Credit Reports

The Easy Way to Fix a Credit Report Error

Credit.com | Posted 05.22.2012

Read More: Credit Score, Credit Report, Credit Cards, Credit Reports, Credit Report Disputes, Credit Report Errors, Credit Report Mistakes, Credit Report Tips, Money News
Credit.com

The information in your credit reports is what's used to create your credit scores, so you don't want to let mistakes on your credit reports potentially throw your credit scores out of whack. Here's how to dispute credit report mistakes, step-by-step.

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When Someone Else's Credit History Hurts You

The Huffington Post | Bonnie Kavoussi | Posted 05.07.2012

Read More: Mixed Up Credit Histories, Credit Report, Video, Credit Histories Mixed Up, Mixed Credit Reports, Credit Reports Mixed, Credit Reports, Mixed Up Credit Reports, Blended Credit Reports, Credit Histories Mixed, Credit History, Credit Reports Mixed Up, Credit Reports Blended, Mixed Credit Histories, Money News

Could you imagine being denied a loan because someone who shares your name tarnished your credit history? It could happen. Credit reports are ofte...

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Survey: Consumers Want to Build Their Credit

Credit.com | Posted 05.01.2012

Read More: Bad Credit, National Foundation for Credit Counseling, Personal Finance, Credit Reports, Good Credit, Credit Scores, Money News
Credit.com

In all, 56 percent of people said they want to build their score but don't know how to do it. In fact, the majority also said that they hadn't taken the time to order a copy of their credit report or credit score at any point in the past 12 months.

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Five Spring Cleaning for Your Credit Score

Jeanne Kelly | Posted 04.30.2012

Read More: Credit Score, Credit Reports, Credit Card Balances, FICO Score, Credit Card Debt, Credit Cards, Money News
Jeanne Kelly

here's something so inspiring and invigorating about a spring cleaning -- as if we're getting a fresh start on the year. It's also a good time to remember to do a spring cleaning for your credit score. Just like our homes, our credit reports can start to get a little dusty from winter hibernation.

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How to Hit a Home Run on Your Collections Debt

Jeanne Kelly | Posted 04.14.2012

Read More: Credit Reports, Credit Bureaus, Equinox, Credit Disputes, Experian, Trans Union, Debt Collectors, Debt Collection, Paying Off Debt, Financial Advice, Money News
Jeanne Kelly

If you have credit problems and you're facing those annoying calls by collections agents, here's how you can hit a home run to clear those accounts off of your credit report and improve your credit score.

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Advanced Credit: How Everything Is a Trade-Off

Jeanne Kelly | Posted 04.03.2012

Read More: Credit Inquiry, Credit Reports, Credit Cards, Credit Scores, FICO Scores, Credit Ratings, Money News
Jeanne Kelly

Every time you pull out your wallet to buy something, every time you get a bill in the mail, every time you ask for a loan, you are making a credit decision and there will always be a trade-off.

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7 Final Lies About Credit Scores That Can Cost You

Laura Adams | Posted 03.29.2012

Read More: Credit Scores, Credit Scoring, Free Credit Report, Credit Report, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Money News
Laura Adams

Federal law allows government agencies and businesses that have a legitimate need for your credit information to access your credit report before doing business with you or after you become a customer -- even without your permission.

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7 More Credit Score Lies That Cost You Money

Laura Adams | Posted 05.28.2012

Read More: Credit Scores, Credit Report, Credit Ratings, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Credit-Score-Myths, Credit Score Lies, Money News
Laura Adams

What you don't know about credit can hurt your personal finances on many levels. So here are seven more lies about credit scores that you should never fall for.

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Inquiring About Inquiries: How to Master the Art of Asking for Money

Jeanne Kelly | Posted 03.22.2012

Read More: Mortgages, Credit Inquiries, FICO Score, Credit Reports, Credit Cards, Credit Bureaus, Credit Score, Money News
Jeanne Kelly

An inquiry is when YOU ask for your credit to be pulled. So if you go for a mortgage or a car loan or a new credit card or a line of credit, you authorize your credit to be pulled and that is a considered to be an "inquiry" by the credit reporting agencies.

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In Healthy Credit, Timing Is Everything

Jeanne Kelly | Posted 03.14.2012

Read More: FICO Score, Healthy Credit, Credit Cards, Credit Reports, Money News
Jeanne Kelly

In credit, timing is everything and every second of the ticking clock means that your healthy credit is getting healthier.

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FICO Credit Reports Now In Spanish

AP | By CANDICE CHOI | Posted 01.24.2012

Read More: Spanish, Credit Report, FICO Score, Fico, FICO Scores, Spanish Language, Credit Reports, Video, Latino Voices News

NEW YORK -- Credit reports are now on sale in Spanish. The company behind the most widely used credit scores, Fair Isaac Corp., plans to announce Tue...

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How to Fight the "Holiday Credit Hangover" in January

Jeanne Kelly | Posted 01.13.2012

Read More: New Year's Resolutions, Holidays, Credit Cards, Credit Reports, Budget, Fico, Debt, Money, Business News
Jeanne Kelly

The holiday season is fun: It's a wonderful time to spend with loved ones, and it's okay if you "splurged" a little. But now get back on track and have a healthier credit new year!

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It's the Start of Your Journey Toward Better Credit

Jeanne Kelly | Posted 12.30.2011

Read More: Credit Reports, FICO Score, Credit Bureaus, Credit Cards, Road Trips, Budget, Business News
Jeanne Kelly

If part of your journey this year includes traveling toward better credit, take a moment now to decide how to make it a successful trip for you.

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Make a List, Check It Twice and Have a Debt-Free Christmas

Jeanne Kelly | Posted 12.06.2011

Read More: Organizing, Credit Cards, Christmas Budget, Credit Reports, Santa, Debt, Holidays, Holiday Season, Holiday Shopping, Christmas, Christmas Shopping, Business News
Jeanne Kelly

Here are 5 ways to add a dash of organization to your holiday shopping to help you avoid the credit agencies' "Naughty" list.

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31 Days of Debt: Why Thanksgiving to Christmas Could Ruin 2012 for You

Jeanne Kelly | Posted 11.23.2011

Read More: Holiday Shopping, Credit Reports, Black Friday, Holiday Credit Card Debt, Holiday Shopping Debt, Holiday Season, Holiday Stress, Holiday Debt, Holiday Shopping Tips, Business News
Jeanne Kelly

As you approach the next 31 days, follow these tips to help you manage your spending -- ultimately to manage your debt -- and to ensure that you don't trade short-term holiday spending for long-term prosperity

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5 Credit Tips to Help First Time Homebuyers Get a Mortgage

Jeanne Kelly | Posted 11.17.2011

Read More: Mortgage Brokers, Mortgages, Credit Bureaus, Homebuyers, Credit Reports, Building Credit, Credit Crisis, Credit Rating, Credit Advice, Business News
Jeanne Kelly

If you're an aspiring first-time homebuyer, start working on improving your credit rating right now so that when it's time for you to find a home, you'll have no trouble finding a mortgage.

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Radio Talk Show On Credit

Jeanne Kelly | Posted 10.25.2011

Read More: Mortgages, Credit Reports, Credit Cards, Refinance, Employment, FICO Scores, Business News
Jeanne Kelly

I did a radio interview for a show called Tomatoes in the Trenches. I was interviewed by Cheryl Benton & PTA Mom from The Three Tomatoes. We were j...

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Arthur Delaney

Civil Rights, Labor Advocates Demand End To Employment Credit Checks

HuffingtonPost.com | Arthur Delaney | Posted 12.11.2011

Read More: Employment Credit Checks, Credit Report, Video, Free Credit Check, Unemployment, Credit Checks, Credit Monitoring, Hiring Discrimination, Credit Reports, Experian, Jobs, Transunion, Equifax, Latino Prosperity, Business News

WASHINGTON -- A coalition of 25 civil rights and labor advocacy groups petitioned one of the nation's largest credit-monitoring firms on Tuesday to qu...

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Off to College, But Are They Ready for Credit?

Jeanne Kelly | Posted 09.08.2011

Read More: Credit Reports, Credit Cards, FICO Scores, Credit, College Kids Credit, Credit Score, College Students Credit, Parents News
Jeanne Kelly

If you haven't taught your kids about healthy credit, now is the time. While they are in college taking classes to help them obtain a career, what about also helping them build some credit history?

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Credit Rating Ruined for Seven Years? Serial Bankrupters Know Better

Nicholas Carroll | Posted 08.09.2011

Read More: Credit Ratings, FICO Score, Credit Reports, Bank Propaganda, Rebuilding Credit, Serial Bankrupters, Banksters, Ruined Credit, Bankruptcy, Credit Score, Business News
Nicholas Carroll

Credit being "ruined" doesn't really mean anything anyway, because having "good credit" simply means having good enough credit to achieve a particular goal.

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Focusing on the Credit You Want

Jeanne Kelly | Posted 05.25.2011

Read More: Negative Credit, Bad Credit, How to Be Happy, Credit Reports, Happy, FICO Scores, Business News
Jeanne Kelly

Wishful thinking for a windfall to save you might be nice, but -- bottom line -- it's your daily habits that got you where you are now. If you want to get someplace better, you've got to begin by doing things differently.

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Experian Now Reporting Rental Payments

Jeanne Kelly | Posted 11.17.2011

Read More: Experian, Credit Rating Agencies, FICO Score, Rental Market, Credit Crunch, Credit Reports, Landlords, Healthy Living News
Jeanne Kelly

It came as big news to me earlier this year when I heard that Experian would now be reporting rental payments. Folks have often said to me that they ...

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How Your Credit Impacts Your Success

Jeanne Kelly | Posted 11.17.2011

Read More: Credit Rating Agencies, Credit Score, FICO Score, Credit Cards, Credit Reports, Personal Finance, Healthy Living News
Jeanne Kelly

Can your credit score determine how successful you are not just in your business but also in your everyday life?

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9 Things Women Must Do Before Divorce

Jeffrey A. Landers | Posted 05.25.2011

Read More: Divorce, Divorce Financial Checklist, Divorce Financial Strategist, Engagement Ring, Ex-Spouse, Freezing Joint Accounts, Estate, Financial Squeeze, Commingled Funds, Affluent Women, Divorce Settlement, Joint Funds, Spouse, Women, Medical Directives, Beneficiaries, Separate Property, Pre-Marital Funds, Marital Gifts, Financial Records, Spousal Abuse, Disinherit, Divorce Lawyer, Credit Reports, Divorce Proceedings, Elective Share, Credit Rating, Husband, Marital Home, Marital Funds, Certified Divorce Financial Analyst, Wills, Dissipating Assets, Marital Assets, Prepare for Divorce, Living Wills, Divorce Financial Analyst, Marital Property, Removing a Spouse, Dissipating Marital Assets, Divorce Professionals, Divorce Attorney, Women Facing Divorce, Divorcing Women, Slidepollajax, Divorce News
Jeffrey A. Landers

I talk with women facing divorce on a daily basis and the emotions they are dealing with are all over the board. But there is one common thread--they ...

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11 New Year's Resolutions to Achieve Financial Fitness in 2011

Steven B. Smith | Posted 05.25.2011

Read More: Portfolio, Spending Plan, Mvelopes, Personal Finances, Credit Card Minimums, 401k, Emergency Fund, Credit Reports, Debts, 2011, Financial Success, Business News
Steven B. Smith

If your personal budgeting skills need refreshing, then committing to the following eleven resolutions can help make 2011 the year you achieve financial fitness.

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