Force the banks to go back to traditional banking. If that means turning them into non-profits, so be it. But there is no way to justify allowing them to continue to bilk average American customers, not to mention risking driving the global economy off the cliff again.
Some banks have "switch kits" online to make moving your checking or savings account to their bank a simple process. But if you want to take your business to a bank that doesn't have a kit, the task is still not too difficult.
Two guys entered into contracts with investors by telling them they had collectively purchased over 4,000 ATMs. Doesn't sound like a bad opportunity. Of course, why would I be writing about it if something hadn't gone wrong?