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Checking Account

Walmart Wants To Be Your Bank

AP | JOSEPH PISANI | Posted 09.24.2014 | Business

NEW YORK (AP) — Wal-Mart is the latest company to get rid of fees that traditional banks charge customers who don't have enough money in their accou...

6 Times a Prepaid Debit Card Is Better Than a Checking Account

Casey Bond | Posted 11.16.2014 | Money
Casey Bond

Prepaid debit cards might not be the best option for people who could opt for a low-cost checking account instead -- but for those who can't, prepaid cards actually make great checking account alternatives as long as the cardholder takes the time to find the right one.

Are Brick and Mortar Banks and Checking Accounts Dying Due to Digital Wallets, Prepaid Debit Cards, Etc.?

Curtis Arnold | Posted 07.30.2014 | Business
Curtis Arnold

North American banks that don't clue in that their competitors now include companies like PayPal, T-Mobile and even the US Postal Service could be fac...

Are Prepaid Cards Making Checking Accounts Obsolete?

Curtis Arnold | Posted 07.13.2014 | Business
Curtis Arnold

Importantly, prepaid debit cards themselves are improving. Long the last resort of people who couldn't obtain bank accounts or credit cards - the so-called "unbanked" - prepaid debit cards were layered with outrageous fees.

How to Break Up With Your Bank (and Quickly Move Accounts)

MyBankTracker | Posted 11.26.2013 | Business
MyBankTracker

Once you come to the conclusion that you and your bank are no longer compatible, it's time to cut your losses and find a new one you'd be happier with

How To Have The Final 'TALK' With Your Children

Laverne H. Bardy | Posted 10.16.2013 | Fifty
Laverne H. Bardy

Neither of us had looked forward to this FINAL TALK. We had prepared ourselves for questions that might be confrontational, challenging or just plain uncomfortable to answer. They never happened.

Protection Racket: A Wake-Up Call on Overdraft Fees

Richard Barrington | Posted 08.20.2013 | Business
Richard Barrington

It's not wrong for banks to make money from overdraft fees, and overdraft protection can be helpful in certain situations. However, the use of this protection is way too prevalent, and that's something consumers have the power to change without any help from banks or regulators.

6 Financial Necessities for New College Grads

Tim Chen | Posted 06.11.2013 | College
Tim Chen

Now is the perfect time for graduating students to think about getting their finances in order for summer and beyond. Regardless of their financial situation, each college graduate needs to utilize the same basic tools to set themselves up for long-term financial success.

Prepaid Is the New Checking (With Help From Your Cellphone)

Patrice Peyret | Posted 04.06.2013 | Business
Patrice Peyret

After years of being two separate product lines, prepaid card accounts and checking accounts are merging into a single new offering.

Are Hidden Bank Fees Ripping You Off?

Dedrick Muhammad | Posted 03.27.2013 | Black Voices
Dedrick Muhammad

A lack of transparency and disclosure around bank fees has created prohibitive barriers that keep many people from fully taking advantage of banks.

Common 'Cents': Money Tips for the Working Poor -- Tip #3: Take a Financial Picture

Ryan Mack | Posted 03.26.2013 | Business
Ryan Mack

If you are going to chart the progress of your weight loss during a diet, you must first start by facing the music and stepping on the scale. The same applies for your finances.

Bank Of America Isn't Raising Your Fees For Now

AP | Posted 12.03.2012 | Business

NEW YORK -- Bank of America is postponing an increase in monthly fees for checking accounts, according to a report in The Wall Street Journal. The pa...

The Most Costly Banking Mistake You Can Make

Credit.com | Posted 11.27.2012 | Money
Credit.com

With consumers expressing confusion over their banks' fee structures and banks ordering transactions in such a way as to maximize their collection of such fees, people continue to get hit with the mother of all fees.

7 Ways To Avoid Paying Bank Fees

The Huffington Post | Catherine New | Posted 09.24.2012 | Money

If free checking accounts were animals, they'd be on the World Wildlife Fund's list of endangered species. According to a new survey from Bankrate...

If Only Smartphones Also Printed Cash...

The Huffington Post | Catherine New | Posted 09.17.2012 | Money

When it comes to personal banking, the smartphone can now accomplish most of what a bank teller or an ATM can do, aside from actually dispensing cash ...

9 Great Checking Accounts for College Students

Richard Barrington | Posted 11.13.2012 | Money
Richard Barrington

Each fall, countless retailers run back-to-school specials that promise big savings. But the best money-saving opportunity for students may just be at their local bank.

Catherine New

The Troubling Reason Single Moms Can't Break Out Of Poverty

HuffingtonPost.com | Catherine New | Posted 09.13.2012 | Money

Nearly half of households headed up by a single mom don't regularly use a bank account and rely on pricey alternative financial services, according to...

Bank Branches Continue To Vanish

The Huffington Post | Catherine New | Posted 09.12.2012 | Money

Banks are squeezing out customers with higher costs and fewer locations. Several large midwestern banks are scaling down the number of branches the...

What Is a Digital Wallet, and Why Should You Care?

Steve Schultz | Posted 10.29.2012 | Money
Steve Schultz

The "digital wallet" is the biggest game-changer in financial services since online banking. But what exactly is a digital wallet? Is it more convenient? Is it practical?

Catherine New

It Took A $888,888.88 Overdraft To Close His Account

HuffingtonPost.com | Catherine New | Posted 08.23.2012 | Money

It took an overdraft of $888,888.88 to stop one man’s zombie bank account. Four days after Richard Palmer Sr. died at 78, his surviving family me...

Bank Fees Survey Mid-2012: Checking and ATM Costs Jump Again

Richard Barrington | Posted 10.20.2012 | Money
Richard Barrington

Nearly any way you slice it, checking accounts became a little more expensive in the first half of 2012. However, the results also indicate that consumers still have several options for combating these costs.

Take Charge Before Your Bank Charges You

Mary Johnson | Posted 10.01.2012 | Money
Mary Johnson

If you're a young adult, college student, or previously "unbanked," understanding your needs and priorities is paramount to picking the account option and bank that work best for you.

Catherine New

Another Bank Of America Insult -- Fewer ATMs

HuffingtonPost.com | Catherine New | Posted 08.09.2012 | Money

It's not your imagination. Bank of America really did get less convenient. The Charlotte, N.C.-based bank has hauled off more than 1,500 ATMs from ...

Catherine New

What New Bank Disclosures Don't Tell You

HuffingtonPost.com | Catherine New | Posted 07.23.2012 | Money

If you want to know how to close your bank account, you'll still have to wade through dozens of pages of the traditional account information form. Tha...

Small Print Now Easier To Read At Wells Fargo

The Huffington Post | Catherine New | Posted 07.02.2012 | Money

Bank fees are still costly -- and going up at many banks. Yet a growing number of big banks are using clearer labeling to help consumers to add up the...