Credit Card Act

Loren Berlin

Mom Can't Get Credit Card, Starts Protest Movement

HuffingtonPost.com | Loren Berlin | Posted 05.22.2012

Read More: Online Petitions, Household Income, Credit CARD Act, Capital One, Consumer Financial Protection Bureau, Credit Card Act of 2009, Holy McCall, Credit Cards, Petition, Personal Income, Money News

Holly McCall, a 34-year-old mother of two from Vienna, Va., grabbed headlines last week with her fight for the right of stay-at-home mothers to open t...

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Few Things Are 100% Predictable, But Here's One..

Ellen Schloemer | Posted 05.26.2012

Read More: Congressional Oversight, Dodd-Frank Ac, Subprime Mortgages, CARD Act, Credit CARD Act, Consumer Spending, Consumer Protection, Consumer Safeguards, Center for Responsible Lending, Money News
Ellen Schloemer

Imagine how many people would have walked away from getting a subprime mortgage if the broker had told them, "The rate on this loan is 2% higher than you qualify for, because I make more money that way."

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Americans Got A Little Bit Less Angry At Banks Last Year

Reuters | Posted 05.01.2012

Read More: Better Business Bureau, Debit Card Limits, Video, Dodd-Frank, Credit CARD Act, Consumer Federation of America, Payday Lenders, Consumer Financial Protection Bureau, Reuters, Center for Responsible Lending, Guggenheim Securities' Washington Research Group, Financial Service Sector, Federal Trade Commission, Consumer Complaints, Business News

* Complaints against banks drop 30 pct-BBB * Payday lender complaints rise * Banks facing new restrictions on consumer p...

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Am I The Only One That's Confused? The Journey To Getting My First Credit Card

Jillian Berman | Posted 04.30.2012

Read More: Credit CARD Act, Consumer Financial Protection Bureau, Financial Literacy, Business News, Credit-Card-Approval, Credit Card Application, Credit Cards, Credit Card Debt, Personal Finance, Credit Card Industry, Money News
Jillian Berman

Nine months out of college and I'm finding that the real world is full of harsh truths: Napping in the middle of the day is frowned upon, an outfit based around leggings is never appropriate and my financial decisions will haunt me for the rest of my life.

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Consumer Bureau Developing Simpler Credit Card Form

The Huffington Post | Jillian Berman | Posted 12.07.2011

Read More: Credit Card Reform, Credit Card Confusion, Video, Credit CARD Act, Credit Card Confusion Cfpb, Consumer Financial Protection Bureau, Business News, Credit Cards, Consumer Protection, Personal Finance, Credit Card Industry, Credit Card Fees, Business News

Imagine a credit card agreement that's short, to the point and easy to understand. If one federal agency gets its way, what you're picturing could bec...

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2011 Editor's Choice Awards, Part 2

Curtis Arnold | Posted 02.05.2012

Read More: Credit Card, Best Rewards Credit Cards, Secured Credit Cards, Student Credit Cards, Credit CARD Act, Top Credit Cards, Best Credit Cards, Business News
Curtis Arnold

Our second batch of Editor's Choice awards celebrates credit cards that add value by saving us money or by helping us build stronger credit scores.

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College Credit Cards A 'Pay To Play' Operation?

The Huffington Post | Ryan Grenoble | Posted 09.18.2011

Read More: Colleges Paid by Credit Cards, Credit CARD Act, College Credit Card Agreements, FIA Card Services, Credit Card Companies, USAA Savings Bank, Denver News

A Federal Reserve report released last week revealed that colleges, foundations, and alumni groups in Colorado were paid $1,042,643 by credit card com...

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Credit CARD Act, One Year Later

Daily Finance | Sheryl Nance-Nash | Posted 05.25.2011

Read More: American Debt Counseling, Bad Credit, Credit CARD Act, Cardhub, Bank of America, Consumer Reports, Helpsavemydollars, Billshrink, Business News

During the battle over Credit CARD Act, much talk focused on what the legislation would -- and wouldn't -- do. A year after the two-phase law was roll...

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Study Finds No Tie Between CARD Act and Higher Interest Rates

Odysseas Papadimitriou | Posted 05.25.2011

Read More: Interest Rates, Unemployment, Fee Restrictions, Credit CARD Act, Great Recession, Credit Card Delinquency, Credit Card Charge-Offs, Credit Cards, Credit Reform, Financial Regulation, Business News
Odysseas Papadimitriou

February 22, the CARD Act's one-year anniversary, should be a day to celebrate increased transparency for millions of credit card users, not a day marred by mistakenly-placed blame.

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The Legislative Impetus for Using a Personal Credit Card to Fund Business Spending

Odysseas Papadimitriou | Posted 05.25.2011

Read More: Personal Credit Cards, Credit Cards, Small Business, Lifestyle, Credit CARD Act, Rewards, Regulation, Business Expenses, Business Credit Cards, Business, Business News
Odysseas Papadimitriou

Many small business owners assume they should fund their companies with business credit cards. However, personal credit cards are actually often the best spending vehicles.

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Got Gift Cards? Redeem Them!

Scott Gamm | Posted 05.25.2011

Read More: Holiday Shopping, Gift Cards, Credit CARD Act, Shopping, Holiday Gifts, Personal Finance, Business News
Scott Gamm

Chances are you still have several gift cards left over from the holidays. Help yourself, instead of the retailer, and actually use your gift cards.

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Nate C. Hindman

Just In Time For The Holidays, A Startup Plans To Fix The Broken Gift Card Industry

HuffingtonPost.com | Nate C. Hindman | Posted 05.25.2011

Read More: Cyber Monday Bestbuy, Gift Cards, Credit CARD Act, Poll, Federal Reserve, Startups, Home Depot, Small Business America, Business News

Evidence shows that if you bought a gift card for a family member or friend, there's a strong chance you inadvertently gave a gift to the retailer or ...

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The Beginnings of a Credit Card-Free Revolution? Maybe Not.

Bryce Covert | Posted 05.25.2011

Read More: Pre-Paid Debit Cards, Debt, Consumers, Credit Cards, Kardashian Kard, Credit Card Debt, Pre-Paid Credit Cards, Credit CARD Act, Business News
Bryce Covert

CNNMoney reported yesterday that credit card use is in decline, with the number of cardless people jumping up to 78 million this year. But the drop in users isn't all due to penny pinching and/or outrage.

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Banks Spend $83 Million to Promote Student Credit Card Use

Scott Gamm | Posted 05.25.2011

Read More: Sallie Mae, Credit Score, Federal Reserve, Credit Cards, Credit CARD Act, Money, College, Chase Bank, College News
Scott Gamm

$83 million was spent to encourage college students to open up credit card accounts, which allow students to spend beyond their means and rack up huge amounts of credit card debt.

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5 Credit Card Traps That Can Ruin Your Retirement

Beverly Blair Harzog | Posted 05.25.2011

Read More: Credit Card Fraud, Credit Card Debt, Credit Cards, Credit CARD Act, Retirement, Social Security, Senior Citizens, Saving for Retirement, Business News
Beverly Blair Harzog

Going from a full-time salary to a fixed income is quite a challenge. If you don't redo your budget to account for your lower income, you'll end up using your credit cards to make up the difference.

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The Credit CARD Act Is No Match for Wall Street's Ingenuity

Donna Flagg | Posted 05.25.2011

Read More: Ethics Training, Teambuilding, Corporate Governance, Bank Fees, Credit CARD Act, Wall Street, Loopholes, Financial Sector Reform, Business News
Donna Flagg

Several years back, I ran a large team building event for a company on Wall Street. The men and women vibrated with intelligence and sparkled with charisma. But something about that day has recently come back to haunt me.

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5 Most Dangerous Things to Do With Your Credit Card

Beverly Blair Harzog | Posted 05.25.2011

Read More: Credit Score, Credit Card Debt, Credit Cards, Credit CARD Act, Identity Fraud, Identity Theft, Business News
Beverly Blair Harzog

You absolutely must make sure you're on a secure, encrypted website before you key in your credit card number. Secure websites have encryption software designed to prevent identity theft.

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Credit Card Rates Expected To Rise

Huffington Post | Sara Yin | Posted 05.25.2011

Read More: Credit Card Industry, Credit Card Issuers, Credit Cards, Credit CARD Act, Consumer Protection, Credit Card Debt, Business News

In the third and final phase of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD) which went into effect yesterda...

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New Credit CARD Act Rules Clamp Down on Fees

Curtis Arnold | Posted 05.25.2011

Read More: Credit Card Reform, Credit Card Law, Credit Cards, Credit CARD Act, Business News
Curtis Arnold

When President Obama signed the Credit CARD Act into law in 2009, the new legislation tasked the Federal Reserve with setting guidelines for "reasonable" penalties triggered by late payments.

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Think You Understand the New Credit Card Laws? Think Again

Beverly Blair Harzog | Posted 05.25.2011

Read More: Credit Card, Credit, Credit CARD Act, Business News
Beverly Blair Harzog

as we've seen too often, when Washington tries to fix our problems, the legislation gets watered down to the point where the language is, well, wishy-washy at best.

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Arthur Delaney

Credit Card Reform Makes It Easier To Pay Down Your Balance: Center For Responsible Lending

HuffingtonPost.com | Arthur Delaney | Posted 05.25.2011

Read More: Credit Card Reform, Credit Cards, Center for Responsible Lending, Credit Card Debt, Credit CARD Act, Business News

The credit card reform that took effect this year can save big money for cardholders who pay more than their minimum account balance -- as much as $2 ...

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Credit Card Interest: How Your Bills Can Help You Save

walletpop.com | Lita Epstein | Posted 05.25.2011

Read More: Credit Card, bankrate.com, Credit Card Interest Rates, Credit Card Bill, Credit CARD Act, Business News

Have you looked at this new box on your credit card bills yet? If you're in the habit of just paying the minimum and not taking the time to read the b...

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Shahien Nasiripour

Federal Reserve Adopts Megabanks' Arguments, Warns Against Added Protections For Small Business Credit Card Users

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011

Read More: Financial Crisis, Small Business, Small Business Lending, Small Business Loans, Federal Reserve, Ben Bernanke, Financial Reform, Truth in Lending Act, Credit CARD Act, Credit Cards, Business News

The Federal Reserve warned Congress in a recent report that protecting small businesses from the kind of "harmful" credit card practices it prohibits ...

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Plastic Perils: Credit CARD Act Not Enough

Youth Radio -- Youth Media International | Posted 05.25.2011

Read More: Law, Credit Cards, College, Credit-Card-Debt, Youth Radio, Credit Card, Obama, Youthradio, Students, Credit CARD Act, College News
Youth Radio -- Youth Media International

Originally published on Youthradio.org, the premier source for youth generated news throughout the globe. By: Jennifer Obakhume As a college studen...

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New Credit Card Rules Crunch College Students

Youth Radio -- Youth Media International | Posted 05.25.2011

Read More: Youth Radio, Credit Cards, Asha Richardson, Credit, College Debt, Youthradio, College, Credit CARD Act, College News
Youth Radio -- Youth Media International

Originally published on Youthradio.org, the premier source for youth generated news throughout the globe. By: Asha Richardson I'll never forget whe...

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