Are you frustrated with your finances? Drowning in debt? Or just not sure where your money goes each month?

Furniture: it's both a major household expense and a major space-gobbler. The less we need, the less of our hard-earned cash goes to those home décor superstores. So with that in mind, here's 15 pieces of furniture you may be able to do without.

When politicians implore me to go shopping to "improve the economy," I'm inspired to swap, borrow, and make do with what I have. When I hear that more stuff means more happiness, I become that much more passionate about living with less.

President Obama released his budget proposal for 2013. While you're listening to the media discuss the implications at the federal level, why not take a moment to rethink your own budgeting strategy?

Too many people underestimate the importance of having a savings account. So why doesn't everyone have an emergency savings fund? The answer is simple: They spend more money than they earn and have trouble living below their means.