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Capital Requirements

Zach Carter

Progressives Rally To Representatives' Call For Tougher Bank Rules

HuffingtonPost.com | Zach Carter | Posted 11.07.2013 | Politics

WASHINGTON -- Three members of Congress this week sent a letter to top federal regulators urging them to adopt tougher capital requirements for big ba...

Is the 'Too Big to Fail' Problem Too Big to Solve? (Last of Three)

Jack M. Guttentag | Posted 12.29.2013 | Business
Jack M. Guttentag

One source of paralysis is the operating premise that government regulation of systemically important (SI) firms can eliminate the risk that any of them will fail. Not so.

Is the "Too Big to Fail" Problem Too Big to Solve? Part II

Jack M. Guttentag | Posted 10.16.2013 | Business
Jack M. Guttentag

Disaster myopia is reinforced by "herding." Any one firm that elects to play it safe will be less profitable than its peers, making its shareholders unhappy, and opening itself to a possible takeover.

Is the "Too Big to Fail" Problem Too Big to Solve?

Jack M. Guttentag | Posted 11.30.2013 | Business
Jack M. Guttentag

The major objection to bailouts is less that the firms affected don't deserve it but that public funds are used for the purpose. If we had a way to require SI firms as a group to pay the cost of bail-outs, the too-big-to-fail problem becomes manageable.

On the 5th Anniversary of the Financial Crisis, 5 Critical Must-Do's -- No. 3

Phil Angelides | Posted 11.13.2013 | Politics
Phil Angelides

For the safety and security of our financial system and economy, these new rules need to get adopted without weakening and without delay. And then made even stronger.

Mark Gongloff

Bank Earnings Somehow Soar Despite Onerous Regulations

HuffingtonPost.com | Mark Gongloff | Posted 07.17.2013 | Business

It's a Festivus Miracle in July! Banks are somehow making gigatons of money despite onerous new regulations and capital requirements. Why, it's almost...

Mark Gongloff

No, Making Whiny Banks Hold More Capital Is Not Going To Wreck The Economy

HuffingtonPost.com | Mark Gongloff | Posted 07.10.2013 | Business

Uh-oh, everybody: Bankers are warning that the U.S. economy could be in deep trouble. Not because bankers wrecked it again, like that last time, but b...

Big Banks Won't Be Happy About This

AP | MARTIN CRUTSINGER | Posted 09.01.2013 | Business

WASHINGTON -- The Federal Reserve agreed Tuesday to raise the amount of capital that big banks must hold to prevent their collapse and reduce the thre...

Regulators Push For Big Move Against Too Big To Fail

Reuters | Posted 08.21.2013 | Business

By Douwe Miedema WASHINGTON, June 21 (Reuters) - Two top U.S. bank regulators are pushing to double capital requirements for the count...

Jason Linkins

Former Obama Adviser To Help Bank Of America Elude Regulation

HuffingtonPost.com | Jason Linkins | Posted 05.10.2013 | Politics

"Big Banks Push Against Tighter Rules," says the headline in this piece from the Wall Street Journal. 'Twas ever thus, but now, "big banks" are doing ...

Shahien Nasiripour

Top Fed Official Warns Of Tougher Requirements For Biggest Banks

HuffingtonPost.com | Shahien Nasiripour | Posted 04.17.2013 | Business

BOSTON -- A top Federal Reserve official has raised the specter of higher capital requirements for leading banks beyond those agreed internationally, ...

Here Are The Four Major Banks That Need A Lot Of Extra Capital

Reuters | Posted 01.23.2014 | Business

* Citigroup, Deutsche Bank, HSBC, JPMorgan Chase top list * Must hold extra capital to absorb potential losses * Other b...

Tower of Basel

Bartlett Naylor | Posted 12.20.2012 | Business
Bartlett Naylor

With a simple albeit ambitious decision, Wall Street regulators have a way to all but guarantee that there will be no more financial sector bailouts: require genuine "skin in the game" from bank owners.

Come on Baby, Let's Do the Twist

Michael Farr | Posted 06.21.2012 | Business
Michael Farr

The Fed has become somewhat impotent and should pass the buck to Congress. If only Congress would answer the phone.

Geithner: JPMorgan Loss 'Helps Make Case' For Regulation

AP | ANDREW TAYLOR | Posted 05.15.2012 | Business

WASHINGTON -- Treasury Secretary Tim Geithner said Tuesday that the recent $2 billion trading loss by JPMorgan "helps make the case" for tougher rules...

Banks May Be Hundreds Of Billions Short Of Complying With New Rules

Reuters | Posted 06.12.2012 | Business

* Big capital hole for top 103 banks if Basel III applied -BIS * Average core capital would sag to 7.1 pct vs 10.2 pct ...

Simon Johnson: Low Bank Capital Is Next U.S. Fiscal Crisis

Bloomberg | Simon Johnson | Posted 10.01.2011 | Business

The summer debate that has dominated Washington seems straightforward. Under what conditions should the U.S. government be allowed to borrow more mone...

European Banks Must Bolster Capital Cushions: ECB Official

Posted 09.15.2011 | Business

(Reuters) - Banks that barely passed the European financial stress tests must swiftly reinforce their capital, ECB Governing Council member Erkki ...

European Banks May Need To Raise $72B To Meet New Capital Requirements

Posted 08.27.2011 | Business

LONDON/FRANKFURT (Steve Slater and Arno Schuetze) - Europe's banks may need to raise over 50 billion euros ($71.6 Billion) after regulators slappe...

To Keep Taxpayers Off The Hook, World's Biggest Banks Face Increased Capital Requirements

Posted 08.17.2011 | Business

FRANKFURT/LONDON (Sakari Suoninen and Huw Jones) - The world's biggest banks face a capital surcharge of up to three percent in a bid to keep taxp...

JPMorgan Exec Slams Regulations

The Huffington Post | William Alden | Posted 08.16.2011 | Business

Executives at JPMorgan Chase aren't happy about the prospect of the government telling them how much money they must hold over for a rainy day. Th...

Macroprudential Policy -- Filling the Black Hole

José Viñals | Posted 06.15.2011 | Business
José Viñals

Given the enormous economic and human cost of the recent financial debacle, I strongly believe that we cannot afford to miss this opportunity for substantial reform.

World Banks Face $3.6 Trillion "Wall Of Maturing Debt," IMF Warns

Posted 06.13.2011 | Business

WASHINGTON (By Emily Kaiser) - The world's banks face a $3.6 trillion "wall of maturing debt" in the next two years and must compete with debt-lad...

Megabank Myths

The New York Times | SIMON JOHNSON | Posted 05.31.2011 | Business

Back when it really mattered -- last spring, during the debate over the Dodd-Frank financial regulation -- Senator Ted Kaufman, Democrat of Delaware, ...

Bankers: New Global Rules Could Threaten Recovery

Reuters | Kevin Drawbaugh and Dave Clarke | Posted 05.25.2011 | Business

(Reuters) - A global crackdown on bank oversight could undermine a fragile economic recovery if governments move too fast and fail to cooperate, inter...