Boston University could not have produced two more different journalists than my friends Joe Nocera and Samantha Swindler.
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It never ceases to amaze me how many people think they are smarter than the credit card game. It reminds me of people who are trying to outfox casinos.
Gary Rivlan notes in his book, Broke USA, "the working poor have become big business." You wouldn't think that poor people would be a growth market, but businesses make big money off people who live paycheck to paycheck.
When three people who know about money go to the extreme of not owning any credit cards, others might want to take note.
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