The Businessweek cover plays into a long-standing trope that portrays borrowers of color as having caused the crisis because they supposedly took out loans they knew they could never repay. The only thing wrong with it is that it has no basis in fact.

BOWIE, Md. -- In the spring of 2007, a few months after Osita Otigba and his wife, Peace, moved to Balk Hill, a new subdivision then being busily deve...

There may be no subject that has generated more nonsense from politicians and pundits than the subprime mortgage crisis and housing market collapse.

Last week, an old zombie lie was resurrected when the Financial Crisis Commission of Inquiry reached an impasse.

No matter how the new Congress decides to proceed towards job creation, there is low-hanging fruit that can be exploited at no cost to the taxpayer -- namely the Community Reinvestment Act.

North Chicago Auto Service is a solid small business with deep ties to its community. Which is why its owner, Richard Otero-Cintrón, was so surprised to learn that his long-time bank had rejected his loan application.

If the Dodd-Frank was designed to prevent future disasters from occurring, it should have taken a look at income inequality as one of the causes of the crisis.

CRA has a 30-year track record of success and, thanks to these proposed provisions, it will evolve with the needs of the new economy. CRA will extend its influence and continue to direct mainstream banks to underserved communities to ensure that families are not excluded from a fair lending market.

As bank regulators take a close look at modernizing the Community Reinvestment Act (CRA), we're walking you through some key reasons why CRA must be updated.

To ensure that all types of financial institutions are meeting the credit needs of their entire market area, including low-wealth communities and communities of color, the CRA assessment must be changed.

Moving forward we need more lending activities to be covered by our community reinvestment laws. Here are three ways our community reinvestment regulations need to be modernized.

It is time to end the anticompetitive restrictions limiting local governments from depositing their funds in institutions that provide the greatest benefits to their residents.