Using a solid savings strategy will help build and grow your next egg. It should also give you greater confidence, knowing that you're taking action to ensure your savings goals are within reach.
If you can get in on the ground floor of the next Google or Apple, your retirement years will be white sands and pina coladas. There are three problems with that - one obvious, one not so obvious, and one nearly invisible.
-- The run-up in stock prices this year could tempt even the most hands-off investor to wade into their 401(k) and make some changes.
The Dow Jones ...
There are many similarities between 401(k)s and IRAs (Individual Retirement Accounts), but there are also some notable differences. How do you know which type of account you should contribute to?
Despite signs the economy is rebounding, Americans' confidence in their ability to retire comfortably is not, according to a survey released Tuesday b...
The quiet retirement revolution of the 401(k) has the potential for negative consequences if workers save too little, raid accounts for non-retirement spending and fail to understand the significant risks that they bear under the system.
The IRS announced 2013 cost-of-living adjustments to many of the amounts you and your employer can contribute toward your retirement accounts. Here are highlights of what will and won't change in 2013.
A key reason for the low balances of the even those at the top of the pecking order for 401(k) plans is unconscionable fees imposed by the mutual fund industry.
EVERYONE with a 401(k) knows that bad investments and high fees can threaten their retirement. But what if the company that sponsors your plan goes ba...
-- Federal disclosure rules that go into effect Sunday will make it easier for workers and retirees to see how much their 401(k) accounts are being d...
If you're a typical 401(k) investor, perhaps you check your account now and then to see how your investments are doing. Or maybe you just let them rid...
As Americans watched their nest eggs sink during the Great Recession, many wondered whether they would ever be able to retire. Come this fall, million...
It is easy to forget that 401(k) plans have only been around for three decades. We have learned a lot in that period, and the jury is now in: The 401(k) experiment has failed. This system does a better job of enriching the financial sector than in providing retirement security to Americans.
401(k) plan investments are a primary driver of the investment markets. They are also the reason that many people are pacing the floors at night, worrying if their retirement will get delayed or destroyed.
I can find no credible data supporting the inclusion of actively managed funds in 401(k) plans or individual portfolios. Yet, these funds dominate the investment options in most plans.
If AARP, which has more than 10 percent of the U.S. population on its rolls, hasn't yet figured out how to capture seniors on the most pervasive social media site, then we all have a long way to go.
While the overall economy appears to be on the uptick, we are facing a baby boom financial catastrophe if we don't change how we pay for retirement and explore all possible means to get there.
Americans' confidence in their ability to retire is hovering at the lowest level in two decades, according to a survey released Tuesday by the Employe...