You and I might revel in the crisp autumn weather, but your credit score hates this time of year. The reason? Starting in October and continuing through the next 90 days, many households dramatically increase their spending.
Credit card rates have been slow to join the trend toward sharply lower rates in recent years. In fact, relative to inflation, some credit card rates are actually higher now than they were in 2007, the year before the recession began.
In your own financial life, it can seem like you are alone. But you aren't. You can put together a team of people to help you. Your family and friends are your own cheering fans in the stadium of your life.