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Credit Report

4 Unexpected Times Your Credit May Be Checked

Credit Karma | Posted 07.08.2014 | Money
Credit Karma

When it comes to your financial health, your credit score is one of those things that'll just keep seeking you out. It's tempting to think that your credit score or credit health will only come into play when you're looking for a mortgage or a new credit card. The truth is that your credit information can be checked far more often than you might think.

Don't Fall Prey to Medical Identity Theft

Jason Alderman | Posted 06.25.2014 | Business
Jason Alderman

Besides its high cost (an estimated 1.8 million victims paid more than $12 billion in related expenses in 2013), medical ID theft can have deadly consequences as well.

Suze Orman Nixes Her Prepaid Debit Card; It Appears Her Dream of Helping Millions to Establish and Build Credit Is Dead

Curtis Arnold | Posted 06.23.2014 | Business
Curtis Arnold

Despite the closure of the Approved card, Orman deserves to be commended for her noble attempt to make positive changes to the credit reporting system.

Is Bad Credit A Dating Deal Breaker?

NextAdvisor.com | Posted 07.23.2014 | Money
NextAdvisor.com

Is it okay to date someone with terrible credit? The answer is yes, it is okay -- unless you are planning a future with them. It's not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.

'Conscious Uncoupling' Your Credit

Jeanne Kelly | Posted 07.06.2014 | Divorce
Jeanne Kelly

If you find yourself coming to the sad decision that your marriage or partnership must end, there is no reason why it needs to ruin your credit or that of your partner. Just bear in mind these tips, and be sure to uncouple consciously.

A Parent's Guide to Stopping Child Identity Theft

Adam Levin | Posted 07.06.2014 | Technology
Adam Levin

In most cases, your child should not have a credit report -- that is, until credit is taken out in his or her name. So if you get a call or a notice from a creditor regarding your child, or an invitation for them to apply for a credit card shows up in the mail (email or snail), don't dismiss it as a mistake.

Demystifying Credit Scores

Jason Alderman | Posted 06.23.2014 | Business
Jason Alderman

Fortunately, if your credit score has taken a hit, you can initiate several actions that will begin improving it almost immediately. Just be aware that it can take many years to recover from severe credit-damaging situation such as bankruptcy or foreclosure.

Protecting You From Credit Report Errors, Unreliable Scores

Pamela Banks | Posted 06.14.2014 | Business
Pamela Banks

Aleta from Mena, Arkansas, has had a hard time getting a decent rate on a car loan all because of a mistake on her credit report. The problem started...

Spring is In The Air, Time to Declutter Your Credit!

Jeanne Kelly | Posted 06.01.2014 | Business
Jeanne Kelly

Spring is such a wonderful time of year! The weather warms up, flowers start to bloom, and farmers markets are suddenly everywhere. All these pleasant...

Watch Out: These 5 Forgotten Items May Blow Up Your Credit

Glen Craig | Posted 03.28.2014 | Money
Glen Craig

You're probably watching obvious items like your credit cards, and making payments on time, but there might be some forgotten items causing problems with your credit, and dragging down your score.

How Your Credit Score and Credit Report Are Examined by Lenders

MyBankTracker | Posted 05.25.2014 | Money
MyBankTracker

Knowing the difference between a credit score and credit report can help you make the right financial decision when it comes to applying for lines of credit, and can also help you get better interest rates on loans.

Training to Win: Learning How to Fall

Jeanne Kelly | Posted 04.23.2014 | Money
Jeanne Kelly

As I was watching the Olympics this past weekend, I was constantly struck by the skill, grace, and pure talent each competitor exhibited. However, as ...

5 Simple Steps to Protect Yourself From the Target Data Breach

Chris Wang | Posted 03.23.2014 | Money
Chris Wang

This past month has been an unwelcome reminder that identity theft is on the rise. Target and Neiman Marcus are the two high profile retailers whose networks were breached over the holiday season; however, at least three other well-known smaller U.S. retailers were breached.

My Top 5 New Year's Credit Goals

Jeanne Kelly | Posted 03.17.2014 | Money
Jeanne Kelly

A new year feels like a new beginning, and the tradition of making resolutions solidifies that notion. Adopt these three resolutions to control your financial stress, and make 2014 the year of swollen saving accounts!

Tips To Persevere When Working On Your Credit

Jeanne Kelly | Posted 02.10.2014 | Money
Jeanne Kelly

Healthy credit is such a reward... but sometimes you have to get through the details (and sometimes even a hard phone call or two) to get that reward.

The 4 Judgements Every Lender Makes Based On Your Credit

Credit.com | Posted 02.04.2014 | Business
Credit.com

Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.

5 Habits That Can Wreck Your Credit

Credit.com | Posted 11.25.2013 | Business
Credit.com

Habits are those activities we do unconsciously because we've done them so many times before. We're not even fully aware when we're doing them, and then the results tend to pile up unseen. Of course, credit is one of those things that can suffer from bad habits. So let's take a look at five bad habits that can wreck your credit.

5 Seemingly Harmless Things That Can Hurt Your Credit

Credit.com | Posted 11.19.2013 | Business
Credit.com

"Mom," my daughter said as she stood by my desk recently waiting for one of her homework assignments to print from my computer, "Did you pay this bill? It was due Oct. 4." She asked me this on Oct. 14. And no, I hadn't paid it.

Simple Ways To Raise Your Credit Score

Simple. Thrifty. Living. | Posted 01.23.2014 | Business
Simple. Thrifty. Living.

If you're like most people, the recession took a toll on your finances and probably your credit score. So how do you get it back to where it needs to be? There are a couple quick and simple ways to you can raise your credit score now.

3 Myths We Still Believe About Credit Scores

Bethy Hardeman | Posted 11.11.2013 | Business
Bethy Hardeman

Credit scores are just one thing we can't seem to get right. In fact, a recent survey found that many of us are still confused about them. This confusion can have a significant impact on our financial future. A good credit score can save you a lot of money in the long run, but a poor score will cost you a pretty penny.

Do Credit Repair Services Really Work?

Simple. Thrifty. Living. | Posted 12.28.2013 | Business
Simple. Thrifty. Living.

Credit repair is not a guaranteed fix of your credit score, but if you go in knowing the risks and pick a company with a good reputation and money-back guarantee, you can hopefully avoid being burned.

On Your Credit, You Should Sweat the Small Stuff

Jeanne Kelly | Posted 10.30.2013 | Business
Jeanne Kelly

Our credit is so important and it requires an attention to detail. Although you should ignore some of the wrinkles in life, you should sweat the details in your credit.

How Mariano Rivera Can Help You Hit a Home Run With Your Credit

Jeanne Kelly | Posted 10.03.2013 | Business
Jeanne Kelly

As an avid Yankees fan, I'm very sad to see Mariano "Mo" Rivera retire after 19 seasons in major league baseball. But I'm excited by the lessons we can all learn from him and how they can help you improve your credit.

4 Fears That Might Be Holding You Back From Cleaning Up Your Credit

Jeanne Kelly | Posted 10.31.2013 | Business
Jeanne Kelly

If you want to improve your credit (which you should!), then one of the first things you'll need to do is overcome your fears. Start with these fears and address any others that may come up.

7 Steps to Deal With HR Looking at Your Credit Report

Adam Levin | Posted 11.19.2013 | Business
Adam Levin

If a prospective employer is looking at your credit report, how do you deal with it? What if they see something bad? What to do? First, don't panic. Next, consider these tips.