Over the past few years, the state of the credit world has been tumultuous, from the enactment of the CARD Act to the recent addition of surcharge fees. So what credit and lending industry trends can consumers expect in 2013?

NEW YORK — Bank of America said Friday its second-quarter net income rose 15 percent to $2.78 billion as improvements in the company's consumer ...

When three people who know about money go to the extreme of not owning any credit cards, others might want to take note.

NEW YORK (Fortune) -- Don't expect TARP-free banks to unleash a torrent of loans to cash-strapped consumers. The Treasury Department told ten big b...

In its first two months, the government's signature initiative to support consumer lending has fallen well short of expectations, deploying only a fra...