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Branchless Banking

Can E-Money Do to Banks What Amazon Did to Booksellers?

Tilman Ehrbeck | Posted 01.23.2014 | Technology
Tilman Ehrbeck

When people trust digital means of payment people start going "cash-lite." That's why mobile money is spreading in a number of developing economies, and why 40 percent of Americans now typically carry less than $20 cash in their wallets.

How Financial Innovation Helps the Poor Improve Their Lives

Tilman Ehrbeck | Posted 07.22.2013 | Impact
Tilman Ehrbeck

In the aftermath of the global crisis, public opinion in the North is less convinced of the merits of an inclusive financial system. How, exactly, does it help, when the reckless expansion of mortgage credit in North America just triggered the deepest recession in recent memory?