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Adverse Selection

Obamacare: Republican Obstruction or Needless Blunders?

Robert Kuttner | Posted 03.07.2014 | Politics
Robert Kuttner

In the case of the Affordable Care Act, private insurers have priced their policies on the premise that a lot of healthy young people will purchase insurance. If the young don't participate in large numbers, and older and sicker people do, then insurers will have to raise premium charges for everyone. That will be blamed, rightly or wrongly, on Obamacare. We know from the administration that more than two million people have become newly insured. That's good news. But we don't know who they are. Is the Affordable Care Act succumbing to the dread dynamics of adverse selection? The early signs are far from conclusive, but they are not encouraging.

Health Care, Broccoli, and the Common Good

Charles Kolb | Posted 06.18.2012 | Politics
Charles Kolb

It was Justice Scalia's argument that if the government could force an individual to purchase health insurance, it could presumably force an individual to buy broccoli, that convinced me the Supreme Court should uphold the individual mandate.