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How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee

MyBankTracker | Posted 08.27.2014 | Money
MyBankTracker

It seemed like a good deal. That credit card you signed up for had great terms, it came with a gift of bonus points to boost your account, and even a ...

Why Timing Is Everything When Asking for Your Credit Limit Increase

MyBankTracker | Posted 08.03.2014 | Money
MyBankTracker

When is a good time to ask for a credit limit increase? Some times are better than others to ask for a raise in your credit line. First and foremost, ...

One Reason You Should Maybe Switch To MasterCard

Reuters | Posted 07.28.2014 | Business

* Cards issued in U.S. to have identity theft resolution assistance * Zero-liability coverage extension to take effect in Oct (Add...

What a Near-Perfect FICO Score Looks Like and How You Can Get It Too

MyBankTracker | Posted 07.22.2014 | Money
MyBankTracker

Does a perfect FICO score exist? No one has even seen one, if it is even possible to attain. But, we found someone who is extremely close to it. Na...

How to Get a Near-Perfect FICO 8 Bankcard Score: One Woman's Story

MyBankTracker | Posted 07.13.2014 | Money
MyBankTracker

There are advantages to maintaining a pristine credit profile. Primarily, having great credit means that you're more likely to qualify for loans and l...

4 Key Steps in Taking Control of Your Spending

Bradford M. Pine | Posted 05.20.2014 | Money
Bradford M. Pine

Budgeting is like exercising for many people: We know we should do it, and we really want to, but after a long day, it's pretty much the last thing on...

How Many Credit Card Frauds Must We Endure Before Security Improves?

The University of Central Florida Forum | Posted 05.19.2014 | College
The University of Central Florida Forum

By Maritza Martinez UCF Forum columnist Yes, it can happen to you... In November, I was contacted via phone and email by my credit card compa...

If You Read One Article About Dropping Credit Cards, Read This One!

Jim Gibson | Posted 05.07.2014 | Money
Jim Gibson

Here goes: closing or canceling a credit card starts a snowball effect that will give your credit score a wallop it may not be able to stand.

Yes, Virginia, There Is a Responsible Way to Use Credit Cards

Kali Hawlk | Posted 04.06.2014 | Money
Kali Hawlk

Don't let anyone use a fear tactic to scare you into thinking all credit card use will end in financial ruin.

4 Tools to Help Monitor Your Accounts for Fraud

MyBankTracker | Posted 04.01.2014 | Money
MyBankTracker

Fortunately, with the help of financial tools, consumers can keep a close eye on their accounts for any suspicious activity with these free tools.

American Express To Pay Big Settlement

AP | Posted 02.23.2014 | Business

NEW YORK (AP) — American Express has agreed to pay at least $75.7 million to end an investigation into what regulators said was misleading marketing...

What The Target Hack Says About Our Credit Card System

AP | By JONATHAN FAHEY | Posted 02.21.2014 | Business

NEW YORK (AP) — The U.S. is the juiciest target for hackers hunting credit card information. And experts say incidents like the recent data theft at...

Avoid Tax Pitfalls When Donating Your Credit Card Rewards Points or Miles

MyBankTracker | Posted 01.23.2014 | Money
MyBankTracker

The holiday season is a time to give back to those who are less fortunate and if you are considering making a donation from your credit cards rewards, be aware of the tax implications involved with this type of donation.

Why There's No Such Thing as "Free" in Travel

Christopher Elliott | Posted 10.24.2013 | Travel
Christopher Elliott

One of the more pervasive travel practices is calling something "free" when it's not. Like Southwest Airlines' clever Bags Fly Free campaign, which should actually be called, "Bags Are Included With Your Ticket." But it doesn't have the same ring to it, does it?

Is There Ever a Good Time to Close a Credit Card?

MyBankTracker | Posted 01.23.2014 | Business
MyBankTracker

Before you actually close your credit card, consider the effects that this will have on your credit scores.

How Small Fees Add Up to Big Problems for Small Businesses

Greg Voakes | Posted 12.08.2013 | Small Business
Greg Voakes

While running your own small business can be a deeply rewarding and exciting enterprise, you definitely need to play it smart to stay ahead of your competitors, even if they have far more resources at their disposal than you do.

If You Thought Airline Fees Were Bad, Read This

Christopher Elliott | Posted 09.20.2013 | Travel
Christopher Elliott

At the intersection of Highway 20 and Highway 101 in Willits, Calif., you'll find three service stations. But look closely before you pump gas, otherwise you could pay a lot more than you expect. What follows is a cautionary tale about junk fees from an industry we tend to ignore.

My Credit Card Company Lost My Payment. Now What?

Steve Rhode | Posted 11.04.2013 | Business
Steve Rhode

Dear Steve, In March 2013, I purchased $74.98 with a brand new Macy's Star Rewards card. They sent a statement, I paid the full amount, on time, in...

Largest Hacking Fraud Case Ever

Reuters | David Jones and Jim Finkle | Posted 09.24.2013 | Technology

(Reuters) - Federal prosecutors said on Thursday they have charged five men responsible for a hacking and credit card fraud spree that cost companies ...

Watch Your Wallet Overseas

Christopher Elliott | Posted 07.07.2013 | Travel
Christopher Elliott

If you travel overseas, some merchants hope you won't bother to ask basic questions or do a little mental math before you plunk down your credit card. Don't turn off your brain when it comes to using money overseas. Because they're counting on you to.

Visualizing the Evolution of the Modern Credit Card [VIDEO]

VisualNews.com | Posted 06.25.2013 | Technology
VisualNews.com

While technology has advanced since, considering close to a century has passed since the idea of a credit card materialized, it's particularly surprising to note how little has actually changed with credit card technology.

Will Your Credit Card Outlast Your Marriage?

Credit.com | Posted 03.17.2013 | Business
Credit.com

Will you be sticking with your credit card longer than your spouse? For some Americans, the answer will be "yes." Overall, we are are pretty faithful ...

5 Mistakes New Cardholders Make

Credit.com | Posted 02.16.2013 | Money
Credit.com

By Gerri Detweiler Your brand new credit card arrives in the mail all shiny, just waiting for you to take it shopping. Before you break it in, though...

Americans Are More In Debt Than A Year Ago

AP | ALEX VEIGA | Posted 01.19.2013 | Money

LOS ANGELES — Americans cranked up their use of credit cards in the third quarter, racking up more debt than a year ago, while also being less d...

Why Prepaid Cards and Gift Cards Are Not the Same

Credit.com | Posted 01.16.2013 | Money
Credit.com

Gift cards and cash are the top two gifts consumers want to receive this holiday season and prepaid cards continue to grow in popularity, sometimes as an alternative to a checking account and sometimes as a type of gift card.