Annuity

Why Is the Obama Administration Enabling Retirement Rip-offs?

Jane White | Posted 12.12.2011

Read More: Robert Rubin, Obama Administration, Get Money Out, Dylan Ratigan, Annuity, 401k, Phyllis Borzi, Politics News

Rather than requiring employers to make 401(k) plans as generous as pensions, the Obama Administration appears to be duping older workers into thinking they are ready and simply need a product that will stretch their puny nest egg over a lifetime.

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Getting Rich Slowly

Don McNay | Posted 10.12.2011

Because the money is harder to access, people who take structured settlements are more likely to "get rich slowly" than my professional clients who can cash in a mutual fund or stock whenever they want.

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Annuities 101

Jason Alderman | Posted 09.25.2011

Read More: Fixed Annuity, Indexed Annuity, Deferred Annuity, Variable Annuity, Annuity, Immediate Annuity, Annuities 101, Business News

With so many types of annuities offered -- and a complex array of rules, fees and restrictions -- it's not uncommon for investors to buy products that aren't ideally suited to their needs.

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Are You Staying Together For the House?

Natalie Pace | Posted 08.29.2011

Read More: Short Sale, Trump, Loan, Pace, Rating, Natalie, Saving, Nest Egg, Mortgage, Credit, 401k, NataliePace.Com, Bank, Underwater, Reo, Foreclosure, Delinquent, Annuity, Real Estate, Retire, Ira, Divorce News

Some couples stay together for love, and others stay together for the kids. But today, with unemployment at 9.1% and real estate prices continuing to...

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Are You Draining Your Nest Egg to Stay Afloat on an Underwater Mortgage?

Natalie Pace | Posted 08.27.2011

Read More: Loan, Short Sale, Remodification, Bankruptcy, Pace, Retirement, Natalie, Suze, Rich, Bach, Fortune, Life, 401(K), Money, Unemployment, Credit, Mortgage, Millionaire, Insurance, 401k, NataliePace.Com, Bank, Foreclosure, Annuity, Cramer, Forbes, Real Estate, Business News

If you are one of those seriously delinquent homeowners, or one who is draining your nest egg or tapping home equity to make the mortgage payments, is there a way to hang on long enough?

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The Dangers Of Getting Rich In Your Divorce

Natalie Pace | Posted 08.27.2011

Read More: NataliePace.Com, Divorce, Shriver, TD Ameritrade, Merrill Lynch, Natalie, Pace, Morgan Stanley, Nest Egg, Wall Street, Stock, Nyse, Smith Barney, Annuity, Schwarzenegger, Life Insurance, Retire, 401k, Ira, Scottrade, Schwab, Divorce News

In most marriages, there's one partner who pays the bills and invests and another who doesn't. So, what do you do when our money becomes your money a...

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The Only Thing Worse Than a Nearly Empty Nest Egg Is a Ripped-Off One

Jane White | Posted 05.25.2011

Read More: 401(K), Merrill Lynch, Securities and Exchange Commission, Annuity, Financial Regulation, Consumer Financial Protection Agency, Business News

Once the stock market starts sizzling again and Boomers may be deluded into thinking they can retire, there's not much that will stop a broker or insurance salesperson from turning their inadequate 401(k) balance into an annuity.

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From Changing Diapers to Buying Your Own Island

Natalie Pace | Posted 05.25.2011

Read More: Law, NataliePace.Com, Divorce, Stocks, Money, Abraham, Retirement, Hicks, Rich, Nasdaq, Attraction, Natalie Pace, Account, Millionaire, Insurance, Wealth, College, Tax, Nyse, Prosperity, Bond, Abundance, Billionaire, Annuity, Retire, Dow, 401k, Health Saving, Ira, Life After Divorce, Divorce Advice, Divorce News

When I first divorced, I, like most people, was overwhelmed with financial crises. With two houses to support (my ex's and mine), our expenses had do...

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Financial Fitness and Physical Fitness

Don McNay | Posted 05.25.2011

Read More: Social Security, National Basketball Association, Global Economy, Defined Benefit Plans, Main Street, Retirement Account, donmcnay.com, China, Mutual Fund, Nba, Subprime, Immediate Annuity, American College, Entourage, Personal Finance, Tipping, Lottery Winners, Ira, McNay Settlement Group, Financial Security, Structured Settlement, Msfs, Bankruptcy, Chfc, Pensions, Risk Management, Move Your Money, Kentucky, Don McNay, Medicaid, Structured Settlement Annuity, Physical Fitness, Bill Gates, Antoine Walker, Obesity, Clu, Financial Habits, Savings Rate, Credit Cards, Wall Street, Vanderbilt University, Abraham Shakespeare, Million Dollar Round Table, Winners Losers and What to Do When You WIn the Lottery, Son of a Son of a Gambler, Eastern Kentucky University, Weight Watchers, Warren Buffett, Banks, Medicare, Cssc, Gdp, Annuity, Billionaire, Credit Unions, Business News

Most of us want to be physically fit, but very few of us are. The same holds true with financial security. As my father (and many others) used to say, "A lot of people want to go to heaven but no one wants to die to get there."

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Help Mom Get Her Finances on Track

Jason Alderman | Posted 11.17.2011

Read More: Personal Budget, Retirement Savings, Social Security Administration, Retirement Calculators, Pension Plans, Annuity, Healthy Living News

Mother's Day provides the perfect opportunity to celebrate your love and appreciation for the moms in your life. So buy flowers or whatever your custom is. Bu have a "reality check" conversation about personal finances too.

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Tearing Up the Lotto Ticket

Don McNay | Posted 05.25.2011

Read More: Unlimited Wealth, Small Business, Kentucky Guardianship Administrators, Social Security, Tampa, West Virginia, 9/11, Big Money, Powerball, Huntington WVA, Orlando, Jack Whitaker, Take This Job and Shove It, Personal Responsibility, Florida Lotto, 401k, Millard Fuller, Personal Growth, Aarp, Immediate Annuity, Hangers On, American College, Entourage, Personal Finance, Lakeland FLA, Powerball Jack Whitaker, McNay Settlement Group, Msfs, Pension, Structured Settlement, Mcnay, Chfc, Florida Lottery, Retirement, Habitat for Humanity, Eddie Money, Hurricane WVA, Don McNay, Structured Settlement Annuity, Lakeland, Winners Losers and What to Do When You WIn the Lottery, Clu, Americus Ga, Mega Millions, Vanderbilt University, Abraham Shakespeare, Lottery Ticket, Kathy Trant, Million Dollar Round Table, Son of a Son of a Gambler, Eastern Kentucky University, Jimmy Carter, Banks, Certified Structured Settlement Consultant, Cssc, Annuity, Posse, Entrepreneur, Personal Debt, 9/11 Widow, Business News

Almost all of us have our own "lotto moment." We make decisions about money that will either give us long term security and happiness or bring on pain and regret.

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Postage and Other Economic Outrages Against Soldiers

Don McNay | Posted 05.25.2011

Read More: Military Families, US Soldiers in Afghanistan, Kentucky Guardianship Administrators, Working Class Families, Economic War, Bailouts, Christmas, Armed Services Committee, Fahrenheit 9/11, Working Class, Fort Campbell, Cnbc, Media Cycle, US Armed Services, Mutual Funds, Diana Henriques, Military, Army, Richmond Ky, Tiger Woods, HR 707, Check Cashing Companies, Air Force Marines, Postal Service, Navy, McNay Settlement Group, Popcorn, US Soldiers, Weapons of Mass Destruction, Federal Express, Postage Stamp, Senate Armed Services Committee, Congress, Support Troops, Fox Business News, House Armed Services Committee, Clu, Tiger Woods Mistresses, Soldiers, The American College, Lonely Soldier, Million Dollar Round Table, Fidelity Destiny Fund, NY Times, War Zone, Bobby Vinton, Ups, HR 2126, US Military, Main Street, Stars and Stripes, Iraq, Walter Reed Army Medical Center, Fox, Media, Kentucky Guardianship Administrators LLC, Peter Lynch, Wall Street Bailouts, Unemployment, Postage, Financial Crisis, Trillion Dollar Deficits, Lily Tomlin, US Soldiers Iraq, Lexington, Fidelity Investments, Structured Settlement, Msfs, Chfc, Economic Crisis, Payday Lenders, Body Armor, Kentucky, Don McNay, Fort Knox, Usps, Contractual Mutual Fund, Dhl, Tiger Woods Affair, Letters, House Armed Service Committee, Cnn, Wall Street, Vanderbilt University, Tax Refund Anticipation Loans, Eastern Kentucky University, Certified Structured Settlement Consultant, Afghanistan, Michael Moore, Cssc, Annuity, Life Insurance, Too Big to Fail, Body Bag, Annuites, Walter Reed, hb404, Business News

America ships soldiers off to Afghanistan and Iraq for free. If you come back in a body bag, they ship that back for free, too. However, we make families who send soldiers socks, food and underwear pay shipping costs.

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Is Credit Evil?

Don McNay | Posted 05.25.2011

Read More: Financial Peace, Kentucky Guardianship Administrators, Capital One, Investment Risk, Big Money, Cnbc, Aig, Mortgages, Richmond Ky, Home Prices, Christian Author, Financial Crisis, Immediate Annuity, American College, Tax-Refund-Anticipation-Loans, Lexington, Personal Finance, Credit Card Fees, McNay Settlement Group, Msfs, Payday Lending, Structured Settlement, Citigroup, Chfc, Loan Sharks, Home Mortgages, Car Loans, Upside Down, Larry Burkett, Kentucky, Don McNay, Payday Loans, Credit Crisis, Structured Settlement Annuity, Credit Cards, Fox Business News, Clu, American Express, Dave Ramsey, JPMorgan Chase, Cnn, Subprime Mortgages, Credit, Vanderbilt University, Syndicated Radio, Million Dollar Round Table, Eastern Kentucky University, Fox News, Warren Buffett, Cssc, Annuity, Race Track, Too Big to Fail, High Interest Rates, Christian Financial Concepts, Louisvile, Business News

I've watched many people get in trouble with upside down car loans, second mortgages or high interest rate financing. Credit keeps many people from living within their means. Then a friend told me he was buying a large house.

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Powerball Jack and the Wall Street Bailout

Don McNay | Posted 05.25.2011

Read More: John Thain Decorator, John Thain, Wall Street Bailout, West Virginia, Main Street, Powerball Winner, Immediate Annuities, Jack Whitaker, Wv, Gambling, Merrill Lynch, Private Jets, Hurricane West Virginia, Kentucky, Wall Street Bonuses, Lexington KY, Personal Finance, Casinos, Lottery, Toliets, Annuities, Lotteries, Powerball, Lottery Winner, Charleston, Aig, Don McNay, Structured Settlements, Wall Street, Citigroup Bailout, Annuity, Citigroup, Business News

If the people on Wall Street knew that no one would ever be there to bail them out, ever again, they would be less inclined to gamble with instruments they don't really understand.

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