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Credit Rating

Hunter Stuart

Your Credit Rating Might Predict How Likely It Is You'll Have A Heart Attack

HuffingtonPost.com | Hunter Stuart | Posted 11.25.2014 | Business

A new study has found that your credit rating may be able to predict how likely you are to have a heart attack or stroke.

New Jersey's Credit Rating Has Been Cut 8 Times Since Chris Christie Took Office

The Huffington Post | Igor Bobic | Posted 09.10.2014 | Politics

Standard & Poor's became the latest agency to downgrade New Jersey's credit rating on Wednesday, the state's eighth such downgrade since Gov. Chris Ch...

How Upcoming FICO Credit Score Changes Might Rock the Economy

Neal Frankle | Posted 10.25.2014 | Business
Neal Frankle

The aftermath of this change could be felt in the banking industry, the real estate market and it could even force interest rates higher. And that's just for starters.

BRICS Bank Is Mostly a Jointly Managed Sovereign Wealth Fund (SWF), and Opportune Time for a Japan-India SWF

Sunil Chacko | Posted 09.20.2014 | Business
Sunil Chacko

Having attended many Board meetings of the World Bank Group as part of the Executive Offices, I was struck by similarities and also some major differences.

Which Plastic Is the Best? Debit Cards, Credit Cards or Prepaid Cards?

Curtis Arnold | Posted 07.22.2014 | Business
Curtis Arnold

Major financial institutions, like most restaurants, understand the need to offer different card offerings to meet the varied circumstances and tastes of their customers.

How to Build or Rebuild Your Credit Using a Secured Credit Card

Curtis Arnold | Posted 07.16.2014 | Money
Curtis Arnold

Being shut out of the credit market is a difficult situation. But getting a secured credit card shows lenders that you're a serious person, willing to bet your own money that you can handle your obligations.

Will New York City Lead the Fight Against Employment Discrimination?

Amy Traub | Posted 06.11.2014 | New York
Amy Traub

The nation's for-profit credit reporting companies, which developed credit reports as a tool for lenders, have sought new markets for their product and aggressively marketed them to employers -- evidence be damned.

Controlling Risk in a World of Risks

Dominique de Villepin | Posted 02.11.2014 | World
Dominique de Villepin

Now is the time for a new globalization, that can be either multipolar, based on fair development, stability and innovation or confrontational, based on privileges, speculation and inequities. This means making choices and changes in many sectors: let's begin with credit rating.

Another Sign The Eurozone Is Seriously Struggling

Reuters | Posted 01.23.2014 | Business

* S&P says French reform efforts insufficient to raise growth * Market reaction to downgrade muted * Government com...

Congressional Republicans Violate Oath of Office

Leo W. Gerard | Posted 11.30.2013 | Politics
Leo W. Gerard

Before taking office, each member of Congress swears a simple, straightforward oath. It leaves little room for misinterpretation. They vow to support and defend the Constitution of the United States and to "faithfully discharge the duties of the office." High among those duties is paying the government's bills.

Happy Birthday to Dodd-Frank, a Law That Isn't Working

Ted Kaufman | Posted 09.20.2013 | Politics
Ted Kaufman

Failure was built into Dodd-Frank from the beginning. Instead of writing laws that addressed the abuses that led to the crisis, it nearly always kicked the can down to agencies, instructing them to write new regulations.

Eleazar David Melendez

This Looks Familiar

HuffingtonPost.com | Eleazar David Melendez | Posted 05.16.2013 | Business

NEW YORK -- Huxley Sommerville, group managing director at Fitch Ratings, increasingly fears another massive financial crisis. Ask him why and he tell...

Hate Universal Background Checks? Meet the Gun Score

Adam Levin | Posted 06.23.2013 | Politics
Adam Levin

Maybe we should create a risk assessment tool for gun worthiness. In all seriousness, shouldn't all Americans -- especially those who manufacture and sell guns -- welcome the prospect of better predictability given the news of late?

Moody's Smacks Down Credit Agency Rival

AP | Posted 04.17.2013 | Business

NEW YORK (AP) — Moody's Investors Service on Friday downgraded The McGraw-Hill Cos., citing the company's plans to sell its education business and t...

Private Company Credit Risk Shows Signs of Improving

Mary Ellen Biery | Posted 04.07.2013 | Small Business
Mary Ellen Biery

The average probability that a private construction company would default in the next year was 3.79 percent for the 12-month period ended Dec. 31, compared with 5.73 percent for the year-earlier period.

Lies, Damned Lies, Statistics and Paul Ryan

Adam Levin | Posted 12.10.2012 | Politics
Adam Levin

Paul Ryan has remained consistent. His statements are often lies, and when his talk turns to statistics and numbers and the financial facts faced by everyday Americans, his lies expand past the realm of "damned lies" into Mark Twain's third category of exotic deception.

Collaboration: It Is Real? Can It Be?

Trudy Bourgeois | Posted 12.03.2012 | Business
Trudy Bourgeois

Truth be told, we don't have a clue what collaboration really means. We act like we do, and we throw the word around like we do. But we don't. If we...

Firm Paying Big To Settle Claims Of Overvaluing Mortgages

AP | Posted 09.17.2012 | Business

TOKYO (AP) — Japanese brokerage Mizuho Securities Co. says its U.S. subsidiary is paying $127.5 million in a settlement with the U.S. Securities and...

Help! I'm Drowning in Minutiae

Laverne H. Bardy | Posted 09.04.2012 | Fifty
Laverne H. Bardy

I approach cashiers the way one might deal with a lunging vampire: with crossed forefingers and a clove of garlic. I know by the glint in their eye they are preparing to offer me another rewards card.

Moody's Downgrades Dozens Of Spanish Banks

AP | MARCY GORDON | Posted 08.25.2012 | Business

Moody's Investors Service on Monday cut its credit ratings on 28 Spanish banks, saying the weakening financial condition of Spain's government is maki...

Ron Dicker

Fake Commercial Band Gets An Encore

HuffingtonPost.com | Ron Dicker | Posted 06.06.2012 | Business

A fictional band that lip-synched ditties for Experian's FreeCreditReport.com returns in new ads for FreeCreditScore.com. The public demanded it, t...

Japan Downgraded

Reuters | Posted 07.22.2012 | Business

* Yen weakens after Fitch downgrade, move seen brief * Fitch warns further downgrades possible * Says Japan's debt plan ...

Surprising Reason Woman Can't Get Credit

The Huffington Post | Bonnie Kavoussi | Posted 04.16.2012 | Money

You can't get a credit card if lenders think you're dead. Bea Cohen, 81, of New Jersey, has been denied credit for years because credit rating agen...

The Fastest Way to Increase Your Credit Score

InvestingAnswers | Posted 06.10.2012 | Money
InvestingAnswers

While your payment history ranks as the most important piece of your credit score, it can take months or even years to dramatically improve it. Looking for a quicker fix? Focus on what's known as your credit utilization rate.

7 Final Lies About Credit Scores That Can Cost You

Laura Adams | Posted 05.29.2012 | Money
Laura Adams

Federal law allows government agencies and businesses that have a legitimate need for your credit information to access your credit report before doing business with you or after you become a customer -- even without your permission.