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Credit Card Fees

5 Banking Fees That Are Actually Worth Paying

GOBankingRates | Posted 10.09.2014 | Money
GOBankingRates

Not all fees are created equal. Not all fees are bad, either. First weigh the pros and cons and jot down a cost analysis to see if the expense is worth the reward. With careful consideration and budgeting of fees, you can find a way to pay your way to a better financial life.

Can you Really Help Your Fav Charity with Every Purchase You Make on a Prepaid or Affinity Debit Card?

Curtis Arnold | Posted 10.08.2014 | Business
Curtis Arnold

Only after closely examining a fee schedule should a consumer decide if the potential drawbacks of an affinity prepaid debit card are worth a nice design or benefits to a favored charity.

What Do You Know About Your Credit Card?

NextAdvisor.com | Posted 09.02.2014 | Money
NextAdvisor.com

NextAdvisor.com surveyed Facebook users ages 18 and older throughout the U.S. to find out exactly what they do and do not know about their cards. Shockingly, we found that most don't know the basics about their cards and are even making some crucial mistakes when it comes to credit.

What Drives Credit Card Debt?

Amy Traub | Posted 07.01.2014 | Business
Amy Traub

Why do some people stagger under a mountain of credit card debt, paying high interest rates on their outstanding balances and never seeming to come out ahead, while others rarely if ever carry debt for long, despite pulling out their plastic on a regular basis?

Walmart Is Suing Visa

AP | Posted 05.27.2014 | Business

NEW YORK (AP) — Wal-Mart Stores Inc. is suing Visa Inc. over fees that it charges the world's largest retailer when customers use a credit or debit ...

Lucrative Returns on Phantom Money: The Credit Card Gravy Train

Ellen Brown | Posted 04.20.2014 | Money
Ellen Brown

Even when the balance is paid on time every month, credit card use imposes a huge hidden cost on users -- hidden because the cost is deducted from what the merchant receives, then passed on to you in the form of higher prices.

Alternative Ways to Build Credit

Dedrick Muhammad | Posted 12.08.2013 | Black Voices
Dedrick Muhammad

Building credit remains the primary path toward strengthening one's personal economy, but keeping credit card debt low is equally important. These two practices can seem in conflict, but together they can help you build a good credit score.

10 Really Dumb Things You Do With Credit Cards

Adam Levin | Posted 10.30.2013 | Business
Adam Levin

here are an estimated 1.5 billion credit cards in use in the United States and that can make them seem pretty ubiquitous. Nevertheless, access to credit cards is a privilege not a right, and if you make mistakes, you'll pay a price -- sometimes a hefty one.

10 Common Credit Card Complaints

Credit.com | Posted 09.08.2013 | Business
Credit.com

By Jason Steele Credit cards are not terribly complex products, but they can be terribly misunderstood. Although many cardholders are satisfied with ...

Why Are Boomers Facing So Much Credit-Card Debt?

Reuters | Chris Taylor | Posted 04.24.2013 | Fifty

(Reuters) - Sandy Harsh never expected to find herself with $16,800 in credit-card debt and her retirement dreams drifting farther away. Harsh, an ...

Why 'No Late Fees' Isn't an Excuse to Pay Late

Credit.com | Posted 04.06.2013 | Business
Credit.com

By Jason Steele When Discover introduced their latest product, the Discover it card, the company highlighted the fact that there was no late fee for ...

Paying With A Credit Card May Now Cost More

Reuters | Posted 03.30.2013 | Business

By Atossa Araxia Abrahamian Jan 28 (Reuters) - Retailers in 40 U.S. states can now charge up to 4 percent extra when consumers pay for...

Joe Satran

Restaurants Cope With Soaring Credit Card Usage

HuffingtonPost.com | Joe Satran | Posted 02.11.2013 | Home

Consumers today expect to be able use a debit or credit card to buy anything they want -- including $5 sandwiches and $3 cappuccinos. Restaurant owner...

5 Mistakes New Cardholders Make

Credit.com | Posted 02.16.2013 | Money
Credit.com

By Gerri Detweiler Your brand new credit card arrives in the mail all shiny, just waiting for you to take it shopping. Before you break it in, though...

Don't Let Your Credit Cards Get Fat This Season

Jeanne Kelly | Posted 12.05.2012 | Money
Jeanne Kelly

When it comes to holiday weight, a few poor choices over Christmas can lead to weeks or even months of unpleasant hardship, and it's exactly the same with the debt that you can incur over this holiday season.

WATCH: Students Pays College Tuition With Coins

The Huffington Post | Tyler Kingkade | Posted 11.29.2012 | College

Mount Royal University student Devin DeFraine was pretty upset by getting hit with an extra fee to pay his tuition, so he took it out on his school by...

Is This The World's Most Expensive Card?

The Huffington Post | Posted 11.01.2012 | Money

Losing your credit card is a huge hassle. But losing a card that costs $100,000 is a whole different story. Sberbank-Kazakhstan, a Kazakhstani bank...

10 Costs You Should Always Negotiate

The Huffington Post | Alicia Ciccone | Posted 08.27.2012 | Money

With unemployment rising and the likelihood of a raise dwindling, Americans are looking for ways to cut costs across the board. Unfortunately, man...

5 Facts You Should Know About Credit Card Fees

The Street | Posted 10.13.2012 | Money

Federal Reserve rules limit the penalty fees that credit cards charge. The rules, which stem from the Credit CARD Act signed into law in May 2009, wer...

My Shopping Buddy Is My Enabler

The Huffington Post | Christina Anderson | Posted 10.11.2012 | Style

What happens when one shopping addict meets another shopping addict? One woman tells us her story of amassing huge amounts of credit card debt, and he...

How Chase Ripped Off Its Own Credit Card Customers

Larry Bodine | Posted 10.01.2012 | Money
Larry Bodine

Consumer fraud and unfair business practices have become the hallmarks of how banks have been treating their customers.

Visa's International Fees Under Fire

AP | Posted 07.31.2012 | Money

BRUSSELS -- European Union officials say they have informed Visa that they have additional objections to its fees for cross-border card purchases. Th...

What The Massive Credit Card Settlement Could Cost You

Reuters | Posted 09.15.2012 | Money

By Beth Pinsker Gladstone NEW YORK, July 16 (Reuters) - Cash or credit? That is a familiar choice at the gas pump, with ...

Paying With Credit May Soon Cost You

Wall Street Journal | ANDREW R. JOHNSON | Posted 07.09.2012 | Money

Merchants may soon begin to impose a surcharge each time a customer pays with credit card, a practice Visa Inc. V -2.23% and MasterCard Inc. MA -3.36%...

33 Ways To Avoid Annoying Fees

Kiplinger | Posted 06.18.2012 | Money

In our monthly survey of Kiplinger's readers, we asked which fees were the most bothersome. You told us that travel fees bug you the most, followed by...