Credit Score on Huffington Post

SaveUp: 3 Ways to Spring Clean Your Finances

2013-05-02T17:05:38Z

It might seem obvious that improving your finances includes saving for retirement, but it's important to think of your financial plan in a broader way. It's also about putting protections in place.

Read more: Spring Cleaning, Personal Finance, Credit Score, Personal Credit Cards, Credit, Personal Finance Tips, Credit Score Tips, Personal Credit Score, Business News

Jack M. Guttentag: Sub-prime 2013 Edition: It Is Government Insured!

2013-05-02T13:47:22Z

In 2008, FHA attempted to increase mortgage insurance premiums on low credit scores, and to reject scores less than 500 unless the loan-to-value ratio was 90 percent or less. The proposal was shot down by Congress. Premiums are scheduled to rise this year, but will not be scaled by credit score.

Read more: Credit Score, Fha, Mortgage Insurance, Congress, Sub-Prime Market, Subprime Mortgages, Business News

Virginia Sullivan: Don't Let Debt Ruin Your Retirement!

2013-04-28T08:06:46Z

I opened my credit card bill today. Yikes! It's almost $10,000. I'm stunned. How did I let it get so out of hand? I should know better. I'm in the ban...

Read more: Debt, Saving for Retirement, Paying Off Debt, Retirement, Credit Score, Credit Cards, Credit Card Debt, Retirement Planning, Money, Debt Retirement, Fifty News

Adam Levin: 5 Money Lessons Every New Graduate Needs to Know

2013-04-26T07:15:43Z

It's that time of year again. Graduation. That seminal moment in our lives when, in ceremonies of varying degrees of pomp and circumstance, our elders pass on the wisdom of the ages to those of us who are evolving from the shelter of the ivory tower to the stark reality of the "real world."

Read more: Social Media, Debt Consolidation, Twitter, Credit, College Graduation, College, Identity Theft, Credit Score, Human Resources, Income-Based Repayment Plan, Facebook, Job Market, Student Loans, Privacy, College Graduates, Ibr, College News

Chris Birk: 5 Most Effective Habits of Consumers With Sky-High Credit Scores

2013-04-25T11:16:02Z

Consumers don't build great credit scores overnight. It's something that takes time, smart financial decisions and maybe even a little luck.

Read more: Mortgages, Credit, Credit Scores, Fico, Business News

Neale Godfrey: Identity Theft: It's Not Just for Grownups!

2013-04-23T14:12:32Z

Kids have pristine records with no real credit score of their own. Parents generally don't think to monitor the status of their kids' identity. This is the perfect combination for children to be the easy targets of identity theft.

Read more: Banking, Credit Card Fraud, Credit Score, Kids and Money, ID Theft, Identity Theft, Kids Identity Theft, Parents News

Bethy Hardeman: 10 Credit Myths That Fool the Best of Us

2013-04-11T16:39:44Z

Credit myths and rumors are unfortunately spread around all the time, especially on the World Wide Web. Today I'm wrangling 10 of the most common credit myths to help set things straight.

Read more: Credit Report, Credit Score, Myths, Can My Employer See My Credit Score, Credit Score Myths, Does My Income Affect My Credit Score, Credit Score Factors, Business News

D. Sidney Potter: The Obama Charm Offense for User Friendly Home Loans

2013-04-09T12:09:02Z

If the Obama charm offense works on the home lending industry, then more buyers -- either it be first-time home owners or small investors, come off the sidelines and will start to buy.

Read more: Housing Market, FICO Score, Homes, Great Recession, Underwriting Standards, Carol Galante, Obama Charm Offense, FHA Commissioner, Investors, Business News

Adam Levin: The Biggest Credit Mistake People Make (Plus 3 Tips)

2013-04-04T11:13:07Z

Some credit mistakes aren't so obvious. What's worse, the biggest secret credit mistake -- the one most people don't even know they're making -- actually happens when people are trying to turn their credit score around and be more financially responsible.

Read more: Credit Score, College Student Credit Cards, Business News, Credit, Credit Cards, Money News, Business News

This Might Be The Best Thing Bank Of America Has Ever Done

2013-03-13T14:38:46Z

There is in all of us I think a tension between sharing something wonderful and keeping it secret inside you so you can enjoy it on your own. I on...

Read more: Bank of America Credit Score, Bank of America, Brian Moynihan, Credit Score, Business News

Jeanne Kelly: Romance and Credit Scores... Can the Two Co-Exist?

2013-03-05T16:01:06Z

Credit scores are based on how someone has historically handled credit. So although they won't be a perfect indicator of whether your new partner will be a good partner, a credit score can hint at their ability to manage responsibility, and whether they have habits that can hinder the relationship.

Read more: Credit Scores, Credit Cards, Credit Reports, FICO Score, Credit Card Debt, Dating, Business News

Bethy Hardeman: New FTC Study: 25 Percent of Consumers Have Credit Report Errors

2013-03-03T17:45:15Z

For years there's been an ongoing debate about accuracy of credit reports. Various studies have claimed that 3 to 25 percent of reports contain errors. Can credit report errors be a big deal? Yes, absolutely.

Read more: Credit Score, Credit Report, Federal Trade Commission, Ftc, Business News

Credit.com: How Credit Scores Are Actually Created

2013-02-28T09:29:13Z

By Barry Paperno

Have you ever wondered how they come up with a three-digit number that can predict whether you're a good or bad credit risk?

Back i...

Read more: Free Credit Report, Credit Report, Credit Score, Credit, Credit Reports, Business News

Steve Rhode: How Can I Improve My Credit So We Can Buy a House?

2013-02-08T12:00:51Z

Question:

Dear Steve,

Although I have made great strides in the last four years, I brought a poor credit history and score to our marriage (marr...

Read more: Credit Score, Mortgage, Making a Home, Credit Repair, Business News

Your Credit Score May Be Wrong

2013-02-11T12:35:36Z

WASHINGTON — A government study says 20 percent of consumers had an error in a credit report issued by a major agency.

The Federal Trade Commis...

Read more: Credit-Score-Mistake, Ftc, Credit-Score-Errors, Loans, Credit Scores, Credit Score, Federal Trade Commission, Business News

Bethy Hardeman: 5 Quick Fixes for Your Credit Score

2013-02-09T12:13:53Z

Your credit health is kind of like your physical health -- there's no fast lane to a perfect credit score or perfect health; it's a long-term journey. But just like you can make healthy diet and exercise choices today, you can do the same for your credit.

Read more: Credit Report, Credit Score, Credit Cards, Financial Health, Business News

Analysis: Student Debt Trends Are 'Simply Unsustainable'

2013-01-31T14:44:46Z

Two new reports released this week show Americans are increasingly struggling to repay student loan debt, creating a drag on the economy and wasting t...

Read more: Student Debt Rises, Fico, Student Debt, Transunion Student Debt, Student Debt Unsustainable, Project on Student Debt, Recent College Graduates, Average Student Debt, Student Debt Crisis, Majoring in Debt, Transunion, Student Loan Debt Increases, Ezra Becker Student Debt, Fico Student Debt, Andrew Jennings Student Debt, Student Debt Increases, Cost of College, Business News

'The Biggest Privacy Breach In Our Time'

2013-01-30T17:31:57Z

Financial information is considered by most to be very private, but that isn’t stopping one credit reporting agency from sharing it without your kno...

Read more: Credit Ratings, Consumer Financial Protection Bureau, Credit Score, Credit Rating Agencies, Equifax Sells Data, Equifax Privacy Breach, Equifax Debt Collectors, Equifax Sells Private Data, Equifax, Business News

How To Build Credit, From Suze Orman (WATCH)

2013-01-18T16:08:37Z

If you need to build or rebuild your credit but can't get approved for a credit card, you're not completely out of luck. Personal finance expert Suze ...

Read more: Marlo Thomas, Video, Build Credit, Credit Scores, Mondays With Marlo, Credit Score, Suze Orman, Credit Cards, Credit Score Tips, MarloThomas News

Adam Levin: Can Lessons From Lance Pump Up Your Finances?

2013-01-17T21:21:43Z

You don't need to win seven consecutive Tour de France competitions in order to get where you need to be. And you don't need to confess your credit sins to Oprah. By being truthful with yourself, you can create a stable financial life and "live strong."

Read more: Lance Armstrong Oprah Interview, Financial Literacy, Business News, Credit Scores, Lance Armstrong, Credit, Credit Tips, Credit Score, Business News

Credit.com: Will Your Credit Card Outlast Your Marriage?

2013-01-15T11:19:03Z

Will you be sticking with your credit card longer than your spouse? For some Americans, the answer will be "yes." Overall, we are are pretty faithful ...

Read more: Credit Score, Marriage, Credit Card, Credit Cards, Business News

Jason Alderman: Helping the 'Unbanked' Get Affordable Financial Services

2013-01-09T12:59:33Z

According to a recent survey by the Federal Deposit Insurance Corp. (FDIC) and the U.S. Census Bureau, 17 million American adults now live in "unbanke...

Read more: Bank on Programs, Credit Score, Underbanked, Unbanked, Prepaid Cards, Business News

LearnVest: How You Can Help Your Family's Finances In 10 Minutes

2013-01-08T17:24:45Z

The New Year is a time to conquer any traces of "put-off-ability," because the longer you put things off, the more you'll continue to put them off. Admittedly, some of the tasks that get pushed off the longest are the ones that can help your financial life.

Read more: Retirement Planning, Allowance, Charity, Talking to Kids About Money, 529 Plan, 401k, Family Finances, Procrastination, Credit Score, 529 Qualified State Tuition Plan, Financial Advice for Women, Teaching Kids About Money, Financial Planning, Financial Advice, Parents News

LearnVest: The 10 Things You're Too Shy to Ask About Credit -- But Should

2013-01-08T17:26:03Z

There's a lot that the basics don't cover, and questions that you might be embarrassed to ask, like how to start rebuilding your credit after a bankruptcy. We cover 10 of the top I'm-too-chagrined-to-ask questions.

Read more: Bad Credit, Credit, Credit Tips, Building Credit, Credit Score, Credit History, Good Credit, Credit Score Tips, Business News

Ryan Mack: Common "Cents" -- Financial Tips for Couples

2013-01-03T08:56:49Z

With all the media chatter about "Kim-YE" I thought it appropriate to discuss our own personal relationships. Yes... we all know that Kim and Kanye West are both multimillionaires, but do you know the financial picture of the person you are dating?

Read more: Credit Score, Relationship Advice, Money Advice, Financial Planning, Money and Relationships, Financial Advice, Business News