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mjakes28's Comments

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7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

Commented May 30, 2014 at 08:51:11 in Books

“Technically speaking, you could argue he has been the best player since well before where the book actually starts considering the fact that he came up from such lowly beginnings to become Master of Coin. He's been mastering this game for years.”
7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

Commented May 28, 2014 at 14:49:25 in Books

“Daenerys clearly has the potential to be the most powerful. She also appears to have the makings of a very strong leader. However, her potential largely depends on if she is ever able to gain full control of her dragons. Until then, she remains a formidable yet beatable opponent.

However, this thread isn't about who has the greatest potential on the show, or who may be the best leader. Its about who is the deadliest character. She shouldn't even be a part of this conversation.”
Joe The Plumber: 'Your Dead Kids Don't Trump My Constitutional Rights' To Have Guns

Joe The Plumber: 'Your Dead Kids Don't Trump My Constitutional Rights' To Have Guns

Commented May 27, 2014 at 15:33:53 in Politics

“You stay classy Joe the Plumber...”
7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

Commented May 27, 2014 at 14:02:15 in Books

“Don't get me wrong, Oberyn is an awesome character, and I agree, the man is feared and he is deadly. But couldn't you make the same argument for the Mountain? These are obviously deadly characters, but they wear that deadly persona on their collective sleeves. Their reputation precedes them.

Little Finger on the other hand, you just don't see him coming. His machinations created a chain of events leading to the war of the 5 Kings, the deaths of several main characters including King Joffrey, and yet still no one suspects his involvement in just about any of it. To me, that is the worst kind of man to fear. He is deadly, patient, brilliant and cunning. Formidable to say the least.”
7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

Commented May 27, 2014 at 11:30:04 in Books

“Little Finger orchestrated the death of John Arryn and the betrayal of Eddard Stark, not to mention the death of Lisa Arryn and King Joffrey. He has more to do with the war of the five kings than just about anyone. Most cunning? Definitely. Deadliest? I think its hard to argue that he isn't one of if not the most deadly character on the show.”

Robert Ivey on May 28, 2014 at 22:07:38

“Little Finger is currently the best player of the Game of Thrones.
Sadly people never hold that title for long...”

Jan Becker on May 27, 2014 at 22:08:59

“I have to throw out a vote for Walder Frey.”
7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

7 Things You Need To Know About The Deadliest Character In 'Game Of Thrones'

Commented May 27, 2014 at 10:28:27 in Books

“Great character....but he is clearly not the deadliest. That title would go to little finger.”

Robert Ivey on May 28, 2014 at 22:02:48

“Or the Mountain.”

StarDagger on May 28, 2014 at 01:15:06

“Daenerys is the deadliest.”

lhoffman5 on May 27, 2014 at 19:56:31

“Yup, he sure managed to become a widower fast enough! Wonder what happens to her creepy little son? hee hee hee hee”

sweetbrandigirl2004 on May 27, 2014 at 19:03:52

“NO little finger is sneaky and slimy but I don't think he's the most dangerous that title goes to the Red Viper himself Oberyn.”

Christian Langley on May 27, 2014 at 14:43:30

“On that note, I was left with the tune in my head," I believe I can fly! I believe I can touch the sky"…. wrong.”

DarleenMB on May 27, 2014 at 11:01:55

“No. Little Finger is the sneakiest and the one most full of hate. Oberyn is filled with cold rage at what was done to his sister and her child. THAT makes him the deadliest.”

Sthernbull on May 27, 2014 at 10:43:42

“or Lord Varys”
Cliven Bundy: Are Black People 'Better Off As Slaves' Than 'Under Government Subsidy?'

Cliven Bundy: Are Black People 'Better Off As Slaves' Than 'Under Government Subsidy?'

Commented Apr 24, 2014 at 17:18:11 in Politics

“John Stewart's gonna have a field day with this one...”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Apr 1, 2014 at 11:17:20 in Politics

“Actually I was wrong. A similar plan to our current plan is the gold plan (we met with two different brokerage agents this week & last week). The fact of the matter is, in order to supply our employees with healthcare coverage we can afford, we are having to cut our plan down to a silver plan, and put more of the costs on our employees. It's difficult to see that as a positive development from an employer or an employee perspective. I think you are going to see this happen across the country, and no, I don't think its a positive thing.”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 31, 2014 at 10:52:04 in Politics

“You don't need to be completely obnoxious in your response. If you actually READ what I have written throughout this thread, we ARE looking at our options. We have always contributed significantly more than we have had to by state law - traditionally we have covered 70% of the cost of our employees, and we have always offered a very good plan. We treat our employees well, that is also why in a company of 6 people most of them have been here over 15 years. As I stated above, if we were to go for a plan similar to what we have currently then it would be the silver plan under ACA. This constitutes a $47,000 increase out of my pocket as a small business owner. Perhaps $47,000 is a drop in the bucket to you, but it may mean the difference between us having 6 employees or having to drop to 5. Vilify me all you want, but I can only afford so much. Just because I am a small business owner does not mean I am living in a mansion, nor does it mean I am treating my employees like garbage.”

mjakes28 on Apr 1, 2014 at 11:17:20

“Actually I was wrong. A similar plan to our current plan is the gold plan (we met with two different brokerage agents this week & last week). The fact of the matter is, in order to supply our employees with healthcare coverage we can afford, we are having to cut our plan down to a silver plan, and put more of the costs on our employees. It's difficult to see that as a positive development from an employer or an employee perspective. I think you are going to see this happen across the country, and no, I don't think its a positive thing.”
Health Care Spending Slows To Historically Low Rate

Health Care Spending Slows To Historically Low Rate

Commented Mar 26, 2014 at 16:35:42 in Business

“Ed - what is new here is the overall cost increase. 10-15% increases over the past several years versus a 49% increase this year. I'm telling you my first hand experience - whether you wish to dismiss it or not. I've already explained in subsequent responses that this is not just Aetna. We deal through an insurance broker who does not represent one single insurance provider. In fact, the 49% would be us switching to Blue Cross, which is actually cheaper than the Aetna rate. And as I stated, I am not anti Obama, I am simply discussing what I am experiencing.”

Imaliberal67 on Mar 26, 2014 at 17:03:43

“I'm not discounting or dismissing what you're saying, merely adding my personal experience and timeframe. My employer also went through a broker, and Aetna was routinely the best option, but we saw similar annual spikes, coupled with the similar ~50% for 2008. I think it's a terrible situation and, like I said, we would have gone out of business if not for an angel acquisition. I'm only trying to say that those sorts of increases are in no way a result of ACA, not if they existed 2 years prior to ACA even being passed. It is true that an argument can be made that ACA hasn't done enough to prevent similar increases since its passage, but I haven't heard any alternatives to that problem either.”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 16:27:45 in Politics

“You make some fair statements but I stated in subsequent responses that this is not just Aetna. We deal through an insurance broker that does not JUST represent one company and we are looking at multiple health insurance companies. This was the lowest increase of the options we had via MULTIPLE companies. I also outlined my cost increases year over year the past several years, and this years increase blows that away - 49% versus 10-15% is substantial to say the least.

Another responder gave some good suggestions which I will be looking into. As I said, take it for what its worth - this is my experience and yes I am a registered Dem who has voted for O twice. I still say its a fair statement that our elected officials should have skin in the game so they have a vested interest in our health care system, regardless of political affiliation.”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 12:29:14 in Politics

“Daniel - this is really helpful - I very much appreciate it. Thank you. Once I have shad some time to explore this a bit, I will let you know where we net out.”

Duds11 on Mar 26, 2014 at 12:35:31

“You are very welcome Michael. Anything we can do for our fellow countrymen wade through the muck and mire of lies and distortion about health care...”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 12:14:22 in Politics

“I appreciate that - I will definitely take a look. Thank you.”

Duds11 on Mar 26, 2014 at 12:16:37

“Of course Michael. This program wasn't designed to allow the insurance companies to control the keys to the affordable health access castle. I don't doubt that they would try to gouge and maximize every dollar of profit available to them. Good luck with the site and I have a feeling you will find better coverage for a lower price on it.”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 12:12:56 in Politics

“Of course we did - we do have common sense. With the ACA, the plan options are significantly more limited. Each insurance company now has the exact same product/plan offerings that fall under the categories of gold, silver, catastrophic, etc. and the pricing itself is largely the same as well.

Like I said - take it for what its worth. This is MY experience. Maybe yours will be different.”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 12:08:30 in Politics

“It's a perfectly fair suggestion, and we are looking at all our options. We have a meeting with a woman from a different insurance brokerage firm on Friday.

But I will also say this, I do trust the guy we have been working with. We have worked with him for 3 years now and in year one he cut our costs substantially (I honestly don't remember the percentage) and in year two it went up slightly, and year 3 stayed the same. We have switched back and forth from Blue Cross to Aetna during that time, and if we were to go with the new proposed plan would be going back to Blue Cross again because it's cheaper.

I also spoke with my sister this morning, and the company her husband works for is going through the exact same thing, but they are cutting coverage for their employees substantially - increased co-pay, no meds covered, and more out of pocket in the paychecks.

As I said - this is just my experience. I have no clue if everyone is experiencing the same or not. But if they are this is not very good news at all.”

Duds11 on Mar 26, 2014 at 12:19:07

“A bit of info on SHOP:

he Small Business Health Options Program (SHOP) Marketplace helps businesses provide health coverage to their employees.

For 2014, the SHOP Marketplace is open to employers with 50 or fewer full-time-equivalent employees (FTEs). If you have fewer than 25 employees, you may qualify for tax credits if you buy insurance through SHOP.

If you're self-employed with no employees, you can get coverage through the individual market Health Insurance Marketplace, but not through SHOP.

Benefits of the SHOP Marketplace
You control the coverage you offer and how much you pay toward employee premiums.
You can choose from 4 levels of coverage to find a plan that meets the needs of your business and employees.
You can start coverage any time. Enroll by the 15th of the month and coverage can begin on the 1st of the following month.
If you buy SHOP coverage and have fewer than 25 employees, you may qualify for a small business health care tax credit worth up to 50% of your premium costs. You can still deduct from your taxes the rest of your premium costs not covered by the tax credit. Beginning in 2014 the tax credit is available only for plans purchased through SHOP.”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 11:57:33 in Politics

“This is an insurance broker. He does not represent our insurance company. We are looking at multiple options but with the new plan the options are significantly more limited. Look, this is my experience, you can choose to take that however you wish.”

Duds11 on Mar 26, 2014 at 12:06:09

“Did you ask if this is directly related to the ACA and how?”

Scoutitout on Mar 26, 2014 at 12:00:56

“Then I recommend checking with a new broker - it's a fair suggestion. What is there to lose?”
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 11:54:21 in Politics

“The insurance company we were with was Aetna. Our insurance agent is a broker - he does not represent one individual insurance company. Its his role to give us the lay of the land and he did. We reviewed the costs of Blue Cross, Aetna, etc. and the fact of the matter is the options have become significantly more limited than they were before. This IS due to the insurance change.

As I said, I am a registered Dem. I voted for Obama in both elections. I am not simply spewing garbage for the same of a right wing agenda. I am telling you about my first hand experience that we are going throught right now. Take it for what its worth.”

Duds11 on Mar 26, 2014 at 12:09:01

“Give this program a try it is called SHOP. I am certain you will find better access to more affordable coverage in it.

https://www.healthcare.gov/marketplace/shop/
Divided Federal Appeals Judges Debate Obamacare

Divided Federal Appeals Judges Debate Obamacare

Commented Mar 26, 2014 at 11:45:40 in Politics

“I'm a registered Democrat. I'm all for the idea behind an affordable healthcare system for all.

Having said that, I'm also a small business owner. We have a total of 6 employees. We just received a letter about two months ago stating that our current plan would be discontinued. We brought our insurance agent in to review our options and in order to have coverage even remotely close to what we had before it is going to mean a 49% increase in our overall healthcare costs. For just one of our employees, his total family cost increase is 69%. This new plan is forcing us to cut coverage and it's forcing the employees to pay more out of pocket. Before this plan went into action, our costs increased anywhere between 10-15% per year....and sometimes remained relatively the same. How is it that this "Affordable" plan has in just one year alone increased our costs by 49%?

I think the major problem with all of this is that our politicians, be they republican or democrat, have ZERO skin in the game. They don't have the same health coverage as the rest of us, and there's no incentive for them to work together to make this law even remotely worthwhile.

Unfortunately I think this is going to hit people's walets hard - businesses & individuals alike.”

rickirs on Mar 27, 2014 at 03:41:47

“Have your employees look at marketplace insurance offered by ACA as an alternative if you as a business owner are not willing to find better healthcare insurance coverage for your employees. Under ACA employees are no longer held hostage to what their employers are willing to offer and often can realize lower premiums and better coverage.”

cmjinpg on Mar 26, 2014 at 22:19:23

“For a Democrat, you sound pretty smart! ( I am joking - even Democrats have their good side!)”

grandmablue on Mar 26, 2014 at 16:19:25

“That has nothing to do with the ACA and everything to do with insurance company greed.
My brother, a lifelong Republican, is a CEO. He says his insurance costs went down every year for 3 years, and he attributes that to the ACA, which has cut cost increases to 1.3% a year for the past 3 years.

If you have so few employees, you should qualify for a small business subsidy. Looks like you should investigate that, and also look for a different insurance company instead of the one that's screwing you.”

baker900 on Mar 26, 2014 at 11:50:43

“You are 100% correct my friend and this is how it works, You are subsidizing those that come here and tell us how reasonable it is for them. Our elected leaders on both sides have exempted themselves as usual, and have no skin in the game, This is why you pass it before you read it because you already know you wont be participating.”

Duds11 on Mar 26, 2014 at 11:48:31

“Who is the insurance company? Did you ask why the cost was increasing 49% year over year for less coverage? Have you inquired about rates from other companies? How do you know that this is solely due to the ACA and not a decision made by the particular insurance company to take advantage of the uncertainty of the market right now?”
Health Care Spending Slows To Historically Low Rate

Health Care Spending Slows To Historically Low Rate

Commented Mar 25, 2014 at 12:40:23 in Business

“I simply have a hard time believing any of this. I am a small business owner with 6 employees. My average cost to cover our employees healthcare has increased about 10-15% each of the last few years. We were notified by Aetna about two months ago that our plan was going to be discontinued and that we had to sign up for a new plan. In order to get similar coverage to what we had before, our costs increased 62%. I'm a registered Democrat, and I am all for a national healthcare system. But there is nothing affordable in this healthcare plan.”

Imaliberal67 on Mar 26, 2014 at 15:54:46

“Michael, there is nothing new here. My small employer faced the same problem with Aetna's similar price increases in 2008, before Obama was even elected. Luckily we were acquired by a larger company or we would have been driven out of business within the next year. I fail to see how your situation is affected one way or another by ACA, and the correllation between the two is specious. If you have a problem, take it up with Aetna.”
Goldie, We Love You Just The Way You Were

Goldie, We Love You Just The Way You Were

Commented Mar 4, 2014 at 11:45:12 in Fifty

“As far as I'm concerned, who cares? If it makes Goldie or whoever else feel better about themselves, then I am all for it. Who gives a rats ___ what they choose to do with their bodies. We are such an overwhelmingly judgemental society, and I just think we are really getting full of ourselves. Good or bad, that's on them. I am sure many of us may not age gracefully, and if we had the $$'s to do it, we might be inclined to make the same decisions they did.”
Jillian Michaels: 'Biggest Loser' Winner Rachel Frederickson 'Lost Too Much Weight'

Jillian Michaels: 'Biggest Loser' Winner Rachel Frederickson 'Lost Too Much Weight'

Commented Feb 28, 2014 at 09:22:48 in Healthy Living

“She made an effort to bust her tail and lose weight - who cares? Let her live her life and lets move on. We don't need to turn it into the Spanish inquisition.”

Scott Martini on Feb 28, 2014 at 10:59:22

“Some people question the ethics of inducing people to wreck their long-term physical health for the entertainment of others. If there was a concern over the contestant's they'd place an upper limit on the rate of weight-loss or significantly extend the training periods and declare everyone who achieved a healthy *rate* of weight-loss as a winner rather than make it a contest of who can cut the most weight in a week.”
Duke University Freshman Admits She's A Porn Star, Campus Loses Its Mind

Duke University Freshman Admits She's A Porn Star, Campus Loses Its Mind

Commented Feb 25, 2014 at 12:22:02 in College

“She is getting her degree from Duke, and paying it off right of the bat. She may regret the choice to do porn someday, or she may not. Regardless its HER choice to make.

It would be nice if we got off our high horse for a second and let her choose her own path in life. It's hers to choose.”
Justin Bieber's 'Broken' Drops After Weeks Of Drama

Justin Bieber's 'Broken' Drops After Weeks Of Drama

Commented Feb 24, 2014 at 13:38:45 in Entertainment

“You are aware I was being sarcastic right?”
Justin Bieber's 'Broken' Drops After Weeks Of Drama

Justin Bieber's 'Broken' Drops After Weeks Of Drama

Commented Feb 24, 2014 at 12:17:34 in Entertainment

“Look, I'm not a fan of this kid, but I also think some common sense needs to apply to our mob mentality judgement on these kids. He is 19 years old - I am guessing you weren't a saint at 19 either. He is a multi-millionaire at 19 and has women throwing themselves at him and succup vultures he counts as 'friends' surrounding him I am sure.

I don't condone the kids actions, but at the same time we shouldn't expect a KID in his situation to act like a responsible 40 year old. Just sayin.”

Ralph Boyd on Feb 24, 2014 at 12:25:04

“His "Actions" are a cynical PR tie in for a single release titled "Broken". In six months he'll be something else when this doesn't work out. They'll wash off those stick on tattoos and he'll get religion or . . . something.”
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