arrogance.
Oh and if God exists and "all is good" please explain to me how many truly evil people live lifes of power and luxury while millions live in abject poverty , subjugation and despair? And here's the big one for me personally; why do evil people often live to a ripe old age, but my precious granddaughter died at birth??”
I consider myself "spiritual". I'm a former Mormon who investigated several christian denominations after leaving Mormonism, but am now a budding Zen Buddhist. For me there was nothing in any christian religion, including Mormonism, but ritual, dogma, fairy tales I couldn't buy into, and arrogance.
Oh and if God exists and "all is good" please explain to me how many truly evil people live lifes of power and luxury while millions live in abject poverty , subjugation and despair? And here's the big one for me personally; why do evil people often live to a ripe old age, but my precious granddaughter died at birth??”
prodemdss replied on Dec 30, 2009 at 13:20:20
“Of course religion and spirituality are different; I know this. Pray for peace.”
prodemdss replied on Dec 30, 2009 at 13:14:45
“It all begins within each of us; some are on the path, some not, yet we are enlightened or not, and go on spreading the word. We are connected, and the more we open ourselves up to it, the deeper our awareness becomes. God is here, God is within, ask for His/Her help. Pray for it. And then, pray some more. (and, of course I know spirituality and religion are different, but many don't so thanks for printing it! Peace, out.)”
The New Decade: Billionaire Bailouts or Progressive Resurgence?
Commented Dec 29, 2009 at 19:43:40 in Business
“Your suggestions just make too much sense, therefore nothing even remotely close will happen. Ever thought of running for office?”
Ron Shook replied on Dec 31, 2009 at 01:51:12
“Indy,
I would be much more likely to run from office. (g) But thanks for the encouragement.”
I would be much more likely to run from office. (g) But thanks for the encouragement.”
Yemen's Islamic Agony
Commented Dec 29, 2009 at 19:13:47 in World
“My sentiments exactly. Religion can be extremely dangerous, ANY religion. A little bit is okay for anybody, but too much is bad for everybody.”
prodemdss replied on Dec 29, 2009 at 23:53:39
“Do you actually read what you print? Religion and spirituality are the reason we all exist, the plan for our souls, and, any deviance, in some crazed fashion, of course, would be distorted and detrimental, should it preach violence, devastation, etc.There is NO limit to the beauty, love, peace, and joy, that true belief in our God , that he/she exists, at all. It is all good, if it begins in peace and enlightenment. We all are united in love, light, belief, all in peace and joy, never too much of this.”
2009: The Things I Want to Forget
Commented Dec 28, 2009 at 16:59:19 in Home
“Yup, put me in that category. My daughter and best friend, who both lost their jobs, are still uninsured and will remain so. The health care "reform" bill is a disaster that will never benefit them or many other Americans without access to health care.”
2009: The Things I Want to Forget
Commented Dec 28, 2009 at 16:52:38 in Home
“Ain't that the truth.”
2009: The Things I Want to Forget
Commented Dec 28, 2009 at 16:48:50 in Home
“Thanks for your kind thoughts Dave.”
2009: The Things I Want to Forget
Commented Dec 28, 2009 at 15:32:09 in Home
“Great list Arianna.
I would add Barack Obama's failure to deliver on promises he made to the voters who supported him; like REAL health care reform, namely a public option.
And also the most devastating event of my life, the death/stillbirth of my fourth grandaughter, Ashlyn. Forget isn't really the right word, since the memory of her is all I have. I think "do-over" is the word I'm looking for.
Let's hope that 2010 is a much better year for everyone.”
I would add Barack Obama's failure to deliver on promises he made to the voters who supported him; like REAL health care reform, namely a public option.
And also the most devastating event of my life, the death/stillbirth of my fourth grandaughter, Ashlyn. Forget isn't really the right word, since the memory of her is all I have. I think "do-over" is the word I'm looking for.
Let's hope that 2010 is a much better year for everyone.”
SemperVeritas replied on Dec 28, 2009 at 16:54:15
“There is no consolation in the death of a child.
You have our deepest sympathies. God bless.”
You have our deepest sympathies. God bless.”
FlyboyDave replied on Dec 28, 2009 at 16:27:29
“Sorry about Ashlyn. That's just heartbreaking. Nobody should have to endure that kind of sadness.”
2009: The Things I Want to Forget
Commented Dec 28, 2009 at 15:18:53 in Home
“Amen to that. Fanned and faved!”
Learning from Lieberman
Commented Dec 21, 2009 at 19:36:42 in Politics
“I'll second your post. I feel the same way.”
Learning from Lieberman
Commented Dec 21, 2009 at 19:35:03 in Politics
“Really? How come the Bush Administration didn't have to compromise, on anything, in eight years?”
Learning from Lieberman
Commented Dec 21, 2009 at 19:33:01 in Politics
“Then they haven't really considered the implications of the bill. If they're unemployed or low income AND uninsured, they will still be uninsured and out of luck with this bill. It's a disaster for everyone but the insurance companies.”
I Don't Feel Well
Commented Dec 15, 2009 at 19:11:33 in Politics
“Good point. But then we're all about the military industrial complex that Dwight Eisenhower (a Republican no less) warned about. We will always find ways to pay (or borrow) for the military, bombs, tanks, guns and anything even remotely related to war or "security", but healthcare?? Healthcare is for sissies and we ain't sissies!”
I Don't Feel Well
Commented Dec 15, 2009 at 19:07:06 in Politics
“"Get an education, work hard and take care of your own?" Wow are you out of touch with reality. Lots of people with degrees are unemployed and uninsured. Lots of people who worked hard are unemployed and uninsured. And how specifically do YOU "take care of your own" (that line went out with my grandmother and I'm 47)?
If you want people to take your views seriously stop using phrases from the 1940s and restating right wing talking points. Provide facts or actual examples, as Evan did here with his own experiences. Until then intelligent people will just tune you out and consider YOU uneducated and uninformed.”
If you want people to take your views seriously stop using phrases from the 1940s and restating right wing talking points. Provide facts or actual examples, as Evan did here with his own experiences. Until then intelligent people will just tune you out and consider YOU uneducated and uninformed.”
I Don't Feel Well
Commented Dec 15, 2009 at 18:58:42 in Politics
“Great article Evan, you said everything I have been thinking or feeling but said it so much better than I could have.
" All the "universal" net means is that there's a bottom below which an unfortunate person desperately needing medical care can't fall. If you're against that, well...the
" All the "universal" net means is that there's a bottom below which an unfortunate person desperately needing medical care can't fall. If you're against that, well...the
Dear Barack, Spare Me Your E-Mails
Commented Dec 10, 2009 at 16:29:21 in Politics
“We can all only hope that your optimism pays off.”
Dear Barack, Spare Me Your E-Mails
Commented Dec 10, 2009 at 16:25:52 in Politics
“Ouch! Sad but true.”
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