You and I might revel in the crisp autumn weather, but your credit score hates this time of year. The reason? Starting in October and continuing through the next 90 days, many households dramatically increase their spending.
About 70 percent of college students have credit cards and the average credit debt of those students is $3,000, with graduating seniors averaging $4,000 in credit card debt. So how can students avoid the Freshman 15 when it comes to their credit?