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Bank Lending

What's Crippling the Recovery, Lack of Investment Demand or Too-Big-to-Lend Banks?

Mary Manning Cleveland | Posted 03.23.2014 | Business
Mary Manning Cleveland

Under incoming Federal Reserve Chair Janet Yellen, the United States Federal Reserve Bank will begin to "taper" its program of "Quantitative Easing" o...

Rethinking Money

Jacqui Dunne | Posted 02.08.2013 | Business
Jacqui Dunne

A major contributor to Switzerland's buoyancy is a business-to-business currency and the banking institution behind it. The story of this success has its initiation during the bleak days of the Depression.

Banks Could Learn a Thing or Two

James Perry | Posted 05.20.2012 | Business
James Perry

The principled belief that a stronger local, state and national community results in a stronger more consistent bottom line for lending institutions is not just feel good chatter. In fact, their existence relies upon this business principle.

Banks Choose Lending To Uncle Sam Instead Of You

The Huffington Post | Mark Gongloff | Posted 03.12.2012 | Business

If banks are doing so great, then why are they lending money to Uncle Sam instead of to you? U.S. banks bought more Treasury debt and bonds issued ...

Oil vs. Morning in America

Brent Budowsky | Posted 05.01.2012 | Business
Brent Budowsky

Do not underestimate the potential political and economic power of the recovery that has begun. The economy still faces challenges, but the signs of recovery are real, growing and widening in scope.

Banking 2012: Maneuvering to Survive the Desert Landscape of Zero Interest Rates

Dennis Santiago | Posted 04.07.2012 | Business
Dennis Santiago

Simply put, with zero interest rates pushing operating margins down to nothing, the only thing starving bankers have left to do to survive the drought is cannibalize the industry.

Small Business Lending Rises At Chase, Citi

Reuters | Posted 03.24.2012 | Small Business

(Reuters) - Global lending giants Chase (JPM.N) and Citi (C.N) said they substantially increased loans to U.S. small businesses last year, both exceed...

Chinese Entrepreneurs Get A Boost

AP | By JOE McDONALD | Posted 01.09.2012 | Small Business

BEIJING -- China's central bank is promising pro-growth conditions this year to support struggling entrepreneurs but says it will stay prudent amid co...

Lurking in the Shadows -- the Risks From Nonbank Intermediation in China

Nigel Chalk | Posted 01.04.2012 | Business
Nigel Chalk

In the 12 months to June, over RMB 600 billion poured into China from short-term lending by nonresidents to Chinese corporations. These developments are worrying for four broad reasons.

Big Banks' Latest Problem? They're Sitting On Too Much Cash

The Huffington Post | Alexander Eichler | Posted 12.25.2011 | Business

The economy is only barely growing, making some consumers and businesses skittish about taking out loans and with banks not lending that money out, it...

Small Business Borrowing Jumps: Paynet

Reuters | Posted 12.03.2011 | Small Business

(By Ann Saphir) - Borrowing by small U.S. businesses jumped in August, a bright spot in an economy whose weaknesses are so pronounced that the Federal...

Strong Policy Action -- The Essence of Restoring Global Economic Hope

Olivier Blanchard | Posted 11.21.2011 | Business
Olivier Blanchard

The global economy has entered a dangerous new phase. The recovery has weakened considerably, and downside risks have increased sharply. Strong policies are urgently needed to improve the outlook and reduce risks.

Banks Slash Jobs But Severe Headwinds Remain

Gemma Godfrey | Posted 11.02.2011 | Business
Gemma Godfrey

As banks all over the world slash jobs, we ask ourselves -- will this produce more streamline firms ready to generate significant profits, or is it a sign of the poor outlook for the sector?

Gone Baby Gone: Can a Dying Deal Be Saved?

Ron Gitter | Posted 09.25.2011 | New York
Ron Gitter

As the struggling recovery inches along, many of us on the ground know residential real estate's dirty little secret: getting to the closing table has become increasingly more difficult.

U.S. Banks Finally Increasing Lending In Good Sign For Investors

Posted 09.05.2011 | Business

Major U.S. banks appear to be finally opening the lending spigot. Second-quarter earnings reports due this month are likely to reveal a slight ...

Construction Activity Down To Lowest Level In Over Decade

AP | By MARTIN CRUTSINGER | Posted 06.01.2011 | Business

WASHINGTON -- Builders started work on fewer homes, apartments and government projects in February, pushing construction activity down to the lowest l...

GOOD SIGN: Some Business Are Borrowing Again

AP | PALLAVI GOGOI | Posted 05.25.2011 | Business

Martin Foil's company sells yarn that winds up in clothes from the Gap, Ralph Lauren and American Apparel, and business is growing. He's buying new ma...

Moody's: Banks Have Written Down 2/3 Of Bad Loans

AP | Posted 05.25.2011 | Business

NEW YORK — Moody's Investors Service said Wednesday it appears U.S. banks have written off about two-thirds of the bad loans they're likely to face ...

Arianna And George Will Disagree On Why Banks Aren't Lending (VIDEO)

Huff TV | Posted 05.25.2011 | Business
Huff TV

Arianna appeared on ABC's "This Week" Sunday as part of a roundtable with George Will, Kate Zernike, and Jonathan Karl. During the discussion, Aria...

Shahien Nasiripour

Bank Profits Soar, Lending Falls As Banks Pay Next To Nothing For Funds

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011 | Business

Bank profits jumped 21 percent last quarter to nearly $22 billion, the highest level in three years, as banks put away less money to cover future loss...

Credit Still Tightening, Fed Governor Elizabeth Duke Says

nytimes.com | SEWELL CHAN | Posted 05.25.2011 | Business

WASHINGTON -- The level of outstanding credit in the American economy continues to fall as strong and weak banks alike pull back on lending, worsening...

Banks, Babies and Biases

Katherine V.W. Stone | Posted 05.25.2011 | Business
Katherine V.W. Stone

The banking industry mentality is deeply conservative -- not the kind that makes sure that loans are collateralized and deposits protected. Rather, it is a mentality produced by an out-of-date understanding of the world.

Shahien Nasiripour

As Lending To Small Businesses Plummets, Bernanke Implores Banks To Do More

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011 | Business

After more than 40 summits held across the country to figure out why the nation's small businesses aren't getting the loans they need and qualify for,...

Ryan McCarthy

'The Fourteenth Banker,' Anonymous Bank Insider, Describes His Moral Crisis: 'The System Is Built To Be Gamed'

HuffingtonPost.com | Ryan McCarthy | Posted 05.25.2011 | Business

"The system is built to be gamed." "The voices of dissent are not being heard." These are the words of an anonymous executive at one of Americ...

Shahien Nasiripour

Fed Still Doesn't Know How To Stimulate Lending To Small Businesses

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011 | Business

Two years after the credit crunch mushroomed into a full-blown credit crisis, the Federal Reserve continues to search for answers in its quest to boos...