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Steve Pociask
Steve Pociask is president of the American Consumer Institute Center for Citizen Research, a nonprofit (501c3) educational and research organization. Over the years, he has worked on a wide variety of issues, including finance, energy, insurance, regulation and competition. He has testified before Congress, state legislatures and regulatory commissions. He is also a member of the Federal Communications Commission's Consumer Advisory Committee, and is the co-chair of their IP Transition Working Group.

For more information about the institute, visit

Entries by Steve Pociask

Credit Cards Need Chip and PIN Protection

(1) Comments | Posted January 15, 2015 | 2:12 PM

On Monday, President Obama announced a series of measures to improve cyber security and data protections for American consumers. From the Federal Trade Commission offices, the president introduced two proposals -- The Personal Data Notification & Protection Act and The Student Data Privacy Act -- to improve consumer confidence in...

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The Scalpers From Within

(0) Comments | Posted August 8, 2014 | 9:36 AM

As some of the biggest names in the concert industry are wrapping up their summer tours or, like Garth Brooks, are getting ready to embark on a much anticipated new tour, the general public is often left wondering where all the tickets go for these popular concerts.

I am...

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FDA Delays Costing Money and Lives

(0) Comments | Posted August 7, 2014 | 3:50 PM

The Food and Drug Administration (FDA) began approving generic prescription drugs over 30 years ago. Today, generic drugs sell at prices that are 75 percent less than name brand products, and they are estimated to have saved consumers more than $1 trillion over the last decade....

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User-Unfriendly Online Ticket Sales

(1) Comments | Posted July 18, 2014 | 1:15 PM

Co-authored by Alan Daley

So, you want to attend a concert featuring one of your favorite performers? Why not buy your tickets online and use the convenient venue seating charts? Well, comparing prices between online vendors can be difficult and time-consuming. And, many online vendors like it that way, as...

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Consumer Costs of Patent Trolls

(0) Comments | Posted November 20, 2013 | 5:40 PM

As the number of Americans using high-tech 'Internet ready' products continues to grow, innovators and companies race to develop new innovative offerings that cater to this widening market. Yet, it seems that with the increase in consumer offerings comes an increase in bad actors looking to profit by limiting the...

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Internet Drugs Can Kill

(6) Comments | Posted November 1, 2013 | 11:25 AM

Consumers in the United States are largely unaware of the dangers of purchasing counterfeit drugs from online pharmacies. This naivety is contributing to what is becoming a major public health issue. In most cases, fake drugs are not safe, nor are they effective. These drugs can lead to greater sickness...

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Cat Fund Folly

(0) Comments | Posted September 11, 2013 | 5:20 PM

Some families are still hoping for a solution to hurricane Sandy's devastation, but some politicians are using the destruction as an opportunity to propose a national catastrophe fund (Cat fund). Unfortunately, that fund would have the unintended consequence of a creating a new financial disaster, and it would not help...

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Environmentally-friendly Forests? Well, Just on Paper

(2) Comments | Posted June 20, 2013 | 11:11 AM

Consumers are increasingly seeking sustainable, environmentally-friendly products, including wood and paper products. In fact, many consumers are willing to pay more for eco-labeled goods that come from "well-managed forests." Often times, that eco-label means that the wood was certified to have met the standards set by one particular international forestry...

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Time for Bank Competition

(0) Comments | Posted May 20, 2013 | 2:10 PM

With banks getting too big to fail, sopping up government bailout money and rejecting loans to small businesses, could it finally be time to give competition a chance?

Congress thinks so.

Last week, Senator Mark Udall (D-CO) reintroduced the Small Business Lending Enhancement Act of 2013...

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Patent Pools: Are Consumers Paying for Nothing?

(2) Comments | Posted May 15, 2013 | 12:12 PM

No one wants to pay for free stuff, and why should they? However, when you buy a television, DVD player, a computer, or a number of other tech devices, you may be paying more than you should, and there is nothing that you can do about it. Here is a...

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Consumers Are Talking; Policymakers Need to Listen

(1) Comments | Posted May 7, 2013 | 3:39 PM released the results of their annual survey today and found some surprising, and unsurprising, results. The survey was conducted over the second week in April and, among other things, delves into consumer attitudes regarding consumer satisfaction for wireless services. In all, the respondents to the survey seemed...

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Consumers to Lose From Rigged Wireless Auctions

(6) Comments | Posted May 4, 2013 | 5:32 PM

In response to looming wireless spectrum shortages, Congress authorized the Federal Communications Commission (FCC) to conduct auctions that would free up underutilized spectrum held by over-the-air broadcast stations and redeploy it for use by wireless broadband service providers. As detailed by Congress last year, the process would entail

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What Wireless Consumers Want

(7) Comments | Posted March 22, 2013 | 5:23 PM

With the recent announcements of the nearing departure of FCC Chairman Julius Genachowski and Commission Robert McDowell coinciding with the recent release of the 16th Annual Wireless Competition Report, it is an apt time to discuss just how much consumers have benefited during the tenure of these two...

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What Taxpayer Protection?

(0) Comments | Posted March 22, 2013 | 2:49 PM

Beautiful river and coastal areas are often expensive places to live and few can afford high-priced "beachfront" property for their primary residence or cottage. Wind damage and flooding are obvious risks and the cost of insurance against those risks is far higher than elsewhere. We extend our best wishes to...

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Deficit-Free Economic Stimulation

(0) Comments | Posted February 20, 2013 | 12:09 PM

Congress has it hands full again. With the potential of cutting government spending and raising taxes, most Democrats and Republicans have one thing they can agree on - either option could jeopardize an already weak economic recovery.

But there is one win-win solution that can encourage economic investment, help...

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Congress and the Taxing of Technology

(1) Comments | Posted January 30, 2013 | 9:58 AM

The approval rating for members of Congress is lower than the IRS and BP during the oil spill. Coming off a fiscal cliff deal that resulted in a tax increase on nearly every American, lawmakers are looking for ways to regain the public's confidence. While many inside the beltway are...

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Obama's Recession

(12) Comments | Posted December 19, 2012 | 12:14 PM

A Congressional Budget Office (CBO) report predicts the nation could slide into a recession if the economy is allowed to go over the fiscal cliff. However, not fixing the problem correctly could do the same.

In the closing days of the year, less attention has focused on the pending...

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Why Cap Growth?

(8) Comments | Posted November 16, 2012 | 2:56 PM

As the end of the year fast approaches, there is a lot of work left for Congress to do. Getting the budget in fiscal order is imperative and represents the single most important item to address. However, once the budget is put on safe financial footing, the long-term key to...

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