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Credit Report

5 Steps to Take Before Deciding to Buy a Home

Credit Karma | Posted 12.18.2014 | Money
Credit Karma

Buying a home can be a very rewarding experience, but it can also be baked in to what we feel we are "supposed" to do. Are you living someone else's dream or do you really want to own a home?

10 Steps To Fixing A Credit Report Error

WiserAdvisor.com | Posted 11.10.2014 | Money
WiserAdvisor.com

Did you spot a mistake on your credit report? Take action immediately. This isn't the sort of thing you should overlook. A single blemish on your credit report can negatively affect your ability to get a loan, apply for a job, and may even be a symptom of potential identity theft.

Why It's Important to Get Your Credit Score Even If You're Warren Buffett

Curtis Arnold | Posted 11.06.2014 | Money
Curtis Arnold

Upper middle class and wealthy people usually don't just lounge on a beach day-after-day. High-powered careers and job changes often accompany financial success. More and more these days, the ability to get that next job can include having a solid credit history.

How to Rebuild Your Credit After Bankruptcy -- Fast

Curtis Arnold | Posted 12.15.2014 | Money
Curtis Arnold

Bankruptcy protection is designed to provide people and companies with a way to discharge at least some of their debts and start over. And one of the very first steps to reboot your financial life involves rebuilding your credit score.

You Have Literally Dozens of Credit Scores -- Here's What You Can Learn From Just One

Credit Karma | Posted 11.25.2014 | Money
Credit Karma

Even though there's so much variety in the market for credit scores, most scores are drawn from the same basic elements. Want to take some of the mystery out of credit score calculations?

When To Trust Or Not Trust A Credit Repair Service

Simple. Thrifty. Living. | Posted 11.24.2014 | Money
Simple. Thrifty. Living.

Credit repair can be a very spammy business, so much so that the government has gone to great lengths to regulate the services as much as possible. Even though there are rules that credit repair services must abide by, it doesn't mean that all of them do.

What Sets Top Credit Scores Apart From the Rest?

Credit Karma | Posted 11.18.2014 | Money
Credit Karma

A whole range of different factors contribute to your credit score, and there's no magic formula to a perfect credit score. Still, there's plenty to learn from the experiences of others.

Attraction and Credit: The Power of Focus

Jeanne Kelly | Posted 11.05.2014 | Business
Jeanne Kelly

While listening to the radio the other day I happened to hear a talk on the law of attraction, a subject that interests me a great deal. It got me th...

How to Build Credit for Millennials

Jeanne Kelly | Posted 10.27.2014 | Money
Jeanne Kelly

I was recently asked by a darling 20-something gentleman, who graduated from college in the last few years, how he can begin building his credit now t...

Identity Thieves Target Kids as Well as Adults

Jason Alderman | Posted 10.27.2014 | Technology
Jason Alderman

Most commonly, thieves will harvest kids' dormant Social Security numbers and use them to illegally obtain jobs or open fraudulent bank and credit accounts. Many victims don't realize there's a problem until years later, when they are turned down because of the poor credit history someone else racked up in their name.

3 Things to Consider Before You Go Into Student Loan Debt

Credit Karma | Posted 10.26.2014 | Money
Credit Karma

Do all those back to school sales have you ready to hit the classroom? If you're thinking about furthering your education, you deserve to be commended. Education is a wonderful thing, and (in theory, at least) the more degrees you have the more in demand you'll be professionally.

Here's Credit 101 for Your College Freshman

Jason Alderman | Posted 10.20.2014 | Money
Jason Alderman

You're probably expecting to shell out major bucks for tuition, room and board and a million other necessities over the next few years. But before you send your kid off, make sure you share one gift likely to steer him or her along the road to financial security -- a sound understanding of how credit works.

What is FICO® Score 9? What does it mean for your credit score?

Jeanne Kelly | Posted 10.20.2014 | Money
Jeanne Kelly

There's been numerous news headlines and talk in the personal finance realm recently about the new FICO scoring system and I've been getting lots of q...

3 Ways To Improve Your Credit Score In Less Than 5 Minutes

Simple. Thrifty. Living. | Posted 10.20.2014 | Money
Simple. Thrifty. Living.

If you are looking to buy a car, rent an apartment or take out a loan, you need to make sure that your credit score is at it's best. While it takes seven years for most derogatory items on your credit report to be removed, there are a few things you can do to raise your credit score sooner.

5 Things You Won't Believe Hurt Your Credit Score

NextAdvisor.com | Posted 10.18.2014 | Money
NextAdvisor.com

Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities.

Consumer Reporting Agencies Follow Your Moves

Jason Alderman | Posted 10.13.2014 | Business
Jason Alderman

Did you know that there are dozens of specialty consumer reporting agencies that track your history for activities that may not appear on your regular credit reports -- things like bounced checks, late utility payments, insurance claims and prescription orders?

Hunter Stuart

It's Disturbingly Likely That Your Credit Report Is Wrong

HuffingtonPost.com | Hunter Stuart | Posted 08.11.2014 | Business

Jeffrey Beaubien likes to review his credit score on his birthday every year. The 47-year-old father of two has good reason to stay on top of his c...

4 Unexpected Times Your Credit May Be Checked

Credit Karma | Posted 09.07.2014 | Money
Credit Karma

When it comes to your financial health, your credit score is one of those things that'll just keep seeking you out. It's tempting to think that your credit score or credit health will only come into play when you're looking for a mortgage or a new credit card. The truth is that your credit information can be checked far more often than you might think.

Don't Fall Prey to Medical Identity Theft

Jason Alderman | Posted 08.25.2014 | Business
Jason Alderman

Besides its high cost (an estimated 1.8 million victims paid more than $12 billion in related expenses in 2013), medical ID theft can have deadly consequences as well.

Suze Orman Nixes Her Prepaid Debit Card; It Appears Her Dream of Helping Millions to Establish and Build Credit Is Dead

Curtis Arnold | Posted 08.21.2014 | Business
Curtis Arnold

Despite the closure of the Approved card, Orman deserves to be commended for her noble attempt to make positive changes to the credit reporting system.

Is Bad Credit A Dating Deal Breaker?

NextAdvisor.com | Posted 07.23.2014 | Money
NextAdvisor.com

Is it okay to date someone with terrible credit? The answer is yes, it is okay -- unless you are planning a future with them. It's not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.

'Conscious Uncoupling' Your Credit

Jeanne Kelly | Posted 07.06.2014 | Divorce
Jeanne Kelly

If you find yourself coming to the sad decision that your marriage or partnership must end, there is no reason why it needs to ruin your credit or that of your partner. Just bear in mind these tips, and be sure to uncouple consciously.

A Parent's Guide to Stopping Child Identity Theft

Adam Levin | Posted 07.06.2014 | Technology
Adam Levin

In most cases, your child should not have a credit report -- that is, until credit is taken out in his or her name. So if you get a call or a notice from a creditor regarding your child, or an invitation for them to apply for a credit card shows up in the mail (email or snail), don't dismiss it as a mistake.

Demystifying Credit Scores

Jason Alderman | Posted 06.23.2014 | Business
Jason Alderman

Fortunately, if your credit score has taken a hit, you can initiate several actions that will begin improving it almost immediately. Just be aware that it can take many years to recover from severe credit-damaging situation such as bankruptcy or foreclosure.

Protecting You From Credit Report Errors, Unreliable Scores

Pamela Banks | Posted 06.14.2014 | Business
Pamela Banks

Aleta from Mena, Arkansas, has had a hard time getting a decent rate on a car loan all because of a mistake on her credit report. The problem started...