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Credit Score Tips

Should You Close Credit Cards That You No Longer Use? From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

Personal finance expert Suze Orman had some excellent advice to share with us on the topic of whether or not to close inactive credit cards. Suze ...

The Truth About Your Credit Score, From Suze Orman (VIDEO)

Posted 03.03.2014 | MarloThomas

When it comes to breaking down the truth about credit scores, personal finance expert Suze Orman taught us a valuable lesson or two. “This is the...

The 4 Judgements Every Lender Makes Based On Your Credit

Credit.com | Posted 02.04.2014 | Business
Credit.com

Many people believe that the decision-making process for creditors boils down to just one thing: the credit score. Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live.

Simple Ways To Raise Your Credit Score

Simple. Thrifty. Living. | Posted 01.23.2014 | Business
Simple. Thrifty. Living.

If you're like most people, the recession took a toll on your finances and probably your credit score. So how do you get it back to where it needs to be? There are a couple quick and simple ways to you can raise your credit score now.

3 Blunders People Make Trying to Improve Credit Scores

Neal Frankle | Posted 11.06.2013 | Business
Neal Frankle

Of course it's important to do what you can to bump up your credit score. But many people use the wrong tools towards that objective even though they have the right motivation. And when they do, they actually worsen their credit rating rather than improve it.

10 Really Dumb Things You Do With Credit Cards

Adam Levin | Posted 10.30.2013 | Business
Adam Levin

here are an estimated 1.5 billion credit cards in use in the United States and that can make them seem pretty ubiquitous. Nevertheless, access to credit cards is a privilege not a right, and if you make mistakes, you'll pay a price -- sometimes a hefty one.

3 Ways to Spring Clean Your Finances

SaveUp | Posted 07.02.2013 | Business
SaveUp

It might seem obvious that improving your finances includes saving for retirement, but it's important to think of your financial plan in a broader way. It's also about putting protections in place.

How To Build Credit, From Suze Orman (WATCH)

Posted 08.14.2013 | MarloThomas

If you need to build or rebuild your credit but can't get approved for a credit card, you're not completely out of luck. Personal finance expert Suze ...

The 10 Things You're Too Shy to Ask About Credit -- But Should

LearnVest | Posted 03.12.2013 | Business
LearnVest

There's a lot that the basics don't cover, and questions that you might be embarrassed to ask, like how to start rebuilding your credit after a bankruptcy. We cover 10 of the top I'm-too-chagrined-to-ask questions.

4 Steps to Get Your Credit in Check Before Shopping for a Mortgage

Ken Lin | Posted 12.07.2012 | Money
Ken Lin

Typically, the longer your credit history, the higher your credit score. Many consumers assume closing accounts they're not using makes them look better to lenders, but it can have the opposite effect.

The Man With A Near Perfect Credit Score

The Huffington Post | Bonnie Kavoussi | Posted 10.26.2012 | Money

Tom Pavelka is proof that you don't need to be fabulously wealthy to have great credit. The Westlake, Ohio man has a credit score of 848 out of 850...

Why Your Credit Score Hates This Time of Year

Credit.com | Posted 12.05.2012 | Money
Credit.com

You and I might revel in the crisp autumn weather, but your credit score hates this time of year. The reason? Starting in October and continuing through the next 90 days, many households dramatically increase their spending.

Three Crucial Things To Know About Your Credit Score, From Alexa von Tobel (WATCH)

Posted 08.21.2013 | MarloThomas

When Alexa von Tobel, Founder & CEO, LearnVest.com, joined me on Mondays With Marlo, she filled me in on three crucial ways to keep your credit score ...

5 Ways You Can Rebuild Your Credit Score

Jeff Hindenach | Posted 10.29.2012 | Money
Jeff Hindenach

Has your credit score taken a hit because of the Great Recession? Foreclosures, unemployment and other financial struggles have hurt a lot of people's credit history. So how do you go about fixing it?

3 Lessons That the Back-to-School Season Can Teach Us About Credit

Jeanne Kelly | Posted 08.27.2012 | Money
Jeanne Kelly

The back-to-school season can teach us a few things about our improving our credit scores, too. Here are three lessons we can learn.

It Is Possible to Fix Your Credit in Two Months

Credit.com | Posted 08.27.2012 | Money
Credit.com

Repairing a shoddy credit report requires time, but there are few steps you can take to expedite the process. Here's what to do if you're hoping to give your score a boost by Labor Day.

You Might Be Taking a Vacation This Year But Your Credit Score Isn't!

Jeanne Kelly | Posted 06.27.2012 | Money
Jeanne Kelly

Imagine your shock if you return from vacation only to discover that while you sipped lemonade on the hot sand, your credit score steadily ticked downward. It happens more often than you think.

4 Surprising Things That Will Affect Your Credit

Credit.com | Posted 08.22.2012 | Money
Credit.com

Learning the rules of credit isn't always as straightforward as you might think. Sometimes, doing something you might think would be great for your credit score can actually have an unintentional negative impact.

Tax Returns: What Will You Do With Found Money?

Jeanne Kelly | Posted 05.17.2012 | Money
Jeanne Kelly

Many Americans will be getting tax refunds from the government, and tax refunds are "found money" -- money you forgot was yours. It's as if the government lifted up your couch cushions and found a few hundred dollars.

The Fastest Way to Increase Your Credit Score

InvestingAnswers | Posted 06.10.2012 | Money
InvestingAnswers

While your payment history ranks as the most important piece of your credit score, it can take months or even years to dramatically improve it. Looking for a quicker fix? Focus on what's known as your credit utilization rate.

March Madness: 5 Tips to Keep Your Credit Score From Looking Like Your Busted Brackets

Adrian Nazari | Posted 05.30.2012 | Money
Adrian Nazari

This year Duke and Missouri were the culprits for obliterating my brackets. So in the spirit of March Madness, I thought I would share a few lesser known tips for keeping your credit score from looking like this year's busted brackets.

Fuggetaboutit: America's Rudest Cities Also Have the Best Credit

Justine Rivero | Posted 05.08.2012 | Money
Justine Rivero

When it comes to sh*t New Yorkers say, you probably wouldn't expect to hear, "I have a better credit score than you." Apparently, they're being modest.

The Secret Equation That Guarantees Better Credit

Jeanne Kelly | Posted 01.25.2012 | Business
Jeanne Kelly

Not every problem on my clients' credit reports can be traced to incorrect information. It would be nice if that was the problem but we can't blame all of bad credit scores on a typo.

Improving Your Credit Score

Jason Alderman | Posted 11.15.2011 | Business
Jason Alderman

Many people suffered blows to their credit scores during the unstable economy of the last few years. Fortunately, there are a few steps you can take that will begin improving your score.