Because half of all donations typically are made between Thanksgiving and New Year's, this is a good time to highlight precautions you can take to ensure your gift has the biggest possible impact, both on the people you want to help and on your own bottom line.
Instead of calling Biden a hypocrite, O'Reilly should have talked up a change with real teeth -- limiting charitable contribution deductions for the super affluent as well as all deductions and tax loopholes altogether.
If you carry balances on multiple cards, always make at least the minimum payments to avoid penalties. Paying down the highest-rate card first will save the most money overall, but some people find that paying off smaller-balanced accounts first is a better motivator.
I hereby nominate Karlgaard and "cold loathing" friends as the charter members of Christians Against Morality, Equity, Liberty, and Same-sex marriage (CAMELS). All meetings will be held at "Eye of the Needle" bar, however, so entry is likely to prove impossible for the charter members.
Because calculating required minimum distributions can be fairly complicated, especially the first time out, you may want to give yourself the gift of a session with a financial planner for your 70th birthday -- or sooner, if possible.
Each year, roughly one-third of American households itemize deductions on their federal income taxes. If you're among that group, there are several important actions you need to take by year's end in order to take full advantage of available deductions.