iOS app Android app

Credit Report

Here's Credit 101 for Your College Freshman

Jason Alderman | Posted 08.20.2014 | Money
Jason Alderman

You're probably expecting to shell out major bucks for tuition, room and board and a million other necessities over the next few years. But before you send your kid off, make sure you share one gift likely to steer him or her along the road to financial security -- a sound understanding of how credit works.

What is FICO® Score 9? What does it mean for your credit score?

Jeanne Kelly | Posted 08.20.2014 | Money
Jeanne Kelly

There's been numerous news headlines and talk in the personal finance realm recently about the new FICO scoring system and I've been getting lots of q...

3 Ways To Improve Your Credit Score In Less Than 5 Minutes

Simple. Thrifty. Living. | Posted 08.20.2014 | Money
Simple. Thrifty. Living.

If you are looking to buy a car, rent an apartment or take out a loan, you need to make sure that your credit score is at it's best. While it takes seven years for most derogatory items on your credit report to be removed, there are a few things you can do to raise your credit score sooner.

5 Things You Won't Believe Hurt Your Credit Score

NextAdvisor.com | Posted 08.18.2014 | Money
NextAdvisor.com

Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.

Consumer Reporting Agencies Follow Your Moves

Jason Alderman | Posted 08.13.2014 | Business
Jason Alderman

Did you know that there are dozens of specialty consumer reporting agencies that track your history for activities that may not appear on your regular credit reports -- things like bounced checks, late utility payments, insurance claims and prescription orders?

Hunter Stuart

It's Disturbingly Likely That Your Credit Report Is Wrong

HuffingtonPost.com | Hunter Stuart | Posted 08.11.2014 | Business

Jeffrey Beaubien likes to review his credit score on his birthday every year. The 47-year-old father of two has good reason to stay on top of his c...

4 Unexpected Times Your Credit May Be Checked

Credit Karma | Posted 07.08.2014 | Money
Credit Karma

When it comes to your financial health, your credit score is one of those things that'll just keep seeking you out. It's tempting to think that your credit score or credit health will only come into play when you're looking for a mortgage or a new credit card. The truth is that your credit information can be checked far more often than you might think.

Don't Fall Prey to Medical Identity Theft

Jason Alderman | Posted 06.25.2014 | Business
Jason Alderman

Besides its high cost (an estimated 1.8 million victims paid more than $12 billion in related expenses in 2013), medical ID theft can have deadly consequences as well.

Suze Orman Nixes Her Prepaid Debit Card; It Appears Her Dream of Helping Millions to Establish and Build Credit Is Dead

Curtis Arnold | Posted 08.21.2014 | Business
Curtis Arnold

Despite the closure of the Approved card, Orman deserves to be commended for her noble attempt to make positive changes to the credit reporting system.

Is Bad Credit A Dating Deal Breaker?

NextAdvisor.com | Posted 07.23.2014 | Money
NextAdvisor.com

Is it okay to date someone with terrible credit? The answer is yes, it is okay -- unless you are planning a future with them. It's not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.

'Conscious Uncoupling' Your Credit

Jeanne Kelly | Posted 07.06.2014 | Divorce
Jeanne Kelly

If you find yourself coming to the sad decision that your marriage or partnership must end, there is no reason why it needs to ruin your credit or that of your partner. Just bear in mind these tips, and be sure to uncouple consciously.

A Parent's Guide to Stopping Child Identity Theft

Adam Levin | Posted 07.06.2014 | Technology
Adam Levin

In most cases, your child should not have a credit report -- that is, until credit is taken out in his or her name. So if you get a call or a notice from a creditor regarding your child, or an invitation for them to apply for a credit card shows up in the mail (email or snail), don't dismiss it as a mistake.

Demystifying Credit Scores

Jason Alderman | Posted 06.23.2014 | Business
Jason Alderman

Fortunately, if your credit score has taken a hit, you can initiate several actions that will begin improving it almost immediately. Just be aware that it can take many years to recover from severe credit-damaging situation such as bankruptcy or foreclosure.

Protecting You From Credit Report Errors, Unreliable Scores

Pamela Banks | Posted 06.14.2014 | Business
Pamela Banks

Aleta from Mena, Arkansas, has had a hard time getting a decent rate on a car loan all because of a mistake on her credit report. The problem started...

Spring is In The Air, Time to Declutter Your Credit!

Jeanne Kelly | Posted 06.01.2014 | Business
Jeanne Kelly

Spring is such a wonderful time of year! The weather warms up, flowers start to bloom, and farmers markets are suddenly everywhere. All these pleasant...

Watch Out: These 5 Forgotten Items May Blow Up Your Credit

Glen Craig | Posted 03.28.2014 | Money
Glen Craig

You're probably watching obvious items like your credit cards, and making payments on time, but there might be some forgotten items causing problems with your credit, and dragging down your score.

How Your Credit Score and Credit Report Are Examined by Lenders

MyBankTracker | Posted 05.25.2014 | Money
MyBankTracker

Knowing the difference between a credit score and credit report can help you make the right financial decision when it comes to applying for lines of credit, and can also help you get better interest rates on loans.

Training to Win: Learning How to Fall

Jeanne Kelly | Posted 04.23.2014 | Money
Jeanne Kelly

As I was watching the Olympics this past weekend, I was constantly struck by the skill, grace, and pure talent each competitor exhibited. However, as ...

5 Simple Steps to Protect Yourself From the Target Data Breach

Chris Wang | Posted 03.23.2014 | Money
Chris Wang

This past month has been an unwelcome reminder that identity theft is on the rise. Target and Neiman Marcus are the two high profile retailers whose networks were breached over the holiday season; however, at least three other well-known smaller U.S. retailers were breached.

My Top 5 New Year's Credit Goals

Jeanne Kelly | Posted 03.17.2014 | Money
Jeanne Kelly

A new year feels like a new beginning, and the tradition of making resolutions solidifies that notion. Adopt these three resolutions to control your financial stress, and make 2014 the year of swollen saving accounts!

Tips To Persevere When Working On Your Credit

Jeanne Kelly | Posted 02.10.2014 | Money
Jeanne Kelly

Healthy credit is such a reward... but sometimes you have to get through the details (and sometimes even a hard phone call or two) to get that reward.

The 4 Judgements Every Lender Makes Based On Your Credit

Credit.com | Posted 02.04.2014 | Business
Credit.com

Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.

5 Habits That Can Wreck Your Credit

Credit.com | Posted 11.25.2013 | Business
Credit.com

Habits are those activities we do unconsciously because we've done them so many times before. We're not even fully aware when we're doing them, and then the results tend to pile up unseen. Of course, credit is one of those things that can suffer from bad habits. So let's take a look at five bad habits that can wreck your credit.

5 Seemingly Harmless Things That Can Hurt Your Credit

Credit.com | Posted 11.19.2013 | Business
Credit.com

"Mom," my daughter said as she stood by my desk recently waiting for one of her homework assignments to print from my computer, "Did you pay this bill? It was due Oct. 4." She asked me this on Oct. 14. And no, I hadn't paid it.

Simple Ways To Raise Your Credit Score

Simple. Thrifty. Living. | Posted 01.23.2014 | Business
Simple. Thrifty. Living.

If you're like most people, the recession took a toll on your finances and probably your credit score. So how do you get it back to where it needs to be? There are a couple quick and simple ways to you can raise your credit score now.