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401k Plans

Six Reasons to be Thankful for Your 401(k)

Catherine Golladay | Posted 11.19.2014 | Money
Catherine Golladay

Now is the time when most of us start reflecting on all we have to be thankful for - including friends, family and good health. But what about your financial health? If you're one of the 74 percent of full-time, private sector employees with access to a workplace retirement savings plan*, count your blessings.

Ben Walsh

Your 401(k) Will Be Fine Even Though Stocks Just Tanked

HuffingtonPost.com | Ben Walsh | Posted 10.15.2014 | Business

Markets do their thing –- go up and down -– and you do yours –- use tax incentives to save the best you can.

Is the Roth 401(k) Right for You?

David A. Dedman | Posted 12.02.2014 | Money
David A. Dedman

The Roth 401(k) seems to be cause more confusion than squirrel in a four-way intersection. So let's get started!

Stop Using Your 401(k) as a Piggy Bank

David A. Dedman | Posted 11.11.2014 | Money
David A. Dedman

The only time I could envision tapping your 401(k) is in the event you are unemployed for a long period of time. Here's how to stop popping the cork on the 401(k) Piggy Bank.

The Case of the Deleted Social Security Data: Why It Is Bad for Workers and Retirees

Karen Friedman | Posted 10.20.2014 | Money
Karen Friedman

When policymakers shape legislation to expand retirement savings and pension coverage, it's important for them to know the truth about how much Social Security provides, which isn't a lot.

How Your Employer Could Be Losing You Thousands of Dollars

Jennifer Erickson | Posted 09.08.2014 | Money
Jennifer Erickson

Employers might not be paying much attention to the fraction of a percentage point in fees that separate many 401(k) plan providers, but they should.

5 Things You Should Know About Your 401(k)

David A. Dedman | Posted 08.24.2014 | Money
David A. Dedman

The majority of Americans have access to a 401(k) plan at work. In this article, I'm going to clue you in on a few things you need to know.

Day Trading Your 401(k)? 6 Reasons To Stop Now

David A. Dedman | Posted 08.05.2014 | Money
David A. Dedman

Are you day trading your 401(k) at work? Shame on you! We all know that day trading is a recipe for disaster. Or do we?

401(k) Resolutions for 2014

Catherine Golladay | Posted 03.15.2014 | Fifty
Catherine Golladay

Making New Year's resolutions is easy, but we know that sticking to them can be a lot harder. While many of us are resolving to ditch the junk food or to get to the gym more often, it's also a great time of year to shape up your retirement savings.

Retirement Plan Limits Largely Unchanged in 2014

Jason Alderman | Posted 03.04.2014 | Business
Jason Alderman

Anyone who's bought groceries, filled their gas tank or paid insurance premiums recently would probably be surprised to learn that the rate of inflation is relatively flat -- only 1.2 percent from September 2012 to September 2013.That's bad news for people who were hoping to boost their contributions to an IRA, 401(k) plan or other tax-advantaged retirement savings accounts.

Don't DIY Your 401(k)

Catherine Golladay | Posted 12.01.2013 | Fifty
Catherine Golladay

Taking advantage of professional help that may already be offered as part of your 401(k) plan could go a long way toward easing some of your investing concerns.

401(k)s Are Making Wealth Inequality Even Worse

The Huffington Post | Mark Gongloff | Posted 09.03.2013 | Business

Not only is the typical 401(k) a lousy way for most people to save for retirement, it is also making wealth inequality worse, according to a new study...

High Anxiety: The Nonprofit Sector's Retirement Problems

Stephanie Bell-Rose | Posted 09.30.2013 | Impact
Stephanie Bell-Rose

When you ask employees at nonprofit organizations about job satisfaction, more often than not they will give you a positive response; for these mission-oriented workers, purpose is paramount. When asked about their plans for retirement, however, nonprofit employees express insecurity and uncertainty about the future.

It's Time for Your Midyear 401(k) Checkup

Catherine Golladay | Posted 09.16.2013 | Business
Catherine Golladay

Quarterly 401(k) statements are out and yours may reflect the double-digit rally in the stock market so far this year. But it's important to remember that past performance doesn't guarantee future results.

What Should I Save for First?

Catherine Golladay | Posted 08.17.2013 | Business
Catherine Golladay

Using a solid savings strategy will help build and grow your next egg. It should also give you greater confidence, knowing that you're taking action to ensure your savings goals are within reach.

Crushing Fees: A Q&A with FutureAdvisor Co-Founder Bo Lu

Scott Porch | Posted 07.29.2013 | Business
Scott Porch

If you can get in on the ground floor of the next Google or Apple, your retirement years will be white sands and pina coladas. There are three problems with that - one obvious, one not so obvious, and one nearly invisible.

6 Tips On Managing Your 401(k) Plan Effectively

AP | ALEX VEIGA | Posted 05.24.2013 | Fifty

-- The run-up in stock prices this year could tempt even the most hands-off investor to wade into their 401(k) and make some changes. The Dow Jones ...

Thinking of Tapping That 401(k) for a Loan to Pay Tuition? Think Twice!

Catherine Golladay | Posted 07.21.2013 | Fifty
Catherine Golladay

While borrowing from your 401(k) may seem like a quick cash fix, it's almost never a good idea. Here's why.

Retirement Basics: 401(k) vs. IRA

SaveUp | Posted 07.10.2013 | Business
SaveUp

There are many similarities between 401(k)s and IRAs (Individual Retirement Accounts), but there are also some notable differences. How do you know which type of account you should contribute to?

WATCH: How Much Should You Be Investing In Your 401(k)?

Posted 04.20.2013 | Fifty

Many of us have 401(k) plans, but do we actually know how they work? A recent segment on HuffPost Live addressed the benefits, drawbacks and miscon...

Record Number Of People Have No Confidence In Their Ability To Retire Comfortably

The Huffington Post | Shelley Emling | Posted 03.19.2013 | Fifty

Despite signs the economy is rebounding, Americans' confidence in their ability to retire comfortably is not, according to a survey released Tuesday b...

Striking Over the Risks of Retirement Savings

Anne Tucker | Posted 04.30.2013 | College
Anne Tucker

The quiet retirement revolution of the 401(k) has the potential for negative consequences if workers save too little, raid accounts for non-retirement spending and fail to understand the significant risks that they bear under the system.

Retirement Plan Limits Increase in 2013

Jason Alderman | Posted 01.02.2013 | Money
Jason Alderman

The IRS announced 2013 cost-of-living adjustments to many of the amounts you and your employer can contribute toward your retirement accounts. Here are highlights of what will and won't change in 2013.

10 Secrets About Your 401(k)

MarketWatch | Elizabeth O'Brien | Posted 11.13.2012 | Money

1. We weren’t meant to carry the weight of your future. For more and more Americans, the quality of one’s retirement comes down to the quality ...

Stop the Carnage

Dan Solin | Posted 10.28.2012 | Business
Dan Solin

A key reason for the low balances of the even those at the top of the pecking order for 401(k) plans is unconscionable fees imposed by the mutual fund industry.