Every bank has its own sweet spot for small-business loans and will look at your application somewhat differently. Find the right one and form a business relationship before applying.

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

Martin Foil's company sells yarn that winds up in clothes from the Gap, Ralph Lauren and American Apparel, and business is growing. He's buying new ma...

The biggest obstacle to small business lending is the disconnect between well-intentioned policy makers and the reality of Main Street. Maybe a review of practical reality and facts would help.

The U.S. Small Business Administration has a cadre of talented staff whose goal is to help small-business owners succeed. Yet, if there was ever a way to tell someone to not go into business, their newly redesigned website is it.

Community express loans have been widely used by small-business owners in need of small amounts of working capital ― currently up to $25,000 in most areas.

Although small business, economic stimulus lending is being widely criticized, $5,000 to $25,000 is available to you if you have a reasonable credit score and meet basic underwriting criteria.