“That's very sweet. But there are simply not enough units in the right price points to fit the incomes people have. We have been subsidizing creation of homes that are too expansive, with purchasers created out of thin air through mortgage hijinx. We did not create housing people could really afford to rent or own for the past few decades, and it's caught up with us.
Take a look at the income in your town plotted across age groups.
Then take a look at rents and home prices.
You will see a disconnect.
That's all it is - rents and home prices kept going up, earnings didn't, and now households (particularly single income which is more than a third of us) can't make rent.”
JoePhillie on Dec 9, 2013 at 15:47:12
“Understood. But, it seems to me, it has always been this way. When I was on my own, I split the rent with a roommate.”
“The 'market' determines 90% of the housing prices. At most 10% of housing is low-income or subsidized. There is a failure of the market. However, I agree that this failure is in part due to subsidies - for instance home mortgage interest deductions favor the wealthiest households with no discernible public benefit. Is that what you meant?”
stuth on Dec 9, 2013 at 15:39:39
“it's hardly a failure of the market...the market is merely reacting.
i'm not sure how mortgage interest deductions only benefit the wealthy....they benefit anyone who owns a home...and the public benefit is it encourages people to save and invest in a home. that's a great benefit...home owners buy in large care more about the property and community the home is in.”
“Before I left my old job I saw a bunch of specialists because it was covered, and I knew it would be a while before I had such a good health insurance plan. Knowing that pre-existing conditions will not be an issue, and with the tax break for my income bracket to offset premiums, I can look ahead and stretch out preventive care visits. We have been forced to play these games that have nothing to do with receiving better care - jumping into a dozen visits and tests we barely need when we have a better plan in case our new employer offers something that is less generous, lumping visits into one year to game the deductible nonsense, most of all using certain benefits on principle because we are paying SO MUCH in premiums that we want to get something in return.”
“Models that look like the majority of women? No way. That would undermine the real driver of purchases (makeup, clothes, aesthetic surgical alteration)...low self-esteem. As long as women know that aren't right, they will spend.”
“My cousin had her first child while she was so body-obsessed that she didn't show until the 7th month. She just exercised and dieted, harder and harder. That kid was premature, underweight, has learning delays and to this day has never fully caught up. She ate normally during her next pregnancy - still exercised and lost all the weight easily afterwards - but her second child is so much healthier the contrast is tragic. You, my dear, are growing a person. If your obsession with how your body looks and 'feels' is so extreme, then so be it. But why doom another being to a lifetime of impairment from your personal experimentation? Brains require protein and fat to form. Not controversial, just fact.”
“Democrats, instead of spending your time piling on against the President [again] why don't you contemplate the real problem - universal healthcare is what we should be rolling out, not this complicated half-assed compromise. Live into your regret and fix it.”
nlohu on Nov 13, 2013 at 22:32:26
“Only two countries in the world have government controlling all health care...Canada and N.Korea...and many Canadians come to the US for care so they accept what they have...”
Billit on Nov 13, 2013 at 22:31:46
“If the government can't handle a simple website, what makes you think they can handle managing the health care of 320 million people?”
“I'm going to let you in on a little secret. When any type of regulation is discussed, companies cry bloody murder. But regulation does two important things/ (1) it evens the playing field so that bad companies can no longer out-compete good companies just by doing horrible things (ie not offering health insurance to workers despite record profits thereby externalizing costs to employee and the rest of us taxpayers. (2) it sparks innovative solutions - a regulation creates a new set of 'problems', problems previously faced by only some businesses but with regulation, shared by all. I don't know what health care will look like in 20 years, but it can't be worse than my family paying 20% of our after tax income with no pre-existing conditions. If it doesn't change, I'm helping my kid emigrate to a civilized country that doesn't make you wait until 65 to have a safety net.”
schatsie on Sep 13, 2013 at 08:32:55
“That is what Regulations do in Germany where the corporate lobbiest do not write them.... I have been encouraging my son and his family to emigrate, because I can't see the DINOs rolling back 30 years of nonsense...”
“People who are unhealthy become unable to work. Think of Obamacare as trying to prevent adding millions to the list of those already unable to work. In a country where nearly 2/3 of the population don't work (too young, too old, too sick, not to mention unemployed) keeping people healthy is essential to our tax revenue. Someone finally showed the PA gov the math on that.
And of course, we can prevent over-use of expensive emergency services which all of us taxpayers fund. And we can stop punishing children for being born into poverty. Obamacare does not actually go far enough to help the middle class, but it's a start.”
grandmablue on Sep 13, 2013 at 20:02:43
“Well explained, Roseau. You're exactly right.”
ArlingtonTxLady on Sep 13, 2013 at 08:38:43
“Answer this. Those that are barely making it from pay check to pay check, that do not qualify for Medicaid, now will have an additional bill to deal with each and every month, perhaps they will cut back on food, or another item. With deductibles and out of pocket expenses until the policy kicks in 100% how is this keeping them healthy? Do you think people will stop going to the emergency room for free, dont you think that they will look over their finances and see which is the better route? The over use will still be there, and the only people this will benefit will be those that qualify for free Medicaid.”
“I bet there are a lot of worried parents reading this and I wish there was more good information out there about working with your kids on diet, exercise, nutrition and body image. Here's what I've learned so far: Be honest about your own experiences, struggles, weaknesses and failures. Notice and be supportive of every positive thing your kid does - getting a smaller ice cream cone, initiating outdoor play, deciding they like a new vegetable. Avoid criticism, especially when you are upset, but always talk about that concern later when there is no emotion. Understand that your kid knows what you have told them, and shown them (including what you allow them to see on screens) about diet and body - they have no inherent knowledge about calories or nutrition or health - so TELL THEM even if it's an awkward conversation (harder than talking about sex I find). Educate yourself about developmental factors (kids are not little adults). For example by 10 kids can switch to emotional eating which is why you start to see some kids fill out more. Also, teens form their identity around us, so when they see you smoke instead of eating, accepting criticism from others about your body, or obsessing on appearance, what are they learning? Trying to help my kids be healthy has made us healthier. It's hard work because it does not come naturally to our family, but it's worth it.”
Proserpina Libera on Sep 9, 2013 at 15:37:51
“This is the best comment I've read here regarding parental involvement, not just a "blame the parents" finger pointing. Just shoving kids outside and throwing away junk food doesn't work, there needs to be real, emotional involvement any way a parent can give it. Bravo!”
“Is anyone really 'for' late term abortions? We are for sex education and birth control. But since most of that has been undone and de-funded, we work with what we have...remedy of last resort. Of course the fact that access to information and healthcare prevent abortions doesn't interest people who trot out their love of the fetus to demonstrate their moral superiority.
What if, at the gates of heaven, it turns out caring about the fetus didn't cut it?”
Aug 23, 2013 at 14:23:10
“Agreed. There is a separate category for 'ancestry' and that's all we really need, and we need to make that better so everyone's heritage can be comprehensively represented. We perpetuate emphasis on skin color with this tomfoolery.”
Aug 23, 2013 at 14:22:05
“A related problem with census data is that racial categories as a measure of equity or social advancement are less and less relevant. Important measures, like housing cost burden, needs to be better nuanced ie not cap out at 35% of income for housing as the highest category when many households spend 40-50% or more. We should be measuring nationally peoples transportation costs, how far they have to drive to access school, jobs and services. We should be looking hard at the details of child poverty. We can hardly know a thing about rural and suburban poverty when the sampling sizes and frequency have been reduced (by GOP hatred of census data=budget cuts) to such an extent that a town near me with 27% child poverty can't get more granular data on those households without hiring a data specialist to help sort through the PUMs files because the reports on census.gov still don't have all of that data from 2010 online. If you want to know everything about a 'market' - household credit and spending - that info is out there for you to buy. If you want to know about the other 60% of people in your town - the less likely 'consumers' who are elderly, youth, low income, cost burdened middle class...good luck! It's BS.”
“Best point ever.
Romneycare works awfully well in MA. The biggest complaint is that most of the middle class who don't qualify for insurance subsidy, and don't get it through employers, would just rather have single payer. And of course, the people who were free-riders before pushed back when it was enacted. They fall into two categories. The first have less money, and just didn't understand or want to deal with the hassle of getting legit health care rather than using emergency services. The second category have plenty of money and preferred not to spend the money on insurance, skipped out on medical bills when the inevitable illness happened etc. The biggest pushback is from people who have health insurance through their employers...the unionized and corporate workers who have spent decades protecting their specific access to healthcare without regard for those who are left out of that system. The only good thing about this crap economy is that final constituency is smaller now. But it is loud and proud. Scott Brown 2016! ;[p”
“It's not enough that you have to be thin and white to be considered pretty in America, you also have to be thin and white to be intelligent enough to overcome poverty. Luckily, this gal proves that while perhaps you can never be too rich or too thin, being both of those won't make you the slightest bit intelligent.”
“If we assailed corrupt and ineffective political leaders as thoroughly, thoughtfully and carefully as we do those who strive to make progress, we'd really get somewhere. This article sheds no new light on Cory Booker and minimizes his significant accomplishments. It's shameful. Like watching the clip of Jesse Jackson ragging on Obama when he thought he was off camera - jealousy, perhaps an addiction to disappointment, maybe a little Stockholm syndrome? I don't know what it is but get over it. Cory Booker isn't perfect. He doesn't need to be. But he works his tail off, he cares, and yes, he cooperates to get things done. Dare to support him.”
“Beautiful people in a beautiful part of the country. I spent some time in Appalachia in the 1980s and I didn't find people any more closed minded than in the wealthy suburbs of the northeast where I spent most of the 1990s. Just poorer overall, so we often look down on the region. Small town people know it takes all kinds to make a community.”
“I adore Jennifer Lawrence. Sounds like she's just being honest, not romanticizing her struggles, not blaming anyone. I think she comes across as generally candid and non-judgmental of others. Compared to the fake, bitchy, starving, mean, vain, hypocrites exalted by the press, she's a refreshing change.”
“I agree that it's unfair when important stepping stone positions only work for kids who don't need to earn a living. That said, I don't really want to help her become a lobbyist. Wish this was a story about someone who wants to be a public servant, replace the rich SOB she's interning for and make some real change in this country.”
“Starting in the 1930s the Federal Govt funded infrastructure and backed mortgages to help people leave cities forthe suburbs. Small detail - communities blocked black people from taking part in that exodus, while banks used govt ok'd redlining to block investment and mortgages going to urban areas. So the fact that urban places like Newark are packed with non-whites isn't due to some mysterious collective failure. Look it up. FHA, redlining, basic stuff. Exclusion from the suburbs? Look up 'Fair Share' - even conservative courts agreed it was a problem. Ask a 70 year old Realtor in central Jersey - they will BRAG to you about how they kept 'the blacks' out (or risk losing their standing in the business community). The federal govt also said to cities in the 1960s an 1970s that they would help failing cities, as long as 100% of the money was used to make housing for poor people. You end up with a place like Newark, a warehouse for New Jersey's poor households. So when you see Camden, or Newark, or Trenton, ask yourself how exceptional you would have had to be in 1975 to sustain a neighborhood without financing, or to flee a city when no one else would have you. In 1975 one of those families moved to my NJ neighborhood - the people on either side moved away.They were lawyers without kids, so they could take the abuse heaped on them.”
“When my family does not have to spend 1200 a month on health insurance premiums we will spend that money on other things we need - like a better car, local food and services, and retirement. Reducing the amount of our income that goes to the two healthcare corporations operating in our part of the state is good for everyone except those two corporations. End of story. The current system stinks. If Obamacare changes it, I'm in support. But what I want is single payer. None of my friends in the UK or France or Canada worry about this garbage as much as I have to.”
oilfield on Aug 9, 2013 at 11:11:21
“how is it that you wont have to spend 1200 a month? please do tell....you would have to work for a company with less than 50 employees, work part time, or somehow have a money tree in your yard. if you work for someone that offers insurance, they will offer 60/40 with a high deductible that will cost you below 9.5%of your gross wages....that's all they have to do...you, not your family...the law states the family and the irs rules state the individual. a huge difference.”
jmedley on Aug 9, 2013 at 10:12:54
“Even Brazil, a 3rd would country is ahead of us in this area. They have single payer. Sure there are problems, but they are on the right path. We are not on the right path. We still want to have a market based system, and use for profit private insurance.”