iOS app Android app

401k

Tips For Taking Advantage Of Employer Savings Plans

WiserAdvisor.com | Posted 08.15.2014 | Business
WiserAdvisor.com

Trying to save more, but not sure how? Employer savings plans are a great way to add to your retirement fund or savings goals. If your employer offers one and you're not taking advantage of it, you should be.

Will You Be Able To Retire?

Bradford M. Pine | Posted 08.13.2014 | Money
Bradford M. Pine

Aside from the question of whether your spouse is ready for you to be around all day, making the decision to retire requires an enormous amount of financial preparation. How do you know if you're ready?

Lump-Sum vs. Income Payments: Why Do So Many Retirees Take the Money and Run?

Jerry Patterson | Posted 08.13.2014 | Money
Jerry Patterson

The moment we're faced with deciding whether to take a lump sum often happens at the moment of retirement, which also means it's the moment our paycheck is turning off. Similar to a light switch turning off.

401k Participants: Are You a Victim of Fiduciariness?

PaladinRegistry.com | Posted 08.18.2014 | Money
PaladinRegistry.com

Your employer has a fiduciary duty to ensure that you are provided with a 401k product that offers you a reasonable opportunity to achieve retirement income security - you just need to fund it adequately!

Sudden Wealth From Retirement?

David A. Dedman | Posted 08.12.2014 | Money
David A. Dedman

You made it. You are retired. Your new job will be doing whatever you want! Sounds good, right? Retirement can be a wonderful time. It's a Life Even...

Target Date Funds - Statistics That Matter

PaladinRegistry.com | Posted 08.07.2014 | Money
PaladinRegistry.com

Target date funds are on a growth trajectory that will take them to $4 trillion by 2020, from their current level of $800 billion. That's 30% per year growth over the next 6 years. On a percentage basis, TDFs will increase from 25% of all 401(k) assets to about half.

Sudden Wealth From a Job Change?

David A. Dedman | Posted 07.29.2014 | Money
David A. Dedman

Every Life Event, including a job change, comes with questions. You'll have some big decisions to make.

Roth vs. Traditional 401(k) -- Which Is Better?

Carrie Schwab-Pomerantz, CFP | Posted 07.23.2014 | Money
Carrie Schwab-Pomerantz, CFP

The sheer number of retirement accounts can make anyone's head spin. Once you've opened a specific type of account -- for instance a traditional 401(k) -- it's tempting to just figure you're set. But with more and more employers now offering a Roth 401(k) as well, it's smart to take a step back and consider the potential benefits of each.

How Your Employer Could Be Losing You Thousands of Dollars

Jennifer Erickson | Posted 07.09.2014 | Money
Jennifer Erickson

Employers might not be paying much attention to the fraction of a percentage point in fees that separate many 401(k) plan providers, but they should.

Four Steps Toward Financial Independence

Catherine Golladay | Posted 06.30.2014 | Money
Catherine Golladay

For many Americans, the stress of debt and other financial responsibilities can feel like a loss of freedom. Fortunately, there are steps you can take to prioritize these competing obligations to put yourself in control of your financial future.

5 Things You Should Know About Your 401(k)

David A. Dedman | Posted 06.24.2014 | Money
David A. Dedman

The majority of Americans have access to a 401(k) plan at work. In this article, I'm going to clue you in on a few things you need to know.

4 Reasons to Dump Your 401(k)'s Stable Value Investment

David A. Dedman | Posted 08.20.2014 | Money
David A. Dedman

Are you afraid of losing money in the stock market? Lots of 401(k) participants are terrified of losing money after the 2008 credit crisis. The ve...

Day Trading Your 401(k)? 6 Reasons To Stop Now

David A. Dedman | Posted 08.05.2014 | Money
David A. Dedman

Are you day trading your 401(k) at work? Shame on you! We all know that day trading is a recipe for disaster. Or do we?

For The Healthy, Wealthy and Wise, The Future Is Long

Wray Herbert | Posted 08.04.2014 | Healthy Living
Wray Herbert

Psychological scientists are very interested in the dynamics of future planning, in part because people are so bad at it. There is circumstantial evidence that people who are financially irresponsible also take poor care of themselves. Is it possible that a single underlying trait is shaping behaviors that promote both health and wealth?

3 Policy Choices That Would Improve Retirement Prospects For Women

Diane Oakley | Posted 07.29.2014 | Fifty
Diane Oakley

So if retirees do not monetize the roofs over their heads, what can the typical working households in the 55 - 64 age group retire on beyond Social Security?

Five Questions to Ask About Your First 401(k)

Catherine Golladay | Posted 07.27.2014 | Money
Catherine Golladay

Lesson #1: now is the time to start saving for your retirement. I know it may seem a lifetime away, but the earlier you start, the easier the path to a comfortable retirement can be.

Workplace Financial Education Opportunities Help Employees Face Financial Challenges

Julie Stich | Posted 07.21.2014 | Money
Julie Stich

Possessing the know-how of smart financial practices, even at a basic level, can help individuals in their everyday lives. If we don't feel financially secure and instead worry constantly that our next pay check won't cover the mortgage, next week's groceries or gas for the car, we're more likely to be frustrated and distracted both at work and at home.

You're Probably Investing In Gun Companies And Don't Even Know It

The Huffington Post | Kevin Short | Posted 05.02.2014 | Business

If you're one of the 51 million Americans with a 401(k) plan, odds are that you're investing in gun and ammunition manufacturers Smith & Wesson, Sturm...

It's Time for a Little 401(k) Spring Cleaning

Catherine Golladay | Posted 07.01.2014 | Money
Catherine Golladay

Now's the time when you're likely tidying up the garage, paring down your closet and dusting off the attic shelves. While you're at it, don't forget to clean up one of your most important assets -- your workplace 401(k) plan.

Last-Minute Tax Tips to Maximize Your Savings

WiserAdvisor.com | Posted 06.10.2014 | Money
WiserAdvisor.com

There's just something about doing our taxes that makes many of us revert to slacker college student mode, waiting till the last minute to throw together that report we've known about for months. But there is hope.

Picking the Right IRA Could Save You $1,000

Manilla.com | Posted 06.01.2014 | Money
Manilla.com

Anyone who wants to cover the cost of living during her golden years should be thinking about IRAs, or individual retirement accounts, just as much as she's nursing her employer-sponsored 401(k)s.

ALEC: The New-and-Improved Political Corruption

Barbara J. Easterling | Posted 05.21.2014 | Politics
Barbara J. Easterling

Over the last 41 years, ALEC has worked tirelessly to tear down many of the programs and protections Americans, particularly seniors, have come to rely on, and only recently have many of their objectives come to light.

The Single Biggest Problem With Your 401(k)

Manilla.com | Posted 05.14.2014 | Money
Manilla.com

You are already invested in your employer more than you think. It's also tempting to think that you should invest in what you know, and so hold your employer's stock.

401(k) Moves to Ease Your Tax Time Blues

Catherine Golladay | Posted 05.10.2014 | Fifty
Catherine Golladay

It's been a rough winter for most of the country. And, if you think Mother Nature hits hard, just wait a few weeks until Uncle Sam gets a crack at us.

It's Time to Boost Retirement Savings -- And Dramatically

Debra B. Whitman, Ph.D. | Posted 05.10.2014 | Money
Debra B. Whitman, Ph.D.

Consider this scary statistic: In 2010, four out of 10 families headed by someone age 45 to 64 had nothing set aside for old age.