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401k

Roth vs. Traditional 401(k) -- Which Is Better?

Carrie Schwab-Pomerantz, CFP | Posted 07.23.2014 | Money
Carrie Schwab-Pomerantz, CFP

The sheer number of retirement accounts can make anyone's head spin. Once you've opened a specific type of account -- for instance a traditional 401(k) -- it's tempting to just figure you're set. But with more and more employers now offering a Roth 401(k) as well, it's smart to take a step back and consider the potential benefits of each.

How Your Employer Could Be Losing You Thousands of Dollars

Jennifer Erickson | Posted 07.09.2014 | Money
Jennifer Erickson

Employers might not be paying much attention to the fraction of a percentage point in fees that separate many 401(k) plan providers, but they should.

Four Steps Toward Financial Independence

Catherine Golladay | Posted 06.30.2014 | Money
Catherine Golladay

For many Americans, the stress of debt and other financial responsibilities can feel like a loss of freedom. Fortunately, there are steps you can take to prioritize these competing obligations to put yourself in control of your financial future.

5 Things You Should Know About Your 401(k)

David A. Dedman | Posted 06.24.2014 | Money
David A. Dedman

The majority of Americans have access to a 401(k) plan at work. In this article, I'm going to clue you in on a few things you need to know.

4 Reasons to Dump Your 401(k)'s Stable Value Investment

David A. Dedman | Posted 06.23.2014 | Money
David A. Dedman

Are you afraid of losing money in the stock market? Lots of 401(k) participants are terrified of losing money after the 2008 credit crisis. The ve...

Day Trading Your 401(k)? 6 Reasons To Stop Now

David A. Dedman | Posted 06.05.2014 | Money
David A. Dedman

Are you day trading your 401(k) at work? Shame on you! We all know that day trading is a recipe for disaster. Or do we?

For The Healthy, Wealthy and Wise, The Future Is Long

Wray Herbert | Posted 06.04.2014 | Healthy Living
Wray Herbert

Psychological scientists are very interested in the dynamics of future planning, in part because people are so bad at it. There is circumstantial evidence that people who are financially irresponsible also take poor care of themselves. Is it possible that a single underlying trait is shaping behaviors that promote both health and wealth?

3 Policy Choices That Would Improve Retirement Prospects For Women

Diane Oakley | Posted 05.29.2014 | Fifty
Diane Oakley

So if retirees do not monetize the roofs over their heads, what can the typical working households in the 55 - 64 age group retire on beyond Social Security?

Five Questions to Ask About Your First 401(k)

Catherine Golladay | Posted 05.27.2014 | Money
Catherine Golladay

Lesson #1: now is the time to start saving for your retirement. I know it may seem a lifetime away, but the earlier you start, the easier the path to a comfortable retirement can be.

Workplace Financial Education Opportunities Help Employees Face Financial Challenges

Julie Stich | Posted 07.21.2014 | Money
Julie Stich

Possessing the know-how of smart financial practices, even at a basic level, can help individuals in their everyday lives. If we don't feel financially secure and instead worry constantly that our next pay check won't cover the mortgage, next week's groceries or gas for the car, we're more likely to be frustrated and distracted both at work and at home.

You're Probably Investing In Gun Companies And Don't Even Know It

The Huffington Post | Kevin Short | Posted 05.02.2014 | Business

If you're one of the 51 million Americans with a 401(k) plan, odds are that you're investing in gun and ammunition manufacturers Smith & Wesson, Sturm...

It's Time for a Little 401(k) Spring Cleaning

Catherine Golladay | Posted 07.01.2014 | Money
Catherine Golladay

Now's the time when you're likely tidying up the garage, paring down your closet and dusting off the attic shelves. While you're at it, don't forget to clean up one of your most important assets -- your workplace 401(k) plan.

Last-Minute Tax Tips to Maximize Your Savings

WiserAdvisor.com | Posted 06.10.2014 | Money
WiserAdvisor.com

There's just something about doing our taxes that makes many of us revert to slacker college student mode, waiting till the last minute to throw together that report we've known about for months. But there is hope.

Picking the Right IRA Could Save You $1,000

Manilla.com | Posted 06.01.2014 | Money
Manilla.com

Anyone who wants to cover the cost of living during her golden years should be thinking about IRAs, or individual retirement accounts, just as much as she's nursing her employer-sponsored 401(k)s.

ALEC: The New-and-Improved Political Corruption

Barbara J. Easterling | Posted 05.21.2014 | Politics
Barbara J. Easterling

Over the last 41 years, ALEC has worked tirelessly to tear down many of the programs and protections Americans, particularly seniors, have come to rely on, and only recently have many of their objectives come to light.

The Single Biggest Problem With Your 401(k)

Manilla.com | Posted 05.14.2014 | Money
Manilla.com

You are already invested in your employer more than you think. It's also tempting to think that you should invest in what you know, and so hold your employer's stock.

401(k) Moves to Ease Your Tax Time Blues

Catherine Golladay | Posted 05.10.2014 | Fifty
Catherine Golladay

It's been a rough winter for most of the country. And, if you think Mother Nature hits hard, just wait a few weeks until Uncle Sam gets a crack at us.

It's Time to Boost Retirement Savings -- And Dramatically

Debra B. Whitman, Ph.D. | Posted 05.10.2014 | Money
Debra B. Whitman, Ph.D.

Consider this scary statistic: In 2010, four out of 10 families headed by someone age 45 to 64 had nothing set aside for old age.

How Much Emergency Money You Should Have On Hand, From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

Personal finance expert Suze Orman had some great advice to share when it comes to how much emergency money you should have on-hand. “I always li...

Should You Close Credit Cards That You No Longer Use? From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

Personal finance expert Suze Orman had some excellent advice to share with us on the topic of whether or not to close inactive credit cards. Suze ...

Why Municipal Bonds Might Be A Good Investment For You, From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

When it comes to advice on where senior citizens should invest their money, personal finance expert Suze Orman thinks municipal bonds are a great opt...

The Truth About Your Credit Score, From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

When it comes to breaking down the truth about credit scores, personal finance expert Suze Orman taught us a valuable lesson or two. “This is the...

Can You Afford To Have Children? From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

Personal finance expert Suze Orman had some expert advice to share when it comes to deciding whether or not you can afford having a child. Accordi...

How To Prevent Yourself From Getting Ripped Off Online, From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

Personal finance expert Suze Orman had some valuable tips and information to share with us about preventing identity theft online. In light of sev...

A Common Mistake People Make On Their Taxes (VIDEO)

Posted 03.03.2014 | MarloThomas

When it comes to tax advice, personal finance expert Suze Orman had quite an interesting spin on tax refunds to share with us. “Here's the botto...