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The 5 Dumbest Credit Mistakes

Adam Levin | Posted 04.16.2014 | Business
Adam Levin

In a world where breaches (exemplified by "Heartbleed," Target and all stripe of individual, corporate and government database compromise) and identity theft have become the third certainty in life, jealously guarding our privacy must be our individual missions.

Why a Perfect Credit Score Doesn't Matter

Adam Levin | Posted 04.10.2014 | Money
Adam Levin

The idea of "gaming" your already-excellent credit score to drive it up is not going to benefit you in any substantive way -- there's little or no difference between the interest rates or credit terms offered to people with an 800 and those offered to people with the elusive 850. So gaming it doesn't help anything but your ego.

New Age Lending and the Evolution of Credit

Doug Lebda | Posted 04.09.2014 | Money
Doug Lebda

We're beginning to see a shift in how money moves. Similar to the very efficient corporate markets like bond trading and commercial paper, money is beginning to move to consumers too.

Can Paying Your Taxes Late Affect Your Credit Score?

Credit.com | Posted 04.08.2014 | Money
Credit.com

It's pretty simple: If you don't pay your taxes, the IRS can file a notice of federal tax lien with the credit bureaus, and that's a huge negative on your credit reports.

How to 'Spring Clean' Your Credit Cards

MyBankTracker | Posted 04.08.2014 | Money
MyBankTracker

Credit cards are a useful tool for managing purchases, building credit, and reaping rewards point, cash back, or travel points. Unfortunately, the ter...

Watch Out: These 5 Forgotten Items May Blow Up Your Credit

Glen Craig | Posted 03.28.2014 | Money
Glen Craig

You're probably watching obvious items like your credit cards, and making payments on time, but there might be some forgotten items causing problems with your credit, and dragging down your score.

The Debt Tax: What Owing Money Costs You

Adam Levin | Posted 04.02.2014 | Money
Adam Levin

When it comes to debt, there really are no free lunches. Indeed, it is always harder to get out of than it is to get into. The best thing you can do is to change your own thinking when it comes to money. When you are in debt, even the price tag has a price tag.

The Increasing Costs Of Having A Bad Credit Score

CreditSesame.com | Posted 04.02.2014 | Money
CreditSesame.com

There's simply no getting around it. Poor credit scores make life more expensive.

Choking Off Access to Credit

Javier Palomarez | Posted 03.25.2014 | Business
Javier Palomarez

Those already squeezed may soon feel choked as a new, coordinated effort among the U.S. Department of Justice and federal banking agencies threatens to further restrict access to credit.

How To Rent With Bad Credit

Credit.com | Posted 03.21.2014 | Money
Credit.com

Don't avoid the elephant in the room. Address your bad credit frankly and honestly.

Will Your Free Credit Score Soon Be on Your Bills?

MyBankTracker | Posted 04.02.2014 | Money
MyBankTracker

The director of the Consumer Financial Protection Bureau (CFPB) wants banks, particularly credit card lenders, to provide consumers with their free cr...

5 Ways to Avoid Bad Credit After a Break-Up

Adam Levin | Posted 02.20.2014 | Money
Adam Levin

Here are five things you can do to protect your good financial name in the event that stars, once aligned, go spinning off into the cold universe, and you find yourself thrust from loving cohabitation into relational isolation.

How to Get Financially Ready to Buy a Home

Jeanne Kelly | Posted 04.08.2014 | Money
Jeanne Kelly

Buying a home for the first time is so exciting! But be careful not to get carried away, and bite off a bigger financial commitment than you can chew....

Should You Give Your Kids a Credit Card?

Simple. Thrifty. Living. | Posted 04.05.2014 | Parents
Simple. Thrifty. Living.

You should explain to them about credit and how swiping a credit card doesn't mean you don't have to pay for things. After you buy something with your credit card, show them your monthly bill after so they understand how credit cards work.

Faith and Credit: The Life of Rita Haynes

Rev. Amy Ziettlow | Posted 03.30.2014 | Impact
Rev. Amy Ziettlow

"I believe everyone was put here for a reason; everyone has a purpose." -- Rita Haynes As links to speeches and sermons of Dr. King filled my Twitt...

Expect 500-Page Mortgage Applications in 2014

MyBankTracker | Posted 03.18.2014 | Money
MyBankTracker

The sheer volume of paperwork in the new applications can be daunting, but don't lose heart. Here's a look at what you can expect in a 500 page mortgage application.

The 4 Resolutions Every Indebted Consumer Should Make in 2014

Odysseas Papadimitriou | Posted 03.15.2014 | Money
Odysseas Papadimitriou

Interestingly enough, however, getting out of debt shouldn't actually top your New Year's self-improvement agenda. That distinction, as you'll see below, instead goes to crafting a well-thought-out budget and building an emergency fund.

Poll Reveals: Women Have More Credit Knowledge Than Men

Jeanne Kelly | Posted 03.11.2014 | Money
Jeanne Kelly

Boys, you have some catching up to do!

Calibrating 2014

Otaviano Canuto | Posted 03.04.2014 | World
Otaviano Canuto

The global economy looks poised to display better growth performance in 2014. Leading indicators are pointing upward -- or at least to stability -- in major growth poles. However, for this to translate into reality policymakers will need to be nimble enough to calibrate responses to idiosyncratic challenges.

Your Own Money Gift

Terry Savage | Posted 02.22.2014 | Business
Terry Savage

If your goal is to have enough money to spend, and give, and feel financially secure in the process -- then you'll have to start thinking about the current and future implications of what you do with money today.

How to Rent an Apartment With Bad Credit

MyBankTracker | Posted 02.18.2014 | Money
MyBankTracker

When going to look at an apartment, bring copies of pay stubs, copies of prior years' tax returns and any proof of additional income. It will not only provide proof of income, but also of being an organized person who is serious about taking care of business.

4 Business Rip-offs and How to Dodge Them

Robert Siciliano | Posted 02.16.2014 | Business
Robert Siciliano

Each year, small businesses in America lose billions of dollars unnecessarily--and unless they're aware of the risks, companies around the country con...

The 4 Judgements Every Lender Makes Based On Your Credit

Credit.com | Posted 02.04.2014 | Business
Credit.com

Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.

Brazil, Korea: Two Tales of a Macroprudential Regulation

Otaviano Canuto | Posted 02.01.2014 | World
Otaviano Canuto

The pervasiveness and relevance of asset price booms and busts in modern economies has now been fully acknowledged. So has the case for combining prudential regulation and monetary policy in the complementary pursuit of financial and macroeconomic stability.

5 Habits That Can Wreck Your Credit

Credit.com | Posted 11.25.2013 | Business
Credit.com

Habits are those activities we do unconsciously because we've done them so many times before. We're not even fully aware when we're doing them, and then the results tend to pile up unseen. Of course, credit is one of those things that can suffer from bad habits. So let's take a look at five bad habits that can wreck your credit.