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Credit

5 Tips for Managing Credit and Boosting Your Score

Andrew Plepler | Posted 12.22.2014 | Education
Andrew Plepler

Credit is complicated. For many, understanding how a credit score is calculated and what the number actually means is often a mystery.

3 Tips for A Happy Financial New Year

Andrew Plepler | Posted 12.19.2014 | Education
Andrew Plepler

'Tis the season for colder weather, family get-togethers, and -- let's not forget -- the highest credit-card spending Americans will undertake over the course of the year.

How Many Credit Cards Do You Really Need?

Carrie Schwab-Pomerantz, CFP | Posted 12.17.2014 | Money
Carrie Schwab-Pomerantz, CFP

Credit card sign-up incentives are everywhere these days because they work. But while saving money or adding up miles may sound enticing at the time, you also need to consider the potentially serious consequences when you carry too many cards.

6 Credit Score Myths Debunked

Next Avenue | Steven Richmond | Posted 12.22.2014 | Fifty

SPECIAL FROM Next Avenue By Steven Richmond You likely know that your credit score is the litmus test lenders use to determine whether you’ll ...

3 Resources Millennials Can Use for Trustworthy Financial Advice

Graham Ober | Posted 12.09.2014 | Money
Graham Ober

Though practicing a certain amount of vigilance can protect your money from fraudsters, there's no need to assume that everyone is out to get you. What's more, trying to tackle every financial problem on your own can just make matters worse.

How I Paid Off $115K Of Debt

Credit.com | Posted 12.05.2014 | Money
Credit.com

After years of keeping his credit cards locked in a fire safe, Peter got an unpleasant surprise: a collection of statements totaling more than $55,000. Peter alleges his wife had broken into the safe and gone on a shopping spree at high-end department stores. To say the least, he wasn't happy about it, but they remained married for a few years, eventually divorcing in 2012.

Personal And Business Credit Cards: What's The Difference?

NextAdvisor.com | Posted 12.03.2014 | Money
NextAdvisor.com

Depending on the kinds of purchases you make, and how frequently you make them, a business card might be useful to have, even if you don't run one.

How To Avoid The Credit Mistakes 20-Somethings Make

Credit.com | Posted 11.26.2014 | Money
Credit.com

Whether you're ready for it or not, your future will come, and when it does (usually quicker than expected), you will likely

How This 28-Year-Old Paid Off $81K In Debt

Credit.com | Posted 11.21.2014 | Money
Credit.com

As a kid, Austin Netzley remembered being enthralled with the concept of money and promising himself that one day he'd be wealthy. And now, at 28, by most people's measure, he is. He's been an athlete, student, engineer and entrepreneur. And at this point in his life, he considers himself "retired."

Freaking Out About Graduating? Don't.

Erin McKelle | Posted 11.20.2014 | College
Erin McKelle

Graduating from college affords you the luxury of living your dreams. Yes, it requires some hard work and perseverance but I promise you, your destiny is within reach.

20 Things Every 20-Something Should Know About Credit

GOBankingRates | Posted 11.24.2014 | Money
GOBankingRates

If I could relive my 20s again, there are a few things I would do differently. I would have paid a lot more attention to my credit. Lucky for you, I learned those lessons the hard way so you don't have to. Read this list of 20 things every 20-something should know about credit.

Hollywood Loves Military Movies -- Shouldn't It Love Hiring Vets?

Richard Arthur | Posted 11.11.2014 | Entertainment
Richard Arthur

We owe it to our vets -- and the American people -- to take steps to usher more veterans into the film and television business -- on set, in production offices and in the writer's room.

10 Steps To Fixing A Credit Report Error

WiserAdvisor.com | Posted 11.10.2014 | Money
WiserAdvisor.com

Did you spot a mistake on your credit report? Take action immediately. This isn't the sort of thing you should overlook. A single blemish on your credit report can negatively affect your ability to get a loan, apply for a job, and may even be a symptom of potential identity theft.

I'm 28, And I've Never Had A Credit Card. Ever.

Natalie Bacon | Posted 11.05.2014 | Money
Natalie Bacon

During college, I saved money over the summers and used my savings for any extra spending money. Now, I operate the good old-fashioned way: cash only, baby.

14 Things You Need To Do To Be A Financial Adult

Credit.com | Posted 11.03.2014 | Money
Credit.com

With so many young adults moving back in with mom and dad, that line between childhood and adulthood is blurring. Whatever your financial situation, though, you can begin taking steps to become an independent financial adult.

How Long Does Negative Information Remain on My Credit Reports?

CreditSesame.com | Posted 12.29.2014 | Money
CreditSesame.com

There is absolutely nothing that can legally restart the seven-year clock of credit reporting once it has already begun including, but not limited to, making a payment, settling an account or disputing an account.

Do You Need ID Theft Insurance or Credit Monitoring?

Jason Alderman | Posted 12.29.2014 | Money
Jason Alderman

Do you want to monitor your own credit (which is free but time-consuming) or hand off the task to a third party and pay hundreds of dollars? Either way, make sure it gets done.

Get Out Of Credit Card Debt -- With A Little Help From Your Peers

Shindy Chen | Posted 12.28.2014 | Money
Shindy Chen

It's the revolutionary multi-billion-dollar industry nobody's heard of, and it's killing credit card debt for hundreds of thousands of consumers. It's not only disrupting, but completely undressing the traditional credit model.

Apple Pay, CurrentC, and the Normalization of Credit/Debt

Markus Giesler | Posted 12.28.2014 | Business
Markus Giesler

Financial instruments such as credit cards, pay day loans, loans on car titles, loans on income tax refunds, and subprime mortgages have led to a profound shift in consumers' self-understandings as financial decision makers.

How to Hack the Best Loan Rate

Miranda Marquit | Posted 12.25.2014 | Money
Miranda Marquit

Next time you're sitting on an airplane, look at the person in the seat next to you. Then imagine that person is paying $300 less for that seat than y...

Generation Gap: How Your Age Affects How You Use Credit Cards

Simple. Thrifty. Living. | Posted 12.24.2014 | Business
Simple. Thrifty. Living.

How do you get to a point where the majority of Americans have over $10,000 in credit card debt? Who is to blame? A glimpse into the generational divide helps shed some light on the situation.

5 Things Baby Boomers Need To Know About Bitcoin

April Rudin | Posted 12.21.2014 | Small Business
April Rudin

It's a volatile investment, with tremendous upside and tremendous downside. It's not for everyone's portfolio. Before you put any money into it, you should speak with a professional advisor who has done his or her diligence.

6 Surprising Ways Having Bad Credit Hurts

NextAdvisor.com | Posted 12.21.2014 | Money
NextAdvisor.com

It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.

7 Credit Card Strategies To Help Your Credit

Credit.com | Posted 12.20.2014 | Money
Credit.com

Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.

Daddy, I Want a Squirrel

Karen Ann Kennedy | Posted 12.14.2014 | Money
Karen Ann Kennedy

Anyone out there a fan of Charlie and the Chocolate Factory? I am! I know many diehard Willy Wonka fans were not happy with the remake, but I loved it!