sphinxy's Comments (56)
Clinton-Obama Body Politics: It's All In The Faces (PHOTOS)
Commented Dec 06, 2008 at 16:45:11 in Living
“Great photo set. It changed my opinion of the relationship Barack and Hillary may have. They seem to have a genuine respect and affection for one another. Is he smelling her hair in that one photo? I bet it smells like strawberries. Hillary seems like an Herbal Essences kind of girl to me.”
An Open Letter To Joe Lieberman
Commented Nov 20, 2008 at 00:21:38 in Politics
“What a great insight. Thank you. And special thanks to the president-elect for, once again, taking a position on this issue that would have never occurred to most of us, but that was strategically brilliant. Barack kept the pieces in play, for now he will probably get an extra vote on certain key issues, and he can deal with Joe later, if Joe's own sour karma doesn't catch up with him first. I don't know about the rest of you, but I am loving trying to re-adjust my brain to having a new president that has the ability to think three and four steps ahead.”
A Center-Left Agenda for the First 100 Days
Commented Nov 10, 2008 at 11:24:12 in Politics
“I love you, Katrina. Since election night, I find myself loving everyone. Thank you for being a voice for sanity over the years. What Jon Stewart recently said about Obama applies to you, your words have actually matched my perceptions of reality. What a precious thing, that shouldn't be precious or uncommon at all. Obama has people drawing up plans to close Gitmo. He's had dozens of advisors planning which Bush executive orders to undo asap. Does it get better than this? This is above and beyond my expectations for Barack. He's got our back. He is my president, our president, and damn that feels good to say.”
At Long Last, It's Beginning To Feel Like America
Commented Nov 06, 2008 at 09:15:26 in Politics
“That's how I feel. But it's strange, I feel like I have all these extra parts, and I can't remember how they work. I guess they're rusty and stiff from eight years of non-use. But I'll get the hang of it.”
At Long Last, It's Beginning To Feel Like America
Commented Nov 06, 2008 at 01:21:51 in Politics
“I can't believe how your state voted on that prop, Sterling. My heart goes out to you. I'm not gay, but you don't have to be gay to recognize ignorance. I'm sorry that that vote will be forever tied to the day Obama won in your memory. You've been cheated out of a great "where were you when..." moment, forever.”
preemptivelove replied on Nov 06, 2008 at 01:53:54
“i'm sorry too, but it does not diminish one ounce the amazing bit of history we are all a part of because of the election of obama. we will, little by little, brick by brick, arrive at a better place where intolerance and hatred are missing. be patient. this prop 8 will be tested and challenged and proven unconstitutional.....and we'll have a different supreme court than we would have with mccain. the united states constitution guarantees rights, and a state constitution cannot override those rights. keep fighting the good fight. and keep caring. did you see jesse jackson's tears? did you see spike lee's tears? did you see oprah's tears? they never thought they would see a black man elected president of the united states in their lifetimes. never. and look! keep the faith, and keep fighting for what you know is right.”
At Long Last, It's Beginning To Feel Like America
Commented Nov 06, 2008 at 01:08:14 in Politics
“Beautiful thoughts, Bob. Today was the first day in eight years I didn't dread getting out of bed. I woke up happy and felt light as a feather. Not quite as giddy as Scrooge at the end of A Christmas Carol (The Alistair Simms version), but happy. I only have one thing to say, and it's not based on your article, but on some of the thoughts below. One big favor we could do for the rest of the world is to stop talking about how great the US is. About how we're the greatest country in the world. It's become an element of nearly every political conversation these days. Look, like religious faith, pride in one's country is a wonderful thing to have and to feel. But when we continually talk about how we're the greatest, it just becomes obnoxious. Let's vow to be proud and humble. The election of Barack was magnificent, but let's not forget we have a lot of other things, right now, to be humble about. Let's stop being the loudmouth in the plaid jacket at the party.”
solid replied on Nov 06, 2008 at 10:03:24
“Obama's victory speech was relatively somber and heartfelt, and the elements of humility and quiet pride were evident in his words. I believe we can work towards becoming the greatest country in the world again without tooting our own horn about it all the d@mn time.”
Independentjunkie replied on Nov 06, 2008 at 01:58:42
“ROFL... are u kidding me. felt like a feather?
in 24 hrs...that too? ROFL”
in 24 hrs...that too? ROFL”
And Larry David Thinks He's Frightened?
Commented Oct 24, 2008 at 22:34:43 in Entertainment
“We'll all be out there with you, and hell's coming with us.”
Big Bottom
Commented Oct 12, 2008 at 09:35:05 in Politics
“You're right. In the 50's you could not talk average folk into risky credit purchases at gunpoint. But that's because easy credit was not marketed to those average folk the way it is today. It was not part of their culture the way it is today. And, lenders practiced their craft with some integrity, not granting loans to those who couldn't pay the loan back. In our current bizarro world, lenders found ways to make even more money by lending to everyone, including the worst credit risks. I can't say I understand it. But, apparently, they didn't understand it either. I also disagree with your other point. I would say it is precisely BECAUSE of the great depression that those folks in the 50's would have spent their bloody heads off "IF" credit was thrust on them as it is today. Happy days are here again, and all that.”
RepugsOut08 replied on Oct 13, 2008 at 06:10:21
“I don't know your age, but let me assure you of one thing. While you can always find a person willing to gamble their life away in any era, your belief that most post Great Depression Americans would have jumped at the chance to run up credit card debt in the 50s or 60s, is absurd.
I knew these people, and they looked at credit as a last resort. Not because it wasn't offered, but because they learned the lesson of pay as you go the hard way. Maybe you'll understand this as the economy continues to implode, and you have to make sacrifices you never dreamed of in the coming years.
As I stated before, I hold the credit industry responsible for their greed, and I'm very sypathetic to folks who were tricked into loans they couldn't hope to repay, but now is the time for EVERYONE, lender and lendee, to vow to act responsibly.”
I knew these people, and they looked at credit as a last resort. Not because it wasn't offered, but because they learned the lesson of pay as you go the hard way. Maybe you'll understand this as the economy continues to implode, and you have to make sacrifices you never dreamed of in the coming years.
As I stated before, I hold the credit industry responsible for their greed, and I'm very sypathetic to folks who were tricked into loans they couldn't hope to repay, but now is the time for EVERYONE, lender and lendee, to vow to act responsibly.”
Big Bottom
Commented Oct 11, 2008 at 23:05:52 in Politics
“Too many posters are agreeing with your assertion that we're self-indulgent. We've been TOLD we can afford the credit by lenders, the supposed experts. There was a time banks decided, through careful risk analysis, if we were credit worthy. We always hear about our parent's generation, whether it be the 1940's, 1950's, etc., and how THEY knew how to save, how to pay for only what they could afford. Well, think of this. If families in the 1950's were given credit, the way lenders market credit to us today, they would have spent their bloody heads off and gotten in the same mess we're in. If banks told that family, in the 1950's, that they could afford a house three times bigger than they thought they could afford, they'd have bought it in a minute. There is nothing wrong with us! We have been manipulated for a profit. We have been b_tt-f_cked by people who are now getting bailed-out (with our money-again) and who are going on $400,000 vacation retreats to regroup. And most of the posters to your article tonight are agreeing that we are just a selfish, self-indulgent society! It's infuriating. It's human nature. You tell people, from any time period, they can buy what they want, what they dream about, they will buy it. The bank's and the government's job is to regulate it! And they have spent the last several decades lulling us into opulence, for a profit.”
prd mom to 4 replied on Oct 12, 2008 at 00:33:08
“Wow, really? It seems to me like you're looking down from the top too. Last time I checked nobody was telling me anything of the sort. I made a few credit mistakes in college and my husband and I are still paying for them, so given the choice to spend MORE on top of what I'm paying now is just not appealing to me, so I don't think it's fair to group everyone together. I think that a lot of people are absolutely self-indulgent. Why pay $200 for jeans when you can get some for $15 dollars or pay $300 for a pair of shoes when you can get some for $40? Let alone buy a house 3 times bigger? Because these people want to be seen and cherished by those around them. Well, consequently, there are those of us can't afford the opulence. We lost nothing because we had nothing to begin with! We came from parents and grandparent who, given the opportunity and the money, still choose to go the cheapest route to save money. I actually feel fortunate to have made those early mistakes because, according to you, I would be in a panic right now.”
Big Bottom
Commented Oct 11, 2008 at 22:58:18 in Politics
“Too many posters are agreeing with your assertion that we're self-indulgent. We've been TOLD we can afford the credit by lenders, the supposed experts. There was a time banks decided, through careful risk analysis, if we were credit worthy. We always hear about our parent's generation, whether it be the 1940's, 1950's, etc., and how THEY knew how to save, how to pay for only what they could afford. Well, think of this. If families in the 1950's were given credit, the way lenders market credit to us today, they would have spent their bloody heads off and gotten in the same mess we're in. If banks told that family, in the 1950's, that they could afford a house three times bigger than they thought they could afford, they'd have bought it in a minute. There is nothing wrong with us! We have been manipulated for a profit. We have been b_tt-f_cked by people who are now getting bailed-out (with our money-again) and who are going on $400,000 vacation retreats to regroup. And most of the posters to your article tonight are agreeing that we are just a selfish, self-indulgent society! It's infuriating. It's human nature. You tell people, from any time period, they can buy what they want, what they dream about, they will buy it. The bank's and the government's job is to regulate it! And they have spent the last several decades lulling us into opulence, for a profit.”
RepugsOut08 replied on Oct 12, 2008 at 00:07:47
“While I agree with you about human nature being a constant, I believe you are wrong in your assertion that families in the 50s would have spent themselves into oblivion given the chance. The reason they wouldn't have done so is because they'd just been through a little thing called the Great Depression. Experience can modify human behavior. I think that is the point Jamie is making. We need to learn from this debacle, and vow to never let it happen again.
I grew up in the 50s, and you couldn't have talked most adults I knew then into risky credit purchases at gunpoint. I completely agree with you about the responsibility of the lenders, and about the tactics they used to lure people into keeping up with the Jones' by overextending themselves, but people have a personal responsibilty in this as well. If we don't accept that responsibility in the same way the folks who lived through the Great Depression did, we're doomed to repeat it.”
I grew up in the 50s, and you couldn't have talked most adults I knew then into risky credit purchases at gunpoint. I completely agree with you about the responsibility of the lenders, and about the tactics they used to lure people into keeping up with the Jones' by overextending themselves, but people have a personal responsibilty in this as well. If we don't accept that responsibility in the same way the folks who lived through the Great Depression did, we're doomed to repeat it.”
Big Bottom
Commented Oct 11, 2008 at 22:13:58 in Politics
“Jamie, I think your just as disconnected as the ones who got us into this mess. You see it from above. Your words are the kind of words the rich and secure always impart to the masses when they've been cheated, to quell their anger. "Here's a little prayer you can say. It will help. Here's what you should have been doing. Here's what you should do from now on. After all, it's your fault. You'll just have to do with less and be thankful for it." We don't need that lecture right now. Until recently, we could rely on a bank or lender to evaluate whether we qualified for a mortgage or credit to buy that TV. They have not only lied to us for their own selfish reasons, they have enticed us, convinced us, and then hid their crimes in the small print. The government and the corporations are complicit. And, as always, the masses, us, pay the price. Too many are trying to convince us that our own self-indulgence got us into this mess. Don't help perpetuate the lie. I know your intentions for writing this were good. But you say "YOU" are not alone in the abyss. Millions of Americans are in there with "YOU." Jamie, if you haven't lost everything, don't console those who have. You're too distant from the bottom to understand it. Your attempt sounds more like pity. And pity is wasted on the angry.”
XCITIZEN replied on Oct 11, 2008 at 22:44:03
“Telling it like it is - yeah!”
sphinxy replied on Oct 11, 2008 at 22:32:24
“I've posted the above comment twice tonight. My apologies. I've actually tried to post several comments, disagreeing with Jamie, about ten times tonight, but the HuffPost editors kept deleting them. Again, sorry for the duplicate.”
Big Bottom
Commented Oct 11, 2008 at 21:36:54 in Politics
“Jamie, I love you, so I'm sorry to say I'm disappointed in your comments and the other 99% of the posters on this article. You've had a blessed life. Even if you've lost a lot in the current economic crater, you still have too much. There are tens, maybe hundreds, of thousands out there who have lost most of their retirement money, who can't pay their mortgage payment, yet they continue to make payments, the same way they they can't afford their health insurance payment yet continue to make payments. They are terrified! You look down and console them with the serenity prayer. Give me a break. Where is the anger at the banks who conned these people into variable rate loans, then raised their rate from 6% to 14.25%, when, at the same time, their house is worth less that the amount due on the mortgage, so they can't even sell it. The problem is NOT those who bought flat screen TVs. This was a mortgage crisis, and most of the victims, despite the spin, are hard working people just trying to make a life, who were lied-into their mortgages by banks who conned them, then sold their mortgage to another bank, which, in turn, sold it to five other lenders to fill their fat pockets. Did these A-holes sit down and renogotiate the loans so that they would eventually be repaid and people could stay in their homes? No, they foreclosed.”
Novista replied on Oct 11, 2008 at 23:09:01
“Great writing, Jamie.
Unfortunately, comments like the above reveal what's wrong with the progressive brand. High moral dudgeon masking the face of envy, when all is said and done. "You still have too much" ... can only be said by someone who is at rock bottom -- and I dare say they're not sitting behind a computer.
All those who "look up in anger", the 2006 median income types who paid 6.3% tax, according to gov't figures, see those over $200K paying 22.8% and say, "Not enough, soak the rich." Well, if they looked down, they would see, what, 20% of the country who probably think those above have it too good. Rich is relative. And it should not be measured only in money.”
Unfortunately, comments like the above reveal what's wrong with the progressive brand. High moral dudgeon masking the face of envy, when all is said and done. "You still have too much" ... can only be said by someone who is at rock bottom -- and I dare say they're not sitting behind a computer.
All those who "look up in anger", the 2006 median income types who paid 6.3% tax, according to gov't figures, see those over $200K paying 22.8% and say, "Not enough, soak the rich." Well, if they looked down, they would see, what, 20% of the country who probably think those above have it too good. Rich is relative. And it should not be measured only in money.”
Spesabsquemetu replied on Oct 11, 2008 at 22:28:46
“Add to this that the Keating of America ( Part I) under the direction of John McCain, has barely been addressed by journalists concerning McCain, at the time he exercised POOR JUDGMENT, had financial holdings that CINDY MCCAIN's family shared with Keating.
In the summary of why S. Palin abused her position as governor in violating Alaska's ethics law, a main point concerned the fact that Palin had used her office ( governor) to personally BENEFIT from actions that she sought to take ( getting rid of her brother in law was going to make her entire family happy).
John McCain used his position as a United States Senator, to pressure regulators to STAND DOWN on REGULATING Mr. Keating. That action had the end result of leading towards thousands of Americans being UNPROTECTED, while McCain's business holdings with Keating, and Keating himself, both stood to PROFIT in the most disgusting way imaginable ( off the backs of 20,000 Americans who were robbed by Keatings' FRAUD, which - in effect, McCain was protecting.)
THAT CONDUCT, involving a major CONFLICT OF INTEREST for McCain, in which McCain stood to PROFIT ($$ contributions + personal investments with Keating) at the EXPENSE of the tax payer, has barely been addressed by the media. John McCain violated the public's trust, and journalists want to paint this as being a NON-ISSUE IN THIS ELECTION!
WHY should Americans trust John McCain to uphold the people's trust, when McCain has demonstrated that he cannot be trusted?”
In the summary of why S. Palin abused her position as governor in violating Alaska's ethics law, a main point concerned the fact that Palin had used her office ( governor) to personally BENEFIT from actions that she sought to take ( getting rid of her brother in law was going to make her entire family happy).
John McCain used his position as a United States Senator, to pressure regulators to STAND DOWN on REGULATING Mr. Keating. That action had the end result of leading towards thousands of Americans being UNPROTECTED, while McCain's business holdings with Keating, and Keating himself, both stood to PROFIT in the most disgusting way imaginable ( off the backs of 20,000 Americans who were robbed by Keatings' FRAUD, which - in effect, McCain was protecting.)
THAT CONDUCT, involving a major CONFLICT OF INTEREST for McCain, in which McCain stood to PROFIT ($$ contributions + personal investments with Keating) at the EXPENSE of the tax payer, has barely been addressed by the media. John McCain violated the public's trust, and journalists want to paint this as being a NON-ISSUE IN THIS ELECTION!
WHY should Americans trust John McCain to uphold the people's trust, when McCain has demonstrated that he cannot be trusted?”
sphinxy replied on Oct 11, 2008 at 22:13:58
“Jamie, I think your just as disconnected as the ones who got us into this mess. You see it from above. Your words are the kind of words the rich and secure always impart to the masses when they've been cheated, to quell their anger. "Here's a little prayer you can say. It will help. Here's what you should have been doing. Here's what you should do from now on. After all, it's your fault. You'll just have to do with less and be thankful for it." We don't need that lecture right now. Until recently, we could rely on a bank or lender to evaluate whether we qualified for a mortgage or credit to buy that TV. They have not only lied to us for their own selfish reasons, they have enticed us, convinced us, and then hid their crimes in the small print. The government and the corporations are complicit. And, as always, the masses, us, pay the price. Too many are trying to convince us that our own self-indulgence got us into this mess. Don't help perpetuate the lie. I know your intentions for writing this were good. But you say "YOU" are not alone in the abyss. Millions of Americans are in there with "YOU." Jamie, if you haven't lost everything, don't console those who have. You're too distant from the bottom to understand it. Your attempt sounds more like pity. And pity is wasted on the angry.”
Big Bottom
Commented Oct 11, 2008 at 21:35:12 in Politics
“Jamie, I think your just as disconnected as the ones who got us into this mess. You see it from above. Your words are the kind of words the rich and secure always impart to the masses when they've been cheated, to quell their anger. "Here's a little prayer you can say. It will help. Here's what you should have been doing. Here's what you should do from now on. After all, it's your fault. You'll just have to do with less and be thankful for it." We don't need that lecture right now. Until recently, we could rely on a bank or lender to evaluate whether we qualified for a mortgage or credit to buy that TV. They have not only lied to us for their own selfish reasons, they have enticed us, convinced us, and then hid their crimes in the small print. The government and the corporations are complicit. And, as always, the masses, us, pay the price. Too many are trying to convince us that our own self-indulgence got us into this mess. Don't help perpetuate the lie. I know your intentions for writing this were good. But you say "YOU" are not alone in the abyss. Millions of Americans are in there with "YOU." Jamie, if you haven't lost everything, don't console those who have. You're too distant from the bottom to understand it. Your attempt sounds more like pity. And pity is wasted on the angry.”
I-Am-John-McCain replied on Oct 12, 2008 at 02:39:06
“Absolutely agree. Excellent post.”
Big Bottom
Commented Oct 11, 2008 at 17:43:39 in Politics
“I think I agree with your sarcasm. But I'm not sure. Good post. I think.”
Why Do Men Cheat? Bless Their Lyin' Little Scumbag Hearts
Commented Oct 08, 2008 at 10:43:03 in Living
“I was just reading some of the posts and I think you guys are thinking too much. Arthur once asked Merlin how to handle a woman. And the answer was simple, "Love her. Simply love her." Now, if you don't believe Merlin, maybe you'll believe the Beatles. "And in the end, the love you make, is equal to the love you take." It's the oldest, most important lesson on earth.”
Why Do Men Cheat? Bless Their Lyin' Little Scumbag Hearts
Commented Oct 08, 2008 at 10:33:23 in Living
“Oh, Lisa. Brilliant. Just brilliant. I love you. Did I mention you're brilliant? Kiss, kiss. One last thing... brilliant.”
Is Palin Trying To Incite Violence Against Obama?
Commented Oct 08, 2008 at 09:56:29 in Media
“I am the original Mr. doom and gloom. I've been called the king of pain by my family. I have horrible thoughts running through my head constantly. But, this tactic being used by Palin, and the reactions of her supporters, is simply too horrible to think about. The McCain camp has gone beyond the bottom of the barrel looking for ways to injure Obama. They are now in the depths of hell.”
That One?!
Commented Oct 08, 2008 at 00:46:19 in Politics
“McCain should have worn roller skates. Then he could have glided around in figure-eights as Barack was talking. He may have picked up a few points for style. As it is, McCain dropped in my estimation, which was already rock bottom. He made too many weird, completely inappropriate remarks. And I've had eight too many years of that. I think that's the headline. After 26 years in politics, this guy is still not ready for prime time.”
The Vote. Take Another Look.
Commented Oct 06, 2008 at 21:07:27 in Politics
“It took an awful long time for this bus to get to the station, doctor. I think you understand human nature, but I don't think you understand people, the great mass of people. That's okay, i don't either. But to be a politician, a winning politician, you need to. And Obama does. I've second-guessed him a dozen times during this campaign and he has always turned out to be right. His campaign has advanced steadily like a glacier. And he's seven points ahead. The biggest psychological factor in this campaign has been bigotry. It's the enormous black elephant in the room that nobody wants to talk about. If you want to truly understand this campaign, yes, look at his psychology, but don't overlook his skin. I would also like to see Barack express some righteous emotion at McCain, but that has pitfalls given his unique candidacy. I don't agree with some of what he's said and done lately, but he has the gift of pragmatism. He first needs to get the job. If he doesn't, it's all down the toilet in one night of nail biting. So, I forgive Obama some of his recent votes, like FISA and the bailout, and his restraint against really slamming Mccain. I know what I need to know about the man. I see it in Michelle's eyes. Sometimes... sometimes... that's the only true indicator of a man's character.”
Prufrock08 replied on Oct 07, 2008 at 00:30:08
“A very fine post, Sphinxy. I have struggled with the same issues, but Obama's pragmatism and intelligence suggest to me that once he gets the job, as you say, he can revisit and undo FISA and work on honing the bailout. The alternative candidate is eminently unqualified to hold any office in the land.”
Brandij replied on Oct 06, 2008 at 22:22:30
“The last statement you made about Michelle or any other wife for that matter is so true.”
The Case For Insanity
Commented Oct 06, 2008 at 16:35:41 in Politics
“You nailed it. That's the reason. I get furious at the media for not talking about it. On the other hand, I don't want them to talk about it because it would be bad for Obama to have everyone talking about it. It's frustrating, to say the least.”
The Case For Insanity
Commented Oct 06, 2008 at 16:27:19 in Politics
“Ditto. I'm in the office now. And look at me. The last eight years, topped off by this election, has created an epidemic of mental illness.”
The Case For Insanity
Commented Oct 06, 2008 at 15:52:02 in Politics
“Nice post, Lollie. I do remember those three things. And you're absolutely right. I believed them all. My favorite line of your post, though, wasn't one of your main points. It was, "He's a lot smarter than me so I just have to believe he's right." It made me stop and smile. Oh my god. If Barack is elected, it's going to be soooo nice to be able to say that simple sentence. And believe it. There is a whole young generation of politically aware people now who were not politically aware when we were last able to say that sentence.”
The Case For Insanity
Commented Oct 06, 2008 at 15:42:44 in Politics
“I share your disease, Daniel. Thank you for the article. Reading the replies, it's obvious there are a lot of us out there. It's practically an epidemic. We should form a support group. The hope I cling to, that gets me through my day, is that I will feel normal again the second Barack takes office. It does not matter if it will take him years and years to rebuild what has been torn down. Simply knowing that a person of integrity, and a thinker, and a person who gives a rat's ass, is in the white house, will make it all better again. That's the foundation of my cure. But I'm also going to get a kick out of the cosmetics. No president ever looked cooler in sunglasses than Barack. And he walks like Sean Connery in the early Bond films. Anyone else notice that? And Michelle as First Lady. Oh my god. When in any of our lives have any one of us had a first lady that smart, that impressive, and that gorgeous, who we can also fantasize about? And the kids, running around the white house! Don't get me started. If it happens, it will be very, very, very nice. I'm not a religious man but, Lord, please don't screw this up.”
chloe4455 replied on Oct 06, 2008 at 16:04:18
“Oh yes I share your feelings. Just the thought of Sarah Palin possibly being second in command or first also is very scary. I really never been into politics but this is the first election I actually really been following this closely. We are in a very risky situation if McCain and Palin make it to the White House.”
"We Should Have Sold This Country Ten Years Ago"
Commented Oct 06, 2008 at 09:16:57 in Politics
“I have scratched below the surface. And I'm still scratching my head. Why haven't we seen one executive from Wachovia, WaMU, Lehman, or AIG interviewed? Isn't that a no-brainer for journalists? Yes, I've heard about the car dealerships and small businesses hurting because they can't get loans, but I've simply been told about it. Where are the interviews. I deal with three banks. They've all told me everything is fine. In fact, since the "crisis" began, one approved me for a $125,000 loan to buy a house I was considering (approved, not pre-approved). The other approved a $40,000 loan for renovations to my existing house. Why is my TV still filled with ads for easy credit "even if you don't have the best credit history"? Where is the frozen credit?”


