For a country in recession, it's dumb not to be cutting waste and promoting efficiency. Why make it hard for people not to waste stuff? And, why not start with the obviously dumb stuff, like junk mail being an opt-in proposition?
As most travelers look for ways to stretch their budgets, the benefit of a credit card's initial bonus cannot be ignored -- the right one can give you an extra $500 to play with.
College and high graduates bracing for the future might want to consider building their credit. Anyone planning to lease a car, rent a home or take...
While the economy's fledgling recovery is reviving America's love affair with debt, many credit card companies remain surprisingly cautious in courtin...
The CARD Act was implemented on Feb. 22, 2010, and the two-year anniversary of this date marks a fair time to assess the Act's successes, failures and overall implications for consumers with credit cards.
It's the classic election year question: Are you better off now than you were four years ago? As the primary season gets under way, expect to hear some version of that question with increasing frequency. Your answer may depend on where you live -- and how you vote.
The credit industry affects all facets of personal finance and being ahead of the curve when it comes to credit issues could certainly help you save money and thereby lower stress. At the very least, you might learn something new!
Critics and watchdogs of the consumer lending industry warn that even a low-risk credit card opens the door to credit abuse and "fee harvesting."
YIkes! A friend of mine got ATM skimmed. A simple trip to the cash machine has costs her hundreds of dollars (and that wasn't in surcharges). I've o...
I'm not paranoid, but isn't the proposed Google-backed system for having a credit card on your phone a little Big-Brother-creepy?
One year ago on February 22, 2010, the epic Credit CARD Act took effect, which aimed to reform the entire credit card industry. Has it been a success? The simple answer: yes and no.
NEW YORK — Credit card interest rates are climbing. It's just not clear exactly why. A study released Tuesday suggests that today's higher rates ...
Credit card offers are surging again after a three-year slowdown, as banks seek to revive a business that brought them huge profits before the financi...
NEW YORK — It's becoming a little bit easier for credit card holders to understand the interest rates and penalty charges they face. That's because ...
For spending $1,500 in the first 6 months on your Citibank AAdvantage Platinum Select, you can get enough miles to get a free roundtrip flight to Europe and still have miles left over.
0% introductory APR offers are often a good thing. But read the very tiny fine print about how your 0% APR can immediately turn into a 29.99% penalty APR if you're late on a payment.
