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Credit Reporting

How Often Does Your Credit Score Change?

CreditSesame.com | Posted 10.17.2014 | Business
CreditSesame.com

A reader writes in looking for a clear answer on how often his credit score changes and how often he should check this all important three-digit number. John Ulzheimer, credit expert for Credit Sesame, answers.

How Does Being an Authorized User Affect My Credit Score?

CreditSesame.com | Posted 10.09.2014 | Money
CreditSesame.com

A reader writes in looking for advice on whether or not becoming an authorized user on his parents' credit card will help his credit scores. John Ulzheimer, credit expert for Credit Sesame, answers.

What Are the Rules for Employers Checking Your Credit?

Miranda Marquit | Posted 10.06.2014 | Money
Miranda Marquit

It seems that no matter what you want to do these days, someone wants a peek at your credit history. Not only do lenders and insurers want to see what you are up to, but even some employers look at your credit report as part of a background check.

Proposed Bill Would Make Drastic Changes to Credit Reports and Credit Scores

CreditSesame.com | Posted 09.11.2014 | Money
CreditSesame.com

If passed, the Act would result in the most aggressive overhaul of the Fair Credit Reporting Act since 2003 and change the landscape of over 650,000,000 consumer credit reports and credit scores almost overnight.

The Price Tag for Credit Report Errors

Ellen Schloemer | Posted 04.21.2013 | Business
Ellen Schloemer

Extrapolating that 5 percent to the 200 million Americans with a credit history means that 10 million Americans are paying more for loans than they should. How much are these folks overpaying?

Catherine New

Debt Collection Rules Fall Short For Consumers

HuffingtonPost.com | Catherine New | Posted 10.24.2012 | Money

For the first time, a single federal government agency will oversee the debt collection industry starting next year, marking a monumental victory for ...

Credit Score Companies To Come Under Government Oversight For First Time

AP | The Associated Press | Posted 09.15.2012 | Business

NEW YORK — The companies that determine Americans' credit scores are about to come under scrutiny by the country's new consumer watchdog. The C...

Credit Scores Are Confusing Enough. Now This

The Huffington Post | Catherine New | Posted 05.11.2012 | Money

Trying to explain how a credit score is actually calculated is like explaining why the sky is blue to a 4-year-old. Impossible. And the credit in...

One Sign The Housing Market May Be Starting To Rebound

AP | ALEX VEIGA | Posted 05.09.2012 | Business

LOS ANGELES -- The percentage of U.S. homeowners behind on their mortgage payments dropped in the first three months of this year to the lowest level ...

Prepaid Amex, Now With Training Wheels

The Huffington Post | Catherine New | Posted 03.26.2012 | Money

It's the prepaid card with training wheels. In a move that differentiates American Express from other prepaid debit cards on the market, the compa...

Catherine New

More Facebook Friends Could Lead to Better Bank Rates

HuffingtonPost.com | Catherine New | Posted 03.01.2012 | Money

The only thing stopping banks from putting your Facebook page into your credit file is the law. But even that line is growing blurrier. One new ba...

Rents Fell Last Year, But In Many Cities Still 'Too Damn High'

The Huffington Post | Catherine New | Posted 02.09.2012 | Business

Rents fell across the United States last year, but landlords got choosier. Overall average rent in the U.S. dropped to $820 in the fourth quarter ...

Zach Carter

Honey, I Shrunk The Credit Score

HuffingtonPost.com | Zach Carter | Posted 05.25.2011 | Business

Steven Marks knew he was wasting thousands of dollars every month paying the mortgage on a home he bought during the housing bubble that will never be...