iOS app Android app

Bank Deposits

4 Benefits of the Drop in Bank Failures

Richard Barrington | Posted 09.17.2012 | Money
Richard Barrington

Trouble with banks was one of the first harbingers of what has become known as the Great Recession, and of the lackluster recovery that has followed. Perhaps an improved banking environment will be an early signal that the economy is finally getting healthy again.

Dimon Cutters

Michael Farr | Posted 06.14.2012 | Business
Michael Farr

No matter what anyone tells you, it stands to reason that this European crisis is significant and will be around for quite a while longer. What will markets do?

Testing the Fed's Predictions

Richard Barrington | Posted 07.22.2012 | Money
Richard Barrington

How good is the Federal Reserve at its job? That can be a difficult question to answer. Monetary policy is subjective, and it can take years before t...

Catherine New

Unemployment Will Stay Above 8 Percent For 2012, Fed Says

HuffingtonPost.com | Catherine New | Posted 01.25.2012 | Business

Memo to those who are out of work: Don't get your hopes up this year. Federal Reserve Chairman Ben Bernanke said on Wednesday that the central bank di...

Bank's Bold Program Not Working, Raising Credit Crunch Concerns

The Huffington Post | Bonnie Kavoussi | Posted 01.05.2012 | Business

The European Central Bank's generous lending to banks is not boosting liquidity in the European economy as much as intended, according to a leading Fr...

Bank Of New York Mellon Backs Off From Its Plans For Deposit Fee

Posted 11.26.2011 | Business

(JED HOROWITZ, Reuters) - Bank of New York Mellon Corp, which was derided for a plan to charge some of its large corporate and investment manageme...

Shahien Nasiripour

Bank Of America Makes Easy Profits Off Fed While Depositors Get Shortchanged

HuffingtonPost.com | Shahien Nasiripour | Posted 06.21.2011 | Business

Households are earning so little from their bank accounts that Bank of America, the largest U.S. lender, has pocketed about twice as much cash this ye...

More Small Banks Close, Failures Climb To 11

AP | MARCY GORDON | Posted 05.25.2011 | Business

WASHINGTON — Regulators on Friday closed banks in Colorado, New Mexico, Oklahoma and Wisconsin, lifting to 11 the number of bank failures in 201...

Bringing Back Those Old-Time Regulations

Robert Teitelman | Posted 05.25.2011 | Business
Robert Teitelman

Amar Bhidé recently offered up a deceptively simple solution to bank regulation when we proposed a cap on retail deposits. But was he also implicitly proposing something else?

A Better Plan for the Banking System

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Take the money earmarked to large, corrupt and failing banks that wretchedly brought us to the precipice, and have the FDIC offer matching capital to anyone setting up a new community bank.

The Obama Revolution

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

The new budget President Obama proposed last week is no less than another American revolution, an economic revolution that changes the very fundamenta...

Paulson Policy Failures

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

The Treasury's policy did nothing to build confidence or stabilize the markets. The precipitous drop of the equity markets in October and November are the market's judgment on their policies.

How Big is This Bailout?

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

It's not the government's job to make stocks go up. It's their job to ensure stability and confidence to counter the fear and panic now so prevalent all over the world. Markets will find their own equilibrium when that happens.

Saving the Banks

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Housing prices have to fall because they have been inflated for years, but they will ultimately reach an economic equilibrium. When that is accomplished, the financial system will recover.

Stimulus Plans Don't Work

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Spending is the problem that caused this crisis in the first place. We cannot fix the problem using more of its root cause.

The Story of 2008: What Went Wrong?

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Bear markets are difficult experiences, but they provide unique prospects. I believe we will look at the present U.S. stock market valuations as perhaps the best investment opportunity of a generation.

How to End the Recession

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

What should be intuitively clear is that spending is no way to repair our woes. Indeed, spending irresponsibly is exactly what got us in the current lugubrious position.

Abolish the SEC

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

The mere existence of the SEC gives investors false confidence, lulling them into reduced vigilance and making them think they are protected when they are not.

History of Market Recoveries

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

By the time a recession ends, the market has already rebounded to much higher levels off the bottom. The most pessimistic periods economically has been the best time to buy stocks.

Timing the Market

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

According to data by Davis Advisors Funds examining the S&P 500 returns in the 15 years span between 1993 and 2007, the patient investor who remained ...

Crisis of Confidence

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Seeing the news headlines, clearly people are frightened.The issue we are faced with today is shortage of confidence, not shortage of capital.

End the Bailout

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Paulson is now on his third plan for how to spend the cash Congress gave him. Nobody knows what he will do next.

Let GM Fail

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Throwing taxpayers' good money into that sink hole called the US auto industry will be tantamount to a transfer of wealth from tax payers to GM employees.

Diving For Dollars and The Discount Window

Emma Coleman Jordan | Posted 05.25.2011 | Business
Emma Coleman Jordan

The powerhouse credit card company American Express has just joined the storied list of financial firms converting to bank holding companies.

Yes We Can... What?

Alan Schram | Posted 05.25.2011 | Business
Alan Schram

Barack Obama is faced with very high expectations. There is only a small likelihood that any human being could actually deliver a performance commensurate with those expectations.