American College

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President Obama's Entrepreneurial Mindset

Don McNay | Posted 11.17.2009 | Business

Read More: Hawaii, Al Gore, Small Business, Entrepreneurial Time System, Toronto, Small Town, 1976 Election, George W. Bush, Single Mothers, President Obama, Entrepreneurs, Kentucky Guardianship Administrators LLC, David and Goliath, The Audacity to Win, Senators, Ellen, Political Organizing, Larry King, Lexington KY, Richmond Ky, John Kerry, William Jennings Bryan, Xerox, Steven Jobs, 2008 Campaign, The Strategic Coach, American College, Ibm, Wall Street, African Americans, Google, McNay Settlement Group, Bill Clinton, John McCain, Impossible Goals, Microsoft, Washington Insiders, Kentucky, Don McNay, Bill Gates, 2008 Election, Southern Politics, David Plouffe, Entrepreneurial, Main Street, Structured Settlements, Ross Perot, Vanderbilt University, Jay Leno, George Wallace, Dan Sullivan, Oprah, Million Dollar Round Table, Eastern Kentucky University, Jimmy Carter, Hillary Clinton, Obama Calls Small Towns Bitter, Tyra Banks, Fundraising, Entrepreneurship, David Lettterman, Nssta, Business News

I have not seen much evidence of Obama being in touch with small-town Kentucky, but after reading David Plouffe's new book, The Audacity to Win, I have become convinced that he knows what it takes to run a business.

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2010: The Year Main Street Sticks It to Wall Street and Washington

Don McNay | Posted 10.27.2009 | Business

Read More: Mid Term Elections, Upheaval, Congress, Kentucky Guardianship Administrators, Hank Paulson, Lobbyists, Bailouts, Consumer Spending, Big Money, Roger Ailes, Lawrence Summers, Arianna Huffington, State Legislature, Cnbc, Economic Pain, Unemployed, Lexington KY, Spending Cuts, Wall Street-Washington, Andrew Ross Sorkin, Timothy Geithner, Kenneth Feinberg, Inside the Beltway, McNay Settlement Group, Incumbants, Republican National Committee, City Council, High Unemployment, Ky, Willie Stark, Democratic National Committee, Pay Czar, Fox Business News, Clu, Anger, Louisville, Million Dollar Round Table, Ben Bernanke, Alan Greenspan, Bonuses, Czars, Jefferson Airplane, Small Business, President Obama, Congressional Elections, 2010 Elections, Washington, Main Street, donmcnay.com, Tea Parties, Msnbc, Unemployment, Tea Baggers, All the Kings Men, Rural Journalism, Financial Crisis, Housing Crisis, Running for Office, President Bush, Richmond, American College, Incumbant Politican, Personal Finance, Msfs, Chfc, Small Towns, Kentucky, Don McNay, www.mcnay.com, Structured Settlements, Layoffs, Wall Street Bailouts, Wall Street, Vanderbilt University, Robert Penn Warren, Self Dealing, Eastern Kentucky University, Fox News, Certified Structured Settlement Consultant, Glenn Beck, Cssc, Too Big to Fail, Bill O'Reilly, Business News

If anyone has ever dreamed of being an office holder, 2010 is the year to do it. There are going to be several situations where voters elect a complete unknown, just to express their anger about the incumbent.

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Is Credit Evil?

Don McNay | Posted 09.29.2009 | Business

Read More: Financial Peace, Kentucky Guardianship Administrators, Capital One, Investment Risk, Big Money, Cnbc, Aig, Mortgages, Richmond Ky, Home Prices, Christian Author, Financial Crisis, Immediate Annuity, American College, Tax-Refund-Anticipation-Loans, Lexington, Personal Finance, Credit Card Fees, McNay Settlement Group, Msfs, Payday Lending, Structured Settlement, Citigroup, Chfc, Loan Sharks, Home Mortgages, Car Loans, Upside Down, Larry Burkett, Kentucky, Don McNay, Payday Loans, Credit Crisis, Structured Settlement Annuity, Credit Cards, Fox Business News, Clu, American Express, Dave Ramsey, JPMorgan Chase, Cnn, Subprime Mortgages, Credit, Vanderbilt University, Syndicated Radio, Million Dollar Round Table, Eastern Kentucky University, Fox News, Warren Buffett, Cssc, Annuity, Race Track, Too Big to Fail, High Interest Rates, Christian Financial Concepts, Louisvile, Business News

I've watched many people get in trouble with upside down car loans, second mortgages or high interest rate financing. Credit keeps many people from living within their means. Then a friend told me he was buying a large house.

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Wall Street and Washington Dissing Main Street, One Year Later

Don McNay | Posted 11.15.2009 | Business

Read More: Anniversary of Financial Meltdown, Bailout, 000 Commode, $35, American Association of Justice, Ben Bernanke, Alan Greenspan, Washington Elites, American College, Campaign Finance Reform, Michael Jackson, Lottery, Small Business, President Obama, Mitch McConnell, Death Panels, Kentuckian, Kentucky, Structured Settlements, Taylor Swift, Vanderbilt University, Eastern Kentucky University, Million Dollar Round Table, Personal Finance, Housing Crisis, Lottery Winners, Robert Kaiser, Business News

Wall Street and Washington don't understand what is happening on Main Street. The people in Washington are pushing the line that they saved us from "something even worse." Like what?

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The Lottery Question

Don McNay | Posted 10.16.2009 | Business

Read More: American Business, Met Life, Trial Consultants, Chinese, New York Life, Strategic Coach, J. Giles Band, Mediations, Gambling, Cnbc, The Dan Sullivan Question, Richmond Ky, Megamillons, American Bar Association, Johnny Bench, Self Reliance, Real Estate, Financial Planning, Lottery Winners, Jury Consultants, Injury Victims, Trial Lawyers, Church, Major League Baseball, Actuaries, Medition Consultants, Prudential, Clu, Louisville, Dan Sullivan, Angel in Blue, Inner Circle of Advocates, Million Dollar Round Table, College Tuition, Entrepreneurship, Big Red Machine, Sports Betting, Small Business, Lawyers, Settlement Conferences, Toronto, Pete Rose, Cincinnati Reds, Washington, Main Street, National Institute for Trial Advocacy, Structured Settlement Consultant, Personal Injury, American Associaton for Justice, Fox Business Network, Aig, Insurance Carriers, Cincinnati, Financial Crisis, Kentucky Association for Justice, American College, Lexington, Personal Finance, Casinos, Msfs, Structured Settlement, Lottery, Chfc, Life Care Planners, Japanese, Powerball, Kentucky Bar Association, Kentucky, Don McNay, Structured Settlements, Cnn, Dreams, Mediators, Wall Street, Vanderbilt University, Claims Adjusters, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, Nascar, Children to College, Too Big to Fail, John Hancock, Mdrt, Aviva, Reds, Business News

Everyone has dreams and desires but usually keep them hidden, back in the recesses of their minds. The lottery question gets those dreams and desires out in the open, on the front burner.

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Today Is the Day to Cut Up Your Credit Cards

Don McNay | Posted 09.24.2009 | Business

Read More: Household Finance, Main Street and Wall Street, Chartered Financial Consultant, Banking Collapse, Bailouts, Card Balance, Cnbc, Maria Bartiromo, Injured People, Steve Wynn, Lexington KY, Lottery Winners, Second Mortgages, McNay Settlement Group, Trial Lawyers, Son of a Gambler, Big Brother, Consumer Loans, Gretchen Peters, Bookmaking, Furniture Loans, Andrew Kahr, Mgm, Joe Nocera, MGM Mirage, New York, Fox Business News, Las Vegas, Clu, Dave Ramsey, Louisville, Million Dollar Round Table, India, Credit Card, Sports Betting, A Piece of the Action, Lake Tahoe, Small Business, Credit Card Data, Certified Structured Settlement Consultant, Main Street, Federal Reserve, South Dakota, Bank Products, Christina Binkley, Cincinnati, Betting, Financial Crisis, American College, Personal Finance, Casinos, Msfs, Structured Settlement, Pay Off the Balance, Chfc, Federal Reserve Study of Consumer Finance, Car Loans, Kentucky, Don McNay, Chartered LIfe Underwriter, First Deposit Corporation, Reno, Structured Settlements, Business Books, Cnn, Credit Cards, Subprime Mortgages, Small Town Banks, Vanderbilt University, Bank Bailouts, New York Banks, Eastern Kentucky University, Fox News, New York Times, Harrah's, New York Times Columnists, Cssc, Richmond Ky, Odds Makers, Too Big to Fail, Winner Takes All, Harrahs, Providian, Business News

When three people who know about money go to the extreme of not owning any credit cards, others might want to take note.

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Dreams of My Absent Father

Don McNay | Posted 09.18.2009 | Living

Read More: John F. Kennedy, Small Business, Gamblers, Playboy, George W. Bush, President Obama, Newport, Girls Next Door, Reagan, Northern Kentucky, Harvard, George H.W. Bush, Childhood Barriers, Gerald Ford, Covington Ky, Cincinnati, American College, Single Parent, Bill Clinton, Richard Wolffe, Ford, Father's Expectations, Kentucky, Don McNay, Ky, Motivation, Barack Obama, Adoption, Renegade, Structured Settlements, Obama "Dreams of My Father", Vanderbilt University, The American College, Playboy Bunny, Single Mother, Eastern Kentucky University, Million Dollar Round Table, Son of a Son of a Gambler, Personal Finance, Nixon, Living News

When I read the Obama quote about fathers, it made me wonder what side of the equation I fell on. Was I living up to my father's expectations or making up for his mistakes?

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Are You Cut Out To Be Self Employed?

Don McNay | Posted 09.10.2009 | Business

Read More: Small Business, Sales, Attorney, Cincinnati Reds, Alan Jackson, Richmond Ky. Eastern Kentucky University, London, Kentucky Justice Association, Jimmy Buffett, Kentucky Horse Park, American College, Kentucky Attorney, Lexington, Personal Finance, Injury Victims, Corporate Rules, Structured Settlement, Kentucky Bar Association, Ky., A Civil Action, Kentucky, Don McNay, Trial Attorney, Aaj, Self-Employment, Structured Settlements, Barbourville Ky., American Association for Justice, Sam Davies, Louisville, Vanderbilt University, Real Estate Agents, Eastern Kentucky University, Million Dollar Round Table, Entrepreneur, Kja, Corbin, Kata, Atla, Barbourville, Business News

Before a person decides on self employment, they need to figure out how important five o' clock is in their lives.

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Renegade and Dreams of My Absent Father

Don McNay | Posted 09.08.2009 | Media

Read More: John F. Kennedy, Al Gore, Dreams of My Father, Obama, Sarah Palin, Reagan, Gambling, Unwed Mothers, Politics, 2008, Richmond Ky, John Edwards, Richard Wolffe, The Making of the President 1960, The Daily Beast, Lexington KY, Bookmaking, Obama Haters, Covington Catholic High School, Richard Wolffe Renegade, Barack Obama, Adoption, Clu, Playboy Magazine, Playboy Mansion, Born Again, Louisville, Million Dollar Round Table, Son of a Son of a Gambler, Obama's Dreams of My Father, Hillary Clinton, Nixon, Sports Betting, George Bush, 2008 Elections, Playboy, Keith Olbermann, Msnbc, President of the United States, George H.W. Bush, Single Parents, Gerald Ford, Cincinnati, Betting, American College, Newsweek, Playboy Bunnies, Covington Kentucky, Bill Clinton, Structured Settlement, Msfs, John McCain, Michelle Obama, Annuities, Chfc, Countdown With Keith Olbermann, Father's Expectations, Don McNay, 2008 Election, Barack Obama 2008, Structured Settlements, Vanderbilt University, Renegade Obama, Playboy Bunny, 2008 Presidential Race, Eastern Kentucky University, George W Bush, Fatherhood, Certified Structured Settlement Consultant, Cssc, Hugh Heffner, Renegade, Media News

Obama's election was not only a door opener for people of color. It also showed that people with absent dads, or no dad at all, can grow up and live in the White House.

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The Simple Health Insurance Solution

Don McNay | Posted 08.30.2009 | Business

Read More: Insurance Companies, Obama Healthcare, Congress, Park Foundation, Obama, Health Insurance, Aetna, Kentucky Educational Television, Politics, Cnbc, Government-Subsidies, Richmond Ky, Nancy Pelosi, Wendell Potter, Partridge Foundation, Wnet, Kohlberg Foundation, Premium, Bernard and Audrey Rapoport, Health Care, PBS Documentaries, Blue Dog Democrats, Hillary Care, Ronnie Millsap, P&C Companies, Pbs, Marilyn and Bob Clements, Property and Casualty Insurance Companies, Insurance Agents, Fetzer Institute, The Herb Alpert Foundation, Ted Kennedy, Barack Obama, Fox Business News, Ben Chandler, Public Welfare Foundation, Blue Cross Blue Shield, Clu, Health, Hartford, Health Care Reform, Million Dollar Round Table, Mutual of America Life Insurance Company, Bill-Moyers-Journal, Hillary Clinton, Mitch McConnell, Anthem, President Obama, Medical-Loss Ratios, Cigna, Orfalea Family, Aig, Insurance Premium, Speaker Nancy Pelosi, John D. And Catherine T. MacArthur Foundation, American College, Personal Finance, Bill Moyers, Bill Clinton, Msfs, Life Insurance Companies, Chfc, Kentucky, Don McNay, Thirteen/WNET, Structured Settlements, Vanderbilt University, Claims Adjusters, Eastern Kentucky University, Certified Structured Settlement Consultant, Cssc, John and Polly Guth Charitable Fund, Ket, Business News

I've had my own angry, screaming battles with my health insurance carrier. It seems everyone I've talked to has had a similar experience. I just don't see them marching on Washington about it.

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