Credit History

When Someone Else's Credit History Hurts You

The Huffington Post | Bonnie Kavoussi | Posted 05.07.2012

Read More: Mixed Up Credit Histories, Credit Report, Video, Credit Histories Mixed Up, Mixed Credit Reports, Credit Reports Mixed, Credit Reports, Mixed Up Credit Reports, Blended Credit Reports, Credit Histories Mixed, Credit History, Credit Reports Mixed Up, Credit Reports Blended, Mixed Credit Histories, Money News

Could you imagine being denied a loan because someone who shares your name tarnished your credit history? It could happen. Credit reports are ofte...

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Forget Credit Scores: The Case for Credit Grades

Justine Rivero | Posted 05.01.2012

Read More: Debt, FICO Score, Credit, Credit Bureau, Financial Reform, Credit Report, Cfpb, Credit Score, Financial Crisis, Credit Card, Credit History, Credit Card Issuer, Personal Finance, Money News

If you've had a headache trying to understand your own credit score, pass the aspirin; you aren't the only one.

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Can Your Roommate Ruin Your Credit?

Credit.com | Posted 04.27.2012

Read More: Bad Credit, Roommates, Credit Score, Credit Report, Paying Bills, Credit History, Credit Cards, Apartments, Money News

Jim is careful to always pay his bills on time, keep his credit balances low and has a pretty good credit score. Rick, his roommate, is quite the opposite.

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7 Final Lies About Credit Scores That Can Cost You

Laura Adams | Posted 03.29.2012

Read More: Credit Scores, Credit Scoring, Free Credit Report, Credit Report, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Money News

Federal law allows government agencies and businesses that have a legitimate need for your credit information to access your credit report before doing business with you or after you become a customer -- even without your permission.

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7 More Credit Score Lies That Cost You Money

Laura Adams | Posted 05.28.2012

Read More: Credit Scores, Credit Report, Credit Ratings, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Credit-Score-Myths, Credit Score Lies, Money News

What you don't know about credit can hurt your personal finances on many levels. So here are seven more lies about credit scores that you should never fall for.

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The 411 on Prepaid Cards

Jason Alderman | Posted 12.05.2011

Read More: Credit History, Credit Score, Prepaid Cards, Prepaid Card Advice, Prepaid Card Tips, Business News

Bottom line: Always make sure you fully understand the terms and conditions of any financial product or account before signing up.

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Credit Card APRs are Stable, Unless You Have Bad Credit

Tim Chen | Posted 05.25.2011

Read More: Credit Score, Credit Cards, Interest Rates, Fico, Experian, Credit History, Business News

CreditCards.com recently reported a slight hike in the national average APR for new credit card offers, a negligible bump of 0.01%. Despite the eye-ca...

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Maryland Lawmaker Reintroduces Bill To Ban Credit Checks In Hiring Process

HuffingtonPost.com | Laura Bassett | Posted 05.25.2011

Read More: Jobless Credit Checks, Credit Check, Credit Scores, Credit Score, Unemployed-Credit-Checks, Credit History, Business News

WASHINGTON -- For many of the 6.4 million Americans who have been unemployed for six months or longer, the prospect of finding a new job is daunting e...

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How Credit Scores Disproportionately Hurt Communities of Color

Preeti Vissa | Posted 05.25.2011

Read More: Latinos, Credit Score, Foreclosure, Subprime Mortgages, African Americans, Recession, Communities of Color, Bureau of Labor Statistics, Fico, Black Communities, Credit History, National Community Reinvestment Coalition, Minorities, Business News

Credit scores contributed to the disproportionate effect the foreclosure crisis had on minorities. What's more, they also have the potential to pound communities of color even further.

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Building Credit with Cards

Tim Chen | Posted 05.25.2011

Read More: Prepaid Debit Cards, Credit Score, Credit History, Credit Cards, Secured Credit Cards, Business News

No matter what your feelings are about credit cards or on the card industry as a whole, the fact is that Americans live off of credit. Our houses and...

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Losing at the Credit Score Game

Don McNay | Posted 05.25.2011

It is not easy to get people to take a hard look at themselves. Addiction to credit is like addiction to anything else: people usually won't get help until they bottom out.

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Credit Checks For New Employees Called Into Question

New York Times | ANDREW MARTIN | Posted 05.25.2011

Read More: Debt, Credit Check, Credit Report, New Job, Jobs, Credit History, Steve Cohen, Tenessee Democrat, Fraud, Layoffs, Unemployment, Connecticut, Transunion, Medical Bills, Personal Finance, Theft, Oregon, Business News

With millions of Americans nursing damaged credit reports after a bruising recession, some lawmakers are seeking to limit the use of credit reports as...

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Small Businesses Can't Get Loans From

McClatchy | Kevin G. Hall | McClatchy Newspapers | Posted 05.25.2011

Read More: Small Business Loans, Small Business, Bankruptcy, Green Jobs, Lending, Bonds, Economy, Big Business, Regulation, Credit History, Bank Loans, Medium Size Banks, Unemployment, Credit, Corporations, Loans, Banks, Credit Worthy, Business News

Lending across the U.S. economy contracted 7.4 percent last year, the biggest such drop since 1942, according to the Federal Deposit Insurance Corp. T...

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Credit Checks

AP | KATHLEEN MILLER | Posted 05.25.2011

Read More: Credit Check, Credit History, Maryland Delegate Kirill Reznick, Unemployment, Rep. Steve Cohen, Job Applicant Credit Check, Business News

ANNAPOLIS, Md. — It's hard enough to find a job in this economy, and now some people are facing another hurdle: Potential employers are holding ...

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The Cost of One Recent Late Payment

Jeanne Kelly | Posted 05.25.2011

Read More: Credit Score, Credit History, Late Payment, Bills, Business News

With the holidays being the busiest time of the year, many of our ordinary rituals and responsibilities get lost in the process.

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